Buying a car in Colorado is not “sticker plus Georgia’s Title Ad Valorem Tax,” and it is not a single combined city rate that works from Denver to Grand Junction. Colorado charges retail sales or use tax on the vehicle at a statewide rate of 2.9 percent, plus local city, county, and special-district tax that follows where the car will be registered. Separately, the clerk collects an annual specific ownership tax (SOT) — an in-lieu property tax on original MSRP and the vehicle’s age — that is not a second sales tax on the purchase price.
This guide explains how a Colorado auto loan calculator should turn those official rules into a monthly payment. Every dollar, percent, and fee below comes from the Colorado Department of Revenue, Colorado DMV, the Colorado Revised Statutes, the Colorado Constitution, or the Federal Reserve’s G.19 Consumer Credit release. Industry surveys are not used. If a public agency does not publish a number, the calculator leaves it to you. You will see a $38,000 new-car example at the official 60-month bank average of 7.14 percent, a cash-versus-roll comparison, a used-dealer trade-in that does shrink the tax, a private-party deal that does not, and an SOT worksheet that starts from MSRP rather than the negotiated price.
What Makes Colorado Different From Most States
Many shoppers hear “car tax” and reach for Georgia-style Title Ad Valorem Tax or a single combined percent. Colorado is neither. Motor vehicles are tangible personal property. Dealers collect state and state-administered local sales tax on the sale and prepare Form DR 0024 (Standard Sales Tax Receipt for Vehicle Sales). County clerks cannot title or register until all applicable sales or use tax is paid. That is the Department of Revenue’s motor-vehicle sales rule, not a title-tax substitute.
The statewide rate is 2.9 percent under C.R.S. § 39-26-106. Collection on motor vehicles sits in §§ 39-26-113 (sales) and 39-26-208 (use). Local city, county, and special-district rates — RTD and SCFD are the familiar Front Range examples — vary. Which local tax applies depends on where the purchaser takes possession, residence, and where the vehicle will be registered. If the purchaser is a nonresident of the sale city, county, or district and will register outside it, that local sales tax is exempt and the purchaser pays use tax to the county clerk for the registration jurisdiction. Home-rule city taxes are not administered by DOR; contact the city. The official list lives in DR 1002.
Important: Colorado’s purchase tax is 2.9% state sales/use tax plus local. Specific ownership tax is a separate annual registration tax on 85% of original MSRP. Do not copy a Georgia TAVT line of $2,660 onto a $38,000 Colorado deal. The official statewide sales tax on that price, with no local add-on and no taxable doc fee, is $1,102.00 (0.029 × $38,000). Skipping local tax or substituting SOT for sales tax both miss the official engine.
SOT is collected with registration, in lieu of personal property tax (Colorado Constitution article X, § 6; C.R.S. §§ 42-3-106 and 42-3-107). Original taxable value is set when the vehicle is new and does not change with later sale price. For Class C — most passenger cars, SUVs, and vans that are not in Class A or B — taxable value is 85 percent of original MSRP. Year one is 2.10 percent of that taxable value. Later years step down. A used-car price of $18,500 does not reset SOT; the clerk still uses the original MSRP and the year of service.
There is no cooling-off period on a dealership purchase. FTC home-solicitation rules do not apply at the lot. The Uniform Consumer Credit Code in C.R.S. Title 5 governs consumer credit sales; a calculator should amortize at the user’s contract rate and should not hard-code a usury engine. Parties may contract for a delinquency charge on an installment not paid in full within 10 days — not more than $15 on a transaction not secured by land (C.R.S. § 5-2-203).
References:
- Colorado DOR — Sales & Use Tax Topics: Motor Vehicle Sales (accessed 29 August 2026)
- C.R.S. § 39-26-106 (state sales-tax rate 2.9%); §§ 39-26-113, 39-26-208 (motor-vehicle collection)
- DOR DR 1002 — Colorado Sales/Use Tax Rates; Form DR 0024
- C.R.S. §§ 42-3-106, 42-3-107 (SOT class and rates); Colo. Const. art. X, § 6
Official Colorado Fees You Can Rely On (2026)
These costs are published by DOR, the Colorado DMV taxes-and-fees page, and the Colorado Revised Statutes. A responsible calculator uses them as defaults. It does not invent an average doc fee, a Lemon Law purchase add-on, or a “typical” Denver or Boulder combined rate.
| Item | Official amount | Source |
|---|---|---|
| State sales/use tax | 2.9% | C.R.S. § 39-26-106; DOR |
| Local city / county / district | User-entered (default 0%) | DR 1002 / Colorado sales-tax lookup; registration address |
| Specific ownership tax (Class C, year 1) | 2.10% of 85% of original MSRP | C.R.S. §§ 42-3-106, 42-3-107; DMV |
| Title application / transfer | $7.20 | C.R.S. § 42-6-137(1)(a); DMV |
| Duplicate title | $8.20 | DMV |
| Dealer title (one working day) | $25 | C.R.S. § 42-6-137(6) |
| Clerk hire | $4 | C.R.S. § 42-1-210 |
| Age-of-vehicle (from 1 Jul 2026) | $12 / $10 / $7 | DMV; less than 7 / 7–9 / 10+ years |
| EMS | $2 | C.R.S. § 42-3-304(21) |
| POST | $1 | C.R.S. § 42-3-304(24) |
| Insurance ID / MIIDB | $0.50 + $0.10 | C.R.S. § 42-3-304 |
| Statewide AIR account | $0.50 | C.R.S. § 42-3-304(18)(a) |
| Emissions-program county / area | $0.70 / $1.50 when it applies | User-entered if the county is in the program |
| Registration base fee | Weight schedule — user-entered | C.R.S. § 42-3-306(2)(b)(I); no single passenger default |
| FASTER road safety (through 31 Aug 2027) | $12.30 / $19.30 / $24.30 | DMV; ≤ 2,000 / 2,001–5,000 / 5,001–10,000 lbs |
| FASTER bridge safety | $13 / $18 / $23 | DMV; same weight bands |
| Plug-in EV extra | $63.05 / year | DMV |
| EV road-usage (FY 2026–27) | BEV $26 / PHEV $13 | DMV; inflation not until FY 2032–33 |
| Keep Colorado Wild pass | $29 optional | Not a loan default |
| Dealer documentary / processing fee | No statutory dollar cap; default $0 | Mandatory fees are in the sales-tax base (DOR) |
| Lemon Law purchase surcharge | None published | C.R.S. Title 42, art. 10 is a warranty remedy |
Late registration is $25 per month, capped at $100 (C.R.S. § 42-3-112). Title or register a purchase within 60 days; new residents have 90 days.
Example 1: Title-only statewide illustration
The official $38,000 new-car loan example uses state sales tax and the $7.20 title. It does not invent a weight, a county, or an MSRP. That is deliberate. FASTER, the base registration, clerk hire, and SOT stay at zero until you enter them.
Example 1: Official title line on a $38,000 new car
Scenario: New Colorado dealer, gasoline car, no MSRP entered, no weight, extra doc $0.
Title application / transfer: $7.20 SOT (MSRP left blank): $0.00 Age-of-vehicle (not selected): $0.00 FASTER (weight unknown): $0.00 Plug-in EV extras (ICE): $0.00 Other clerk / base / emissions: $0.00 —— Title & registration subtotal: $7.20
Sales tax is extra and is not in this $7.20. Add local tax, first-year SOT, FASTER, base registration, and county emissions before you quote a real county.
Example 2: Same car after you type MSRP and a common weight band
Example 2: User-entered SOT and FASTER on the same $38,000 car
Scenario: You type original MSRP $38,000 (a user-entered sticker — not an official average and not automatically the selling price) and pick the 2,001–5,000 lb FASTER band. First year of service, ICE, still no base registration.
Title: $7.20 SOT year 1 (see formula below): $678.30 FASTER road $19.30 + bridge $18: $37.30 —— Subtotal before base / clerk: $722.80
That $678.30 is registration SOT, not sales tax. It does not replace the $1,102.00 state sales tax on the purchase. Conventional non-plug-in hybrids have no BEV road-usage line. A plug-in would add $63.05 plus $13 (PHEV) or $26 (BEV) for FY 2026–27.
References:
- Colorado DMV — Taxes and fees (SOT tables, FASTER, EV, title $7.20)
- C.R.S. § 42-6-137 (title fees); § 42-1-210 (clerk hire $4); § 42-3-112 (late $25/month, cap $100)
- C.R.S. § 42-3-304 (EMS, POST, insurance ID, AIR); § 42-3-306 (age-of-vehicle and registration base)
How Colorado Sales and Use Tax Is Built
DOR’s 2026 motor-vehicle sales page describes the taxable purchase price as the full amount paid or promised, excluding only a direct federal tax and state or local sales tax itself. Cash down does not reduce the tax. Rolling the tax into the loan finances the tax; it does not change the tax.
What belongs in the base, and what does not:
| In the sales-tax base | Out of the sales-tax base |
|---|---|
| Mandatory dealer fees (documentation, processing, prep/closing, marketplace fees passed through, destination/freight the dealer passes through) | Direct governmental taxes/fees on the purchaser (sales tax itself; titling/registration/filing paid to the clerk; waste-tire fee to CDPHE; emission inspection paid to a government entity; retail delivery fee § 43-4-218) |
| OEM-installed options | Separately stated optional GAP, VIN etching, purchaser-chosen delivery (not destination freight) |
| Warranties / service contracts unless optional and separately stated | Dealer discounts not reimbursed by a third party |
| Manufacturer rebates and state/federal EV income-tax credits (they do not reduce the base) | Fair-market value of a qualifying trade-in |
A qualifying trade-in is the fair-market value of a motor vehicle the purchaser owns, taken as part of the same deal, if that vehicle is subject to licensing, registration, or certification. Private-party “trades” that are not part of the seller’s transaction do not get this exclusion. A manufacturer rebate does not reduce the taxable purchase price. A true dealer discount that is not reimbursed by a third party does, because it lowers the selling price.
On a private-party sale, or when the auctioneer is not licensed as a dealer, the seller often does not collect. The purchaser pays state and local tax to the county clerk at title. An out-of-state purchase titled in Colorado is use tax (state 2.9% plus local use) minus credit for sales or use tax legally imposed by the other state — not a foreign country, and not a tax that state did not legally impose. A new resident who moves in with a vehicle already acquired outside Colorado owes no Colorado use tax on that already-owned vehicle; title, registration, and SOT still apply. On a gift or prize, the recipient does not owe sales or use tax; the donor or grantor does, and the clerk needs the donor’s tax receipt.
The Innovative Motor Vehicle Credit for tax year 2026 is $750 on a purchase or lease. DOR is clear that the credit is an income-tax topic. It does not reduce the sales-tax base.
Example 1: New dealer, no trade, $38,000
Example 1: Statewide sales tax on a $38,000 new-car deal
Scenario: New Colorado franchise dealer, extra doc $0, local add-on $0, no trade, no rebate. Registration address local tax is left at zero so the illustration stays statewide.
Selling price: $38,000.00 Mandatory doc fee: $0.00 Qualifying trade-in: $0.00 Taxable purchase price: $38,000.00 State sales tax 2.9%: $38,000.00 × 0.029 = $1,102.00 Local add-on (user later): $0.00 Georgia TAVT 7% (do not use): $2,660.00
The official Colorado line is $1,102.00, not $2,660. Add your DR 1002 / lookup local rate on the same $38,000 before you quote a real city.
Example 2: Used dealer with a qualifying trade-in
Example 2: Trade-in exclusion on an $18,500 used dealer sale
Scenario: Colorado used dealer. Price $18,500. Trade-in fair-market value $3,000 for a licensed vehicle taken in the same transaction. Extra doc $0. Local still $0 in this illustration.
Selling price: $18,500.00 Qualifying trade-in FMV: −$3,000.00 Taxable purchase price: $15,500.00 State tax 2.9% × $15,500: $449.50 If this had been a private-party “trade” with no exclusion: 2.9% × $18,500 = $536.50
SOT on this used car still uses original MSRP and age, not the $18,500 price. Payment is not shown at a “used official APR” — G.19 does not publish one.
References:
- DOR Motor Vehicle Sales — taxable purchase price, trade-ins, rebates, private party, out-of-state credit, new resident
- Colorado sales-tax lookup (link; do not scrape)
- DOR Innovative Motor Vehicle Credit (2026 $750; sales tax on full price)
Specific Ownership Tax Is Not Sales Tax
Shoppers mix SOT into the purchase tax because both show up at the clerk. They are different taxes. Sales or use tax is a one-time charge on the taxable purchase price. SOT is an annual charge, collected with registration, based on a taxable value that was locked in when the vehicle was new.
Class C taxable value is 85 percent of original MSRP. The DMV 2026 table and C.R.S. § 42-3-107 then apply this year-of-service schedule:
| Year of service | Class C rate |
|---|---|
| First | 2.10% of taxable value |
| Second | 1.50% |
| Third | 1.20% |
| Fourth | 0.90% |
| Fifth through ninth | 0.45% |
| Tenth and later | $3.00 |
A 2026 verification note matters for electric cars. The Class A/B alternative-fuel exception that used 75 percent of purchase price as taxable value ran until 1 January 2026 and is expired. Class C passenger EVs still use 85 percent of MSRP. Do not compute SOT on selling price unless the user has entered MSRP as that amount. The Legislative Council SOT issue brief is the public summary of that class-and-exception history.
Example 1: First-year SOT on a $38,000 MSRP
Example 1: Class C, first year, user-entered MSRP $38,000
Scenario: You type the window-sticker MSRP. The calculator must not silently copy the negotiated $38,000 selling price if MSRP is blank.
Original MSRP (user-entered): $38,000.00 Class C taxable value (85%): $38,000 × 0.85 = $32,300.00 First-year rate: 2.10% SOT year 1: $32,300 × 0.021 = $678.30
That $678.30 is due with registration. It is not folded into the $1,102.00 sales tax. If the lender rolls first-year SOT, it is added to principal. If MSRP is left blank, SOT stays $0 in the estimate.
Example 2: Same MSRP in year five versus year ten
Example 2: How SOT declines on the same $38,000 original MSRP
Scenario: The original taxable value does not reset when the car is resold. Year of service, not the new buyer’s price, drives the rate.
Taxable value (still 85% of original MSRP): $32,300.00 Year 5–9 rate 0.45%: $32,300 × 0.0045 = $145.35 Year 10 and later: flat $3.00
A later buyer of this car still pays SOT on the original $38,000 MSRP schedule, not on an $18,500 used price. That is why a used-car worksheet that “does SOT on sale price” is not the Colorado statute.
References:
- C.R.S. §§ 42-3-106, 42-3-107; Colorado Constitution art. X, § 6
- DMV registration fee estimate (link; do not scrape)
- Legislative Council SOT issue brief (Class C 85% MSRP; alt-fuel exception through 1 Jan 2026)
Official Auto Loan Rates (Federal Reserve G.19)
There is no Colorado statewide official APR series. The official U.S. series is the Federal Reserve G.19 Consumer Credit release (Regulation Z APRs). The current release dated 7 August 2026 reports June / Q2 2026 data. Bank rates are unweighted averages of each bank’s most common rate in the first calendar week of the middle month of the quarter — not origination-weighted, and not Colorado-specific.
| Series | Rate | Period |
|---|---|---|
| Commercial-bank 60-month new-car | 7.14% | Q2 2026 |
| Commercial-bank 72-month new-car | 6.97% | Q2 2026 |
| Finance-company new-car (amount-weighted) | 6.1% (Q1) / 6.08% (Mar 2026, FRED RIELPCFANNM) | 2026 |
Do not treat the 72-month bank print sitting below 60-month as “longer terms are cheaper.” G.19 says that is the banks’ “most common” quoted mix, not a term premium. G.19 does not publish a used-car APR. A calculator must not invent one. Prefill 7.14 percent only as the 60-month new-car bank average. For a used car, enter your lender quote, or reuse 7.14 percent only with a label that it is shown at the official new-car bank rate. Sixty months is a reasonable chip because G.19 publishes a 60-month series. Do not treat 84 months as official. There is no official government APR-by-FICO table.
References:
- Federal Reserve G.19 current release (7 August 2026)
- C.R.S. Title 5 (Uniform Consumer Credit Code); § 5-2-203 (delinquency $15 / 10 days)
How the Colorado Auto Loan Calculator Turns Tax Into a Payment
The calculator is an estimate, not a Regulation Z APR solution and not a lender offer. It treats the entered rate as a nominal annual rate, compounded monthly. Monthly rate i = rate / 12. For amount financed P over n months:
Monthly payment M = P × [ i (1 + i)n ] / [ (1 + i)n − 1 ]. If i = 0, M = P / n. The payment is rounded half-up to cents. The last payment clears the residual. Totals come from that schedule.
- Choose a purchase channel. A Colorado dealer uses sales tax on price plus mandatory doc minus a qualifying trade-in. A private party uses use tax on the full price. An out-of-state purchase uses use tax minus documented other-state tax. A new resident already-owned vehicle uses zero Colorado use tax.
- Enter local tax as a percent. The form prefills statewide 2.9 percent only. Type the DR 1002 / lookup rate for the registration address. Default extra is 0 percent. Do not invent Denver or Boulder.
- Enter price, down, trade, payoff, rebate, and doc. Cash down never cuts the tax. A manufacturer rebate never cuts the tax. A qualifying dealer trade-in does. Mandatory doc is in the tax base; default extra doc is $0 because no statutory dollar cap was located.
- Optionally enter original MSRP and year of service. That is the only way SOT appears. The calculator will not silently reuse selling price.
- Optionally select age-of-vehicle, FASTER weight, and powertrain. Those official schedules stay at $0 in the statewide illustration until you pick them. Plug-in extras are not in the ICE worked example.
- Decide what to roll. Rolling sales tax finances the tax. Rolling title, SOT, and registration finances those clerk lines. Private-party and new-resident buyers typically pay clerk amounts in cash.
- Amortize at your APR. The 7.14 percent prefill is G.19, not a Colorado quote. GAP and optional separately stated warranty add to principal if financed and stay out of the sales-tax base.
Amount financed is roughly (price − down − trade + trade payoff − rebate) + rolled sales tax + rolled fees + financed GAP and warranty. Cash due is down plus any tax and fees not rolled. Negative equity increases amount financed; it does not create extra sales tax.
Complete Worked Examples at 7.14% for 60 Months
Assumptions for Examples A and B: new Colorado dealer, ICE (no EV extras), extra doc = $0, no trade/rebate/F&I, state sales tax 2.9% on $38,000, local add-on = $0, title $7.20, SOT and weight-based registration not rolled unless the user enters MSRP or weight, APR = official G.19 60-month bank 7.14%, 60 months, payment rounded half-up to cents, last payment residuals. Price $38,000, down $3,800 (10 percent).
Example A — State sales tax and title rolled
Example A: $38,000 new Colorado dealer, tax + title in the loan
Scenario: You finance the $1,102.00 state sales tax and the $7.20 title. Cash at signing is the down payment only.
Price: $38,000.00 Down payment: −$3,800.00 State sales tax (2.9% × $38,000): $1,102.00 Title: $7.20 Amount financed P: $35,309.20 APR 7.14%, 60 months, round half-up: Monthly payment: $701.50 Cash due at signing: $3,800.00 Total of payments: $42,089.93 Total interest: $6,780.73
Add user-entered local sales or use tax, first-year SOT (MSRP), FASTER, base registration, and county emissions before quoting a real county. Do not copy Georgia TAVT $2,660. Do not treat SOT as this tax.
Example B — Same deal, tax and title in cash
Example B: Same $38,000 deal, tax + title paid at signing
Scenario: Amount financed is price minus down. You write a larger check at the desk.
Amount financed P: $34,200.00 Tax $1,102.00 + title $7.20 cash. Monthly payment: $679.46 Cash due at signing: $4,909.20 Total of payments: $40,767.75 Total interest: $6,567.75 Rolling vs cash: Extra interest if you roll: $212.98 Less cash at signing if you roll: $1,109.20
Rolling costs $212.98 extra interest versus cash, and $1,109.20 less cash at signing, on state tax plus title only. Local tax and SOT would widen both gaps if you enter them.
Example C and D — Used dealer versus private party
Example C: Used dealer, $18,500, qualifying $3,000 trade
Taxable price: $18,500 − $3,000 = $15,500.00 State tax: 0.029 × $15,500 = $449.50 plus user-entered local. SOT still uses original MSRP and age. No official used-car APR.
Example D: Private party, same $18,500, no qualifying trade
State tax typically cash at the clerk: 0.029 × $18,500 = $536.50 plus local use tax + $7.20 title + registration / SOT. New resident bringing a vehicle already owned: no Colorado use tax on that vehicle (DOR); still pay title + registration + SOT.
Common Questions and Easy Mistakes
Does cash down lower Colorado sales tax? No. DOR taxes the full amount paid or promised. Down payment only changes amount financed and cash due.
Does a manufacturer rebate lower the tax? No. Rebates and the $750 Innovative Motor Vehicle Credit stay in the sales-tax base. A true dealer discount that is not third-party reimbursed does lower the base because it lowers the selling price.
Is SOT the same as sales tax? No. SOT is annual registration on 85% of original MSRP. Sales tax is 2.9% plus local on taxable purchase price. Putting $678.30 in place of $1,102.00, or adding SOT into the sales-tax base, is the classic Colorado trap.
Can I use one combined rate for the whole state? No. Local city, county, and district rates vary. Home-rule cities self-collect. Look up DR 1002 or the Colorado sales-tax lookup for the registration address. Do not invent Denver or Boulder.
What APR should a used-car quote use? There is no official used-car APR. Enter the lender’s contract rate. The 7.14% prefill is the G.19 60-month new-car bank average for Q2 2026.
Is there a Lemon Law surcharge or a doc-fee cap? No Lemon Law purchase add-on is published; C.R.S. Title 42, article 10 is a warranty remedy. No statutory dollar cap on dealer documentary or processing fees was located. Mandatory fees are taxable. Default extra doc is $0.
Where the Numbers Come From
This guide and the matching calculator use only government sources as of 29 August 2026: Colorado DOR motor-vehicle sales topics, DR 1002, DR 0024, the Colorado DMV taxes-and-fees page, the Colorado Revised Statutes cited above, the Colorado Constitution, the Legislative Council SOT issue brief, and Federal Reserve G.19. Official tools are linked, not scraped. Industry surveys (Experian, Edmunds, Bankrate, CarEdge, credit-union rate sheets) are not used. If a figure is not in those official sources, it is omitted and left to the user — including local combined rates, average doc fees, weight-based registration base fees, and used-car APRs.
When statutes or DOR pages change, the calculator should change with them. Until then, the statewide engine is 2.9% plus your local percent, title $7.20, and SOT only after you type MSRP.
What to Remember Before You Sign
A Colorado auto loan estimate has three official layers. First, sales or use tax at 2.9% statewide plus local at the registration address, on a taxable price that excludes a qualifying dealer trade-in but not cash down and not a manufacturer rebate. Second, title and registration, starting with $7.20, plus FASTER, age-of-vehicle, clerk, and EV lines you actually owe in your county. Third, specific ownership tax on 85% of original MSRP, declining with the vehicle’s year of service, due every year at registration.
On the $38,000, 10 percent down, 60-month illustration at the official G.19 7.14% bank average, rolling state tax and title produces about $701.50 a month. Paying those two lines in cash produces about $679.46 a month and $1,109.20 more at signing. Neither figure is a TILA disclosure. Add local tax and SOT before you treat the number as a county quote. Then compare it with the contract your lender actually offers.
Disclaimer: This article is an educational estimate of Colorado vehicle taxes, official fees, and standard amortization. It is not a Regulation Z / TILA quote, not a lender offer, and not legal or tax advice. Verify current rates on DR 1002 / the Colorado sales-tax lookup, DMV taxes and fees, and your finance contract. Access date for the official brief: 29 August 2026.
Complete Reference List
Federal
- Board of Governors of the Federal Reserve System, G.19 Consumer Credit, current release (7 August 2026) — https://www.federalreserve.gov/releases/g19/current/default.htm
Colorado Department of Revenue
- Sales & Use Tax Topics: Motor Vehicle Sales — https://tax.colorado.gov/sales-use-tax-topics-motor-vehicle-sales
- DR 1002, Colorado Sales/Use Tax Rates — https://tax.colorado.gov/DR1002
- Form DR 0024 / DR 0024N, Standard Sales Tax Receipt for Vehicle Sales
- Colorado sales-tax lookup — https://colorado.ttr.services/
- Innovative Motor Vehicle Credit (tax year 2026, $750) — https://tax.colorado.gov/income-tax-topics-innovative-motor-vehicle-credit
Colorado DMV and statutes
- Colorado DMV, Taxes and fees — https://dmv.colorado.gov/taxes-and-fees
- C.R.S. § 39-26-106 (state sales-tax rate 2.9%); §§ 39-26-113, 39-26-208
- C.R.S. §§ 42-3-106, 42-3-107 (SOT); Colorado Constitution art. X, § 6
- C.R.S. § 42-6-137 (title fees); § 42-1-210 (clerk hire $4); § 42-3-112 (late registration)
- C.R.S. § 42-3-304 (EMS, POST, insurance ID, AIR); § 42-3-306 (age-of-vehicle, registration base)
- C.R.S. § 5-2-203 (UCCC delinquency $15 / 10 days); C.R.S. Title 5 generally
- C.R.S. Title 42, article 10 (Lemon Law warranty remedy — not a title surcharge)
- Legislative Council SOT issue brief — R25-1020