$
For a gift or succession, enter fair market value (used for the plate, not tax).
$
Dealer qualifying trade only; ignored on private-party sales.
$
$
Policy 52 taxes non-spouse mortgage assumption on this amount.
Official OMV parish table. Use your residence domicile, not the dealer city (R.S. 47:303).
$
All three Policy 48 items must be true for the $90 cap.
Policy 50 wipes state and parish use tax only when the first three are checked and the last is not. Spouse-only title is not eligible.
$
Prefill is Fed G.19 60-month new-car average, not a quote.
$
$
$
$
$
Not a mandatory state fee (R.S. 6:969.18).
$
$
$
Dealer qualifying trade only. Rebates do not reduce the tax base.
$
Included in the sales-tax base (DOR). Default $0.
Select a city or county to load state, local, and use tax rates.
$
$
Class C SOT = 85% × MSRP × age rate. Not sales tax.
Age fee from 1 Jul 2026: under 7 = $12; 7–9 = $10; 10+ = $7.
$
User-entered — no single passenger default in statute.
$
Leave blank to use the fee for your selected city or county.
$
$
$
$
Dealer sales only — reduces the 6.25% tax base.
$
$
Documented buyer rebate or cash incentive — reduces the Texas tax base.
$
Included in the taxable vehicle price; separately stated service contracts are not.
$
Private used: tax on the greater of price or 80% of SPV.
$
Not a state fee; not added to the 6.25% tax base.
$
$
Select a county for title fee and local registration fees.
$
Use only when buying the leased vehicle at the end of the lease.
$
$
$
$
For loan/cash math only — California tax is still on the full price.
$
Not a DMV fee; not added to the sales/use tax base.
$
Select a city or county for the combined sales/use tax rate.
Drives smog abatement ($20/$25) and ZEV RIF ($121) rules.
$
Varies by county — enter from DMV fee calculator if known.
$
Abatement auto-added by model year for gas vehicles ($20 ≤6 MY / $25 7–8 MY).
$
$
$
Reduces the taxable difference for sales/use tax.
$
$
Select a county for discretionary surtax (first $5,000 only).
$
County tax collector service charges vary.
$
$
$
Reduces taxable price only when traded at the same time as the purchase.
$
$
Non-taxable. 2026 caps: $490 electronic / $409 non-electronic.
$
$
Select a county for the combined sales/use tax rate (6%, 7% Allegheny, or 8% Philadelphia).
$
$
$
Reduces taxable base on dealer purchases only.
$
Shown for reference — does not reduce Alabama tax.
$
Taxable at 2% automotive (not 4% general).
$
Local AUTO follows your residence (2% state + city/county AUTO).
$
$
User-entered — varies by county millage.
$
$
$
Reduces the taxable base when applied at the same time.
$
Reduces the Utah sales/use tax base.
$
Included in the taxable base when separately stated.
$
Combined sales/use tax is based on your city/county.
Inheritance without a purchase price is typically not taxed as a sale — title and registration fees still apply. Confirm with Utah DMV.
Sets the statewide uniform age-based fee.
$
$
$
Reduces tax only on a new vehicle from an Ohio dealer.
$
Does not reduce Ohio sales/use tax.
$
Sales-tax exempt; 2026 cap $398 or 10% (lesser).
Used for Warren County rate change on Oct 1, 2026.
$
Combined sales/use tax is based on your residence (not the dealer).
$
$
$0–$30 depending on municipality (user-entered).
$
$
$
Dealer ST-556 only — not allowed on private RUT-50.
$
Default $0; taxable on ST-556 when charged.
Age = title year − model year (RUT-5/6).
Combined rate from purchaser address — do not invent Chicago 10.25%.
$
$
$
Dealer path — reduces taxable base (price − trade).
$
Does not reduce the Mississippi sales/use tax base.
$
$
Mississippi does not credit OOS tax — still due in full.
County average millage is a rough estimate only — confirm with your tax collector.
Leave blank to use county average; or sum districts below.
Multi-select entities for your domicile; mills sum into the override.
$
Assessed = max($100, 30% × true value). Official value is VIN assessment.
Display / hint only — not used to invent depreciation.
Enter current % from DOR — never hardcoded. Reduces ad valorem tax.
$
CPI-adjusted each July 1 — look up current amount.
$
$
$
Reduces Arizona TPT base on dealer sales.
$
Assigned cash rebate reduces the TPT base.
$
Taxable when charged; default $0.
$
Credited against Arizona use tax (floor $0).
Dealer TPT uses seller location; OOS use tax uses buyer domicile.
$
VLT uses this value — never the negotiated sale price.
$
$
$
$
$
Reduces tax when shown on the bill of sale.
$
$
Use the DOR chart row for the buyer’s address — filter matches the selected channel.
$
No statewide fixed price — enter what you paid / were quoted.
$
$
$
$
Taxable in Kansas — does not reduce the tax base.
$
Taxable; no statutory cap.
$
$
Higher-of local applies (KS-1526). Dealer may collect at sale site; buyer may owe compensating use at the treasurer.
$
$
$
$
$
$
Not taxed; statutory cap $200.
Dealer title fee $40 from 2026-10-01.
$
Local MV rate + TBD prefill from DOR location table. MVST always 0.5%.
$
$
YOS 1 = 100%. Override for later years.
$
$
$
Does not reduce Wisconsin sales tax.
$
$
Uncapped in Wisconsin; included in sales tax when buying from a dealer.
$
Select where the vehicle will be customarily kept. Waukesha & Winnebago have 0% county tax.
City and county wheel taxes can stack.
$
$
$
$
Used-tier thresholds use this price before trade / 60-day credit.
$
$
$
$
Local tax uses residence Total Rate, capped at $25 per 1%.
Stub: +10% state tax; +$3 per 10 days on reg.
$
$
$
$
MVRT from the official DMV location × model-year chart.
Prefill from municipal sales guide — not MVRT. Override below if needed.
$
$
$
Vehicle traded to the dealer as part of this same transaction. A separate private sale does not qualify.
$
$
Passenger-vehicle schedule only. County surtax may be a percentage of excise (min $7.50). List is partial — many counties and municipalities have their own taxes; confirm with BMV Quick Quote.
$
$
$
$
Annual excise uses original MSRP; if MSRP is blank, purchase price is used as a floor estimate (used-car MSRP is usually higher).
$
$
$
$
$
$
$
Last official 2025 print $126 — verify 2026 with clerk.
Ad valorem millage estimate — not MVUT. Override below.
$
$
$
$
$
$
Local % applies only to the first $1,600 — never the full price.
$
Not statewide — enter clerk amount or leave $0.
$
$
$
$
Reg tax uses MSRP × year-of-life — not selling price. Exclude destination.
$
$
$
$
$20 if seller’s city/county adopted; else $0.
$
$
$
$
$
Default is state 4% only — NYC 8.875% only when you select NYC. Confirm with Tax Dept / Pub 718.
$
$
$
$
$
$
$
Collected with the plate — enter your county amount; default $0.
$
Often ~$30 in emissions counties; leave $0 if not due.
$
$
$
$
DMV valuation = 35% of original MSRP — not selling price.
Year 1: −5% of DMV val; then −10 pts/yr to 15% floor.
$
No EV surcharge on the DMV fee page.
$
$
$
$
Dealer only — private sales have no trade credit.
$
$
Local option tax is city-specific — default $0.
1–2: $69 · 3–6: $57 · 7+: $45
$
$
$
$
Dealer channel only — added to the IMF base when entered.
0–45: $0 · 46–60: $10 · 61–75: $25 · 76–135: $50 · over 135: $75
$
Required before SCDMV issues a plate — default $0 is incomplete for plating.
$
$
$
$
No statutory cap — default $0 (line item only).
$
≤2 years (non-dealer) → tax on NADA Clean Loan.
$
If a lien is recorded, tax is 6% of the lien — gift exemption does not apply.
$
County assessor amount — default $0.
$
$
$
$
$
$
No statutory statewide cap — default $0.
$1 each — private sales are $0.
$
$
$
MSRP-based until age 14 — enter county quote.
$
$
$
$
$
Not sale price or Blue Book — use title factory price.
$
Default $0 — enter dealer amount if known.
$
No verified statutory EV dollar — enter only if your county quotes one.
$
$
$
Reduces 1.25% sales tax only — not excise.
$
No verified statewide cap — default $0.
Post-Mason-Treat, pre-registration is free and plates are mailed — check this when the transaction issues a new plate or decal (typical on purchases); renewals and plate-retaining transfers skip it.
Only when new tires are sold as part of this transaction — leave 0 otherwise.
$
$
$
$
$
Dealer only — luxury threshold is before trade.
$
$
Private sales use higher of NADA or bill of sale.
$
No statutory dollar cap — default $0.
$
Enter assessor quote — default $0.
$
$
County treasurer verifies the credit — keep proof of tax paid.
$
$
$
Only a rebate applied to the purchase price at signing reduces FNR — not one received later.
$
Capped at $180 · dealer charge added to the total, excluded from the FNR base.
$
VIN-specific — use the Iowa DOT Fee Estimator (Tools → Dealer Inquiry → Fee Estimator). Blank = total shows FNR + title only.
$
$
$
$
$
Dealer only — reduces taxable price.
$
$
Private sales tax on the greater of price or NADA.
$
Cash line only — not in the 6.25% base.
$
Annual bill from garaging city/town — not sales tax. Default $0.
$
$
$
Does not reduce the 0.5% privilege/use tax.
$
$
$
$
7+ years within 60 days → $41.60 path.
$
$
$
Use when MVA book-value / documented taxable value differs from price.
$
$
User-entered from MVA miscellaneous fees — default $0.
$
$
$
Does not auto-reduce excise — use taxable override if MVA nets trade.
$
$
Included in the SUT base (no statutory dollar cap).
$
Reduces the SUT base; cash down does not.
$
If provided, SUT uses the greater of sale price and NADA.
$
For fuel-efficient ICE ≥25 MPG — enter the chart amount.
$
$
Annual PPT from your Commissioner of the Revenue — not inventable statewide.
$
$
Does not reduce Virginia SUT.
$
$
Reduces the MVET base.
$
$
Out of MVET (may still be subject to GRT).
$
Private floor = 80% of this value.
$
$
$
$
Dealer invoice net practice — reduces taxable base.
$
If not a prior co-owner, tax = 6.625% × this amount.
$
$
$
$
Dealer only (name + VIN on bill of sale). Not for private.
$
Reduces FMV on new dealer sales only.
$
Included in dealer TAVT base (no statutory cap).
$
Required for private and reduced-rate paths.
$
$
$
Used for financing math only — municipal fee uses MSRP.
$
Rounded to nearest $100 for the municipal permit.
$
$
Ask your town/city clerk — no statewide invented amount.
$
$
Does not affect municipal permit (MSRP-based).
Michigan has no city/parish/county sales tax on vehicle title transfers — statewide 6% only. There is no multi-city domicile picker.
$
$
Dealer paperwork only — does not reduce private-party tax.
$
$
Treasury/SOS may assess FMV on undervalued private transfers.
$
$
MCL 257.801(1)(p) registration base — not sale price.
$
$
$
Used for financing math — excise uses NADA FMV.
$
Official excise base — not bill-of-sale alone.
$
$
$
$
$
$
$
Added to the MVET base (GL-21963).
$
Subtracts from the MVET base.
$
Shown in the total — not in the 5% MVET base.
MVD-2 uses year first registered — not model year.
$
$
$
Reduces the 4% base only at a licensed dealer.
Code 14: 11+ model years and sold ≤ $2,500 before trade-in.
Title/reg due in 45 days. Interest after 45; penalty after 60.
$
$
User-entered — do not invent the DOR non-commercial table.
$
User-entered from the DOR county wheel-tax page.
$
$
$
Document fee uses the higher of purchase price or this NADA value (dealer HB 164 notice). A $1 sale can still be assessed on NADA.
$
Trade-in is not documented as reducing the Delaware document fee — used only for the loan estimate.
$
Dealer paperwork charge — separate from the DMV 5.25% document fee.
AFV bands: ≤6,000 · 6,001–10,000 · 10,001–26,000 · over 26,000. Motorcycles use a flat +$15 AFV add-on.
$
$
$
Reduces 7% only at a dealer for passenger, motorcycle, and motor home (not trucks/other; not 30+ year dealer sales).
$
Private ≤7 years: tax is 7% of the greater of this value or sale price. A $1 sale still uses NADA if higher.
Private: ≤7 uses NADA floor; 8–29 uses sale price unless CPI; 30+ uses max(book/CPI/price).
$
RIGL 31-6-1: automobile ≤4,000 lb is $30/year. Truck ≤4,000 lb is $34/year. Heavier bands continue in statute.
New passenger registrations may be prorated by date — this uses a full term.
$
GET surcharge is 0.5% in all four counties through 2030. County weight tax is still user-entered below.
$
$
Preferred when the GET line is visible on the invoice.
$
Added to cash due / financed amount. Not added into the GET base here.
$
Does not reduce GET. Used only if you show a loan estimate.
$
$
$
$
Credit cannot exceed Hawaii use tax (TIR 93-3 / G-26).
State weight: 1.75¢/lb ≤4,000; 2.00¢ to 7,000; 2.25¢ to 10,000; $300 over 10,000 lb (HRS 249-33).
$
User-entered from your county ordinance (HRS 249-2). Do not use an undated blog ¢/lb figure.
$
Beautification, county registration, emblem, county EV surcharge — they differ by county.
$
User-entered — no statewide published purchase-path dollar is hardcoded here.
$8 per 1,000 miles capped at $50. Leave 0 for the $50 flat. Due at renewal only — not new purchase.
$
Mill rates are statewide (36 M.R.S. §1482). Pay excise at your town office before plates.
$
$
Excise uses MSRP / window sticker / approved guide — not the negotiated sale price.
Current year = 24 mills. 6th year and later = 4 mills. Title $33 only if 25 years old or newer.
$
Reduces the 5.5% base (36 M.R.S. §1765). Does not reduce excise.
$
Part of retail sale price (IB42 §3) — taxed, not added again as a BMV fee.
$
Credit cannot exceed Maine use tax (36 M.R.S. §1862).
$
User-entered — towns publish their own agent amounts (e.g. some offices list $5/$6).
$
County labels only — option rates are not hardcoded. Use MVD Look Up My County.
Enter percent (e.g. 0.5 for 0.5%). Do not invent a statewide rate. Yellowstone’s 0.5% is not statewide.
$
$
County option uses depreciated MSRP (MCA 61-3-503), not the negotiated sale price.
Age = calendar year − model year. Registration $217 (0–4) / $87 (5–10) / $28 (11+).
$
There is no state sales tax to reduce. Trade-in is used only if you show financing.
$
Not an MVD fee — outside the 3% admin base.
$
No statewide purchase-path lien dollar on the MVD light-vehicle page — do not invent one.
$
P&U is statewide 6%. There is no county add-on on the DMV tax page.
$
$
P&U uses the greater of purchase price or this book value. A $1 “sale” is still taxed on book.
$
$
Taxable — added to purchase price (DMV FAQ).
$
$
Trucks 6,100 lb+ use a separate DMV schedule — do not invent the auto $91 here.
$
Fee breakdown
Louisiana 2026 — updates live
Tax base
Taxable base
—State rate
—Local rate
—Combined rate
—Taxes
State + local sales / use
—Title & related
TitleOMV
—Handling
—Lien
—Local office fee
—Registration / plate
Plate / transferR.S. 47:463
—EV / hybrid road usageR.S. 32:461
—Other
PTA convenience
—Dealer doc fee
—Notary
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Estimated interest
—
Note: Estimate only. Final amounts are set at Louisiana OMV or a public tag agent using your domicile code. No default safety inspection. Verify rates at taxes.mfn.dps.la.gov and fees at OMV fees. As of 2026-09-05.
Fee breakdown
Colorado 2026 — updates live as you change inputs
Sales / use tax (not SOT)
Taxable base
—State rate
—Local (city+county+district)
—Combined rate
—Sales / use tax due
—Title
Title fee
—Registration & SOT
Specific ownership taxClass C
—Clerk hire
—Age-of-vehicle fee
—FASTER road + bridge
—Emissions
—EV plug-in + road usage
—Other registration
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Sales/use tax and SOT are different taxes. Local rates come from the Colorado Tax Rates sheet (DR 1002 style). Home-rule cities may self-collect. Verify at DR 1002 and DMV taxes and fees. As of 2026-09-05.
Fee breakdown
Texas 2026 — updates live as you change inputs
Motor vehicle tax (6.25% statewide)
Taxable base
—Tax rate
—Motor vehicle tax
—Late tax penalty
—Title
Title fee
—Registration
State registration base
—TexasSure + processing + inspection
—State emission fee
—County local fees
—Registration transfer
—Electric vehicle fee
—Dealer document fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Total interest (finance charge)
—Total of payments
—Cash due at signing
—
Note: Texas motor vehicle tax is a statewide 6.25% Chapter 152 tax — not general local sales tax. Title is $28 or $33 by county of residence. Verify with your county tax assessor-collector, the Comptroller, and TxDMV. As of 2026-09-05.
Fee breakdown
California 2026 — updates live as you change inputs
Sales / use tax
Taxable baseTrade-in does not reduce
—Combined rate
—Sales / use tax
—DMV fees
Vehicle license fee (0.65%)
—Registration
—CHP fee
—Transportation improvement fee
—Road improvement fee (ZEV)
—Transfer fee
—Nonresident service
—TOD fee
—County / district fee
—Smog abatement
—Smog transfer fee
—Reflectorized plate
—Motorcycle fees
—Dealer document fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: California sales/use tax is based on the vehicle registration address (not the dealer). Trade-in does not reduce the tax base. Verify rates at CDTFA and fees at the DMV fee calculator. As of 2026-09-18.
Fee breakdown
Florida 2026 — updates live as you change inputs
Sales / use tax
Taxable base
—State tax (6%)
—County surtaxfirst $5,000 only
—Total sales / use tax
—Title
Title fees
—Registration
Initial registration fee
—License tax (weight)
—Metal license plate
—Dealer document fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Florida state sales tax is 6%. County discretionary surtax applies only to the first $5,000 of taxable price. Final amounts are set by the county tax collector / FLHSMV. Verify at FLHSMV and Florida Revenue. As of 2026-09-18.
Fee breakdown
Pennsylvania 2026 — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use taxnot the title fee
—PennDOT fees
Title fee
—Registration
—Fee for local use
—Road User Charge
—Dealer documentary feenon-taxable
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Pennsylvania sales/use tax (6% / Allegheny 7% / Philadelphia 8%) is collected at title/registration and is separate from the PennDOT title fee ($72 or $108 with lien). Verify at PennDOT and PA DOR. As of 2026-09-05.
Fee breakdown
Alabama 2026 — updates live as you change inputs
Sales / use tax
Taxable base
—State tax (2%)
—Local AUTO tax
—Total tax due
—Title & registration
Title fees
—Plate + issuance
—EV / PHEV / LSEV fee
—Ad valorem
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Alabama automotive sales/use tax is 2% (not the 4% general rate) plus residence local AUTO. Final amounts are set by the county license plate issuing official. Verify at ALDOR. As of 2026-09-05.
Fee breakdown
Utah — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title fee
—Passenger registration
—Uniform age fee
—Driver education
—Uninsured motorist
—Corridor fee
—Air pollution control
—EV / hybrid extra
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Utah has no family-to-family sales-tax exemption on motor vehicles. The uniform age fee is not sales tax. Estimate only — verify with Utah DMV / Tax Commission. As of 2026-09-05.
Fee breakdown
Ohio — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title fee
—Registration / plate
—Deputy registrar
—Local permissive tax
—EV / hybrid extra
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Ohio sales/use tax is 5.75% state + residence local/transit. Trade-in credit applies only to new dealer purchases. Verify at The Finder. As of 2026-09-05.
Fee breakdown
Illinois — updates live as you change inputs
Tax (IDOR)
Engine
—Taxable base / chart basis
—Combined rate
—RUT-6 Chicago + Cook
—Sales / use tax
—Title & plates (SOS)
Title fee
—Registration / plates
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Dealer sales use ST-556 (6.25% + residence local). Private/gift use the RUT-5/RUT-6 chart — never 6.25%. Verify rates at MyTax. As of 2026-09-05.
Fee breakdown
Mississippi — updates live as you change inputs
Sales / use tax
Taxable base
—Sales / use rate
—Sales / use tax
—Title & registration
Title fee
—Registration
—Privilege tax
—Ad valorem
True value
—Assessed value
—Mills
—Ad valorem (gross)
—Legislative credit
—Ad valorem (net)
—EV / hybrid fee
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Mississippi sales/use is 5% on (price − trade) when due; no credit for tax paid to another state. Ad valorem = assessed × mills ÷ 1000. County average millage is rough only. As of 2026-09-05.
Fee breakdown
Arizona — updates live as you change inputs
TPT / use tax
Taxable base
—Combined rate
—TPT / use tax
—Title & registration
Title fee
—Registration
—Air quality fee
—Area A/B compliance
—Vehicle license tax (VLT)
—Nonresident permit
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Arizona state TPT/use is 5.6% plus county/city. Casual/gift sales are untaxed. VLT uses manufacturer base retail, not sale price. Verify locality in the ADOR TPT Rate Table. As of 2026-09-05.
Fee breakdown
Missouri — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title fee
—Registration / plates
—Lien notice
—Fuel decal
—Inspection
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Missouri sales/use is 4.225% state + buyer local from the DOR MV chart. Gift/new-resident paths can be $0 tax. 2026 BEV fuel decal $150+$9. As of 2026-09-05.
Fee breakdown
Kansas — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title fee
—Registration / tag
—Personal property tax
—Lienholder fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Kansas sales/use is 6.5% state + higher-of local. Rebates are taxable. EV tags are category fees ($70/$100/$165), not $30+EV. As of 2026-09-05.
Fee breakdown
Washington — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use + MVST
—RTA MVET
—Title & registration
Title fee
—DOL fees (filing/service/tabs/plates)
—TBD fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Washington is 6.5% + 0.5% MVST + local. RTA is district-only on depreciated MSRP. Doc fees are untaxed (cap $200). As of 2026-09-05.
Fee breakdown
Wisconsin — updates live as you change inputs
Sales / use tax
Taxable base
—State tax (5%)
—County tax
—City of Milwaukee tax (2%)
—Combined rate
—Credit for tax paid elsewhere
—Sales / use tax
—Title & registration
Title fee
—Registration base + plates
—Specialty plate fees
—EV / HEV surcharge
—Wheel tax
—Registration subtotal
—Lien listing
—Doc / service fee
—Estimated total due
—
Cash due at signing
—
Financing
Amount financed
—Monthly payment
—Total interest (finance charge)
—Total of payments
—Cash due at signing
—Amortization schedule (first 12 months)
| Mo | Payment | Principal | Interest | Balance |
|---|
Note: Wisconsin 5% + county (City of Milwaukee +2%). Dealer doc fees are taxable; GAP/warranties are not. Title $214.50 (transfer). Verify with WisDOT / WDOR. As of 2026-09-05.
Fee breakdown
Arkansas — updates live as you change inputs
Sales / use tax
Taxable base
—State rate
—State tax
—Local tax (capped)
—Total tax
—Title & registration
Title fee
—Registration
—Lien
—Late reg penalty
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Arkansas uses tiered state tax and local capped at $25 per 1%. Title $10. EV add-on $200. As of 2026-09-05.
Fee breakdown
Alaska — updates live as you change inputs
Sales tax
State sales tax
—Local municipal sales
—Title, registration & MVRT
Title fee
—Registration
—MVRT
—Lien
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Alaska has $0 statewide sales tax. Title $15. Biennial reg passenger $100. MVRT is by residence location × model year — separate from optional municipal sales. As of 2026-09-05.
Fee breakdown
Indiana — updates live as you change inputs
Sales / use tax
Taxable base
—State rate
—State tax
—Title & registration
Title fee
—Registration / plate
—EV / hybrid supplemental
—Annual excise
—Vehicle surtax
—Wheel / county tax
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Indiana sales/use is 7% statewide; no local sales tax. Title $15. Passenger plate $21.35 + TIIF $15 + annual excise tax based on original MSRP/age. EV $242 / hybrid $81. County/municipal surtax/wheel may apply. As of 2026-09-05.
Fee breakdown
Kentucky — updates live as you change inputs
Motor vehicle usage tax
Taxable retail base
—MVUT rate
—MVUT
—Title & registration
Title fee
—Plate / registration
—Title lien statement
—EV ownership fee
—Property tax (estimate)
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Kentucky MVUT is 6% statewide with no local sales tax. Title $9. Clerk plate commonly $21 (statute $11.50). Lien $22. As of 2026-09-05.
Fee breakdown
Tennessee — updates live as you change inputs
Sales / use tax
Taxable base
—State rate (7%)
—State sales tax
—Single-article (≤$44)
—Local (first $1,600)
—Total tax
—Title & registration
Title fee
—Plate / registration
—EV / hybrid add-on
—Wheel tax
—Lien notation
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Tennessee state sales tax is 7% plus single-article (max $44). Local option applies only to the first $1,600. Title $14. Plate $26.50. Lien $11. As of 2026-09-05.
Fee breakdown
Minnesota — updates live as you change inputs
Motor vehicle sales tax
Taxable base
—MVST rate
—MVST
—Title & registration
Title package
—Registration tax
—BEV / PHEV surcharge
—Lien notation
—Deputy registrar
—Wheelage tax
—Local vehicle excise
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Minnesota MVST is 6.875% statewide with no local sales tax on titled vehicles. Title package $51.50. Reg tax $10 + 1.575% × MSRP × YoL. As of 2026-09-05.
Fee breakdown
New York — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales tax
—Title & registration
Title certificate
—Plates
—Registration (2-yr)
—County use tax
—MCTD supplemental
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: New York title is $50 (not $5). Sales tax follows purchaser residence. Default illustration is 4% state only — NYC 8.875% only when selected. As of 2026-09-05.
Fee breakdown
North Carolina — updates live as you change inputs
Highway Use Tax
Taxable base
—HUT rate
—Highway Use Tax
—Title & registration
Title
—Passenger plate
—Local tag add-on
—BEV / PHEV fee
—Lien record
—Late transfer
—Property tax
—Emissions
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: HUT is 3% (not general sales tax). Title $66.75 / plate $46.25. New-resident ≥90 days capped at $250 HUT. As of 2026-09-05.
Fee breakdown
Nevada — updates live as you change inputs
Sales tax
Taxable base
—Combined rate
—Sales tax
—Governmental Services Tax
DMV valuation (35% MSRP)
—Depreciated base
—GST (4%, min $16)
—Supplemental GST
—Title & registration
Title
—Registration
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Private/gift sales tax is $0. GST uses 35% MSRP valuation (not purchase price). Supplemental GST is Clark & Churchill only. As of 2026-09-05.
Fee breakdown
Idaho — updates live as you change inputs
Sales / use tax
Taxable base
—State rate
—State sales/use tax
—City LOT
—Title & registration
Title (state + admin)
—Registration
—BEV / PHEV fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide sales/use is 6%. Title is $14 + county admin. Reg is age-banded with EMS $1.25. As of 2026-09-05.
Fee breakdown
South Carolina — updates live as you change inputs
Infrastructure Maintenance Fee
IMF base
—IMF rate
—Infrastructure Maintenance Fee
—Title & registration
Title
—Biennial plate
—EV / hybrid fee
—Late title penalty
—Property tax
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: IMF is 5% capped at $500 (not sales tax). New-resident OOS reg is flat $250. Title $15 / plate $40. As of 2026-09-05.
Fee breakdown
West Virginia — updates live as you change inputs
Consumers sales tax
Taxable base
—State rate
—Sales / use tax
—Title & registration
Title
—Class A registration
—EV / hybrid extra
—Lien recording
—Personal property
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide consumers sales tax is 6% ($30 if net under $500). Title $15. Class A $51.50 (hybrid $151.50 / EV $251.50). As of 2026-09-05.
Fee breakdown
Nebraska — updates live as you change inputs
Sales / use tax (Form 6)
Taxable base
—State rate
—State sales/use tax
—Local sales/use tax
—Total sales/use tax
—Title & registration
Title
—Passenger registration
—Plate fee
—Alt-fuel fee
—Tire fee
—Motor Vehicle Tax
—Motor Vehicle Fee
—Lien fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: State sales/use is 5.5% plus city local. Title $10. Reg block $20.50. BEV $150 / PHEV $75. As of 2026-09-05.
Fee breakdown
Wyoming — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title
—State registration
—County registration fee
—Lien notation
—VIN inspection
—EV / alt fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Combined sales/use at the owner’s residence locality. Title $15. State reg $30 (MC $25). County fee = max($5, 3% × age factor × factory price). As of 2026-09-05.
Fee breakdown
Oklahoma — updates live as you change inputs
Excise & sales tax
Excise base (price)
—Motor vehicle excise
—Sales taxable (price − trade)
—1.25% sales / use tax
—Title & registration
Title
—Transfer of ownership
—Insurance verification
—Plate / decal
—VIN inspection
—Lien / security interest
—Registration
—EV / PHEV add-on
—Tire fee
—Specialty plate
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Excise 3.25% (used = $20 + 3.25% over $1,500). Sales remnant 1.25%. No local MV tax. Title $11 + transfer $17. As of 2026-09-05.
Fee breakdown
Connecticut — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales / use tax
—Title & registration
Title
—Passenger registration
—Plate
—Administrative
—Clean Air Act
—Passport to the Parks
—GHG reduction
—Lemon Law
—Emissions exemption
—Lien
—Town property tax
—Doc / conveyance
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 6.35% / 7.75% (over $50k before trade). Parks $24. Title $25. No local MV sales tax. As of 2026-09-05.
Fee breakdown
Iowa — updates live as you change inputs
Fee for New Registration
Taxable base
—FNR ($10 + 5%)
—Title & registration
Title
—Annual registration
—EV / PHEV extra
—Lien fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Iowa FNR is $10 + 5% (not sales tax). Title $35. Doc fee max $180 outside FNR base. EV extras $130 / $65 / $9. No local sales-tax stack. As of 2026-09-05.
Fee breakdown
Massachusetts — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales / use tax
—Title & registration
Title
—Biennial registration
—Gift transfer fee
—Lien fee
—Municipal excise
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 6.25% sales/use. Title $75. Biennial reg $60. Gift MVU-24 fee $25. Municipal excise is separate. As of 2026-09-05.
Fee breakdown
Oregon — updates live as you change inputs
Privilege / use tax
Taxable base
—Rate
—Privilege / use tax
—Title & registration
Title
—Registration
—County fee
—Plates
—Late title
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: No general sales tax. Privilege/use 0.5% on taxable dealer vehicles (trade does not reduce). Title/reg are MPG-tiered. As of 2026-09-05.
Fee breakdown
Maryland — updates live as you change inputs
Titling excise
Taxable base
—Rate
—Excise tax
—Title & registration
Title
—Class A registration
—ZEV / PHEV surcharge
—VEIP / emissions
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide titling excise 6.5% (rental 3.5%). Title $200. Class A incl. EMS. $640 floor. As of 2026-09-05.
Fee breakdown
Virginia — updates live as you change inputs
Motor Vehicle SUT
Taxable base
—Rate
—SUT
—Title & registration
Title
—Lien title
—Registration
—Highway Use Fee
—NoVA emissions
—Local tag
—Local PPT
—Processing fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide Motor Vehicle SUT 4.15% (min $75). Trade-ins do not reduce. Title $15. Weight-based passenger registration. As of 2026-09-05.
Fee breakdown
New Mexico — updates live as you change inputs
Motor Vehicle Excise Tax
Taxable base
—Rate
—MVET
—Title & registration
Title
—Transaction fee
—Registration
—Tire recycling
—Late transfer
—Doc / transfer-service
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide MVET 4% (not GRT). Trade reduces. Title $5 + txn $3. Weight/age reg + tire $1.50. EV surcharge $0 in 2026. As of 2026-09-05.
Fee breakdown
New Jersey — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales tax
—Title & registration
Title
—Registration
—ZEV additional fee
—Doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide sales/use 6.625% (no local). Title $60 / $85 with lien. ZEV fully taxable from 2025-07-01. As of 2026-09-05.
Fee breakdown
Georgia — updates live as you change inputs
Title Ad Valorem Tax
FMV / taxable base
—Rate
—TAVT
—Title & registration
Title
—Tag
—Lemon Law
—AFV fee
—Emissions / county
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide TAVT 7% of FMV (not sales tax). Title $18 + tag $20. No OOS sales-tax credit. As of 2026-09-05.
Fee breakdown
New Hampshire — updates live as you change inputs
Sales / use tax
MSRP base (rounded)
—Sales tax
—Municipal & DMV
Municipal permit
—Title
—Late title penalty
—State registration
—Plates
—Town / city agent
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: New Hampshire has no state sales/use tax. Municipal permit uses MSRP × age mills (min $5). Title $35 (2026). As of 2026-09-05.
Fee breakdown
Michigan — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales / use tax
—Title & registration
Title
—Late title
—Registration (MSRP / weight)
—Plate
—EV / PHEV surcharge
—Recreation Passport
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 6% (no local). Registration uses MSRP (MCL 257.801). Title $15. EV light $267. As of 2026-09-05.
Fee breakdown
District of Columbia — updates live as you change inputs
Motor vehicle excise
NADA Eastern FMV
—Matrix rate
—Excise tax
—Title & registration
Title
—Lien recordation
—Registration
—Inspection
—Card service fee
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Excise = NADA Eastern FMV × MPG/EV matrix. Title $30. Class I $70 (2026-03-30). EVs are not excise-exempt. As of 2026-09-05.
Fee breakdown
North Dakota — updates live as you change inputs
Motor vehicle excise
Taxable base
—Rate
—Excise tax
—Title & license
Title
—Abandoned vehicle
—Passenger license
—EV / PHEV road use
—Plate transfer
—SRP
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 5% MVET (no local). Title $5. Abandoned $1.50 on initial ND title for new/OOS. License from MVD-2 2026 (year first registered × weight). EV $120 / PHEV $50. As of 2026-09-05.
Fee breakdown
South Dakota — updates live as you change inputs
Motor vehicle excise
Taxable base
—Rate
—Excise tax
—Title & registration
Title
—Technology
—Lien notation
—Nonresident admin
—License + $1+$1
—County wheel tax
—Electric fee
—Mailing
—Late interest / penalty / title
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 4% MV excise (no local stack). Title $10 + tech $2. EV $100. License and wheel tax are user-entered. As of 2026-09-05.
Fee breakdown
Delaware — updates live as you change inputs
Document fee
Taxable value
—Rate
—Document fee
—Title & registration
Title
—Late transfer penalty
—Registration
—AFV surcharge
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Delaware has no general sales tax. Document fee 5.25% (eff. 2025-10-01) on the higher of price or NADA, nearest dollar (mins $8 / $13.75). Title $35. Passenger $40/yr. PHEV ≤6,000 lb is $85, not $60. As of 2026-09-05.
Fee breakdown
Rhode Island — updates live as you change inputs
Sales tax
Taxable base
—Rate
—Sales tax
—Title & registration
Title
—Security lien
—Registration (weight)
—DOT surcharge
—Technology
—EV / hybrid fee
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 7% sales tax. Title/lien $53.50. Passenger 2-year weight fee + $20/yr DOT + $3.50 tech. BEV $200 / PHEV $100 / hybrid $50 per year (2026). As of 2026-09-05.
Fee breakdown
Hawaii — updates live as you change inputs
GET / use tax
Taxable / landed base
—Rate
—GET / use tax
—Registration & county
State registration
—State weight tax
—County weight tax
—County other fees
—Lien / security interest
—HiRUC / AFV surcharge
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Hawaii uses GET, not mainland sales tax. Default dealer illustration 4.5%. No statewide title-certificate dollar. State registration $46 + HRS 249-33 weight. County weight is user-entered. HiRUC is on BEV renewal only. As of 2026-09-05.
Fee breakdown
Maine — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales / use tax
—Excise, title & registration
Municipal excise
—Title
—Late title (30 days)
—State registration
—Vanity plate
—Town agent
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 5.5% sales/use. Municipal excise is MSRP × mills (min $5). Title $33 if ≤25 years. Passenger $35. Vanity $25. Town agent is user-entered. As of 2026-09-05.
Fee breakdown
Montana — updates live as you change inputs
Sales / use tax
State sales / use tax
—Registration & MVD fees
Light-vehicle registration
—County option (depreciated MSRP)
—MHP salary / retention
—FWP parks (optional)
—Luxury surtax
—Light-truck GVW
—Title
—New-issue plates
—MVD admin (3%)
—Dealer doc
—Lien (user-entered)
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Montana has no state sales tax. Light registration is $217 / $87 / $28 by age (or permanent $87.50). County option is user-entered on depreciated MSRP. MVD admin is 3% of Title 61 fees. Title $12 through 2028-06-30. As of 2026-09-05.
Fee breakdown
Vermont — updates live as you change inputs
Purchase & Use Tax
Taxable base
—Rate
—Purchase & Use Tax
—Title & registration
Title
—Lien
—New-vehicle warranty
—Registration
—Vanity plate
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 6% Purchase & Use on max(price, J.D. Power) minus trade. Title $42. Lien $14. New warranty $8. Auto 1-year ICE $91 / PHEV $135.50 / BEV $178. As of 2026-09-05.
Buying a vehicle in Arkansas? Understanding the total cost of ownership goes beyond the sticker price. Arkansas vehicle buyers must pay Tax, Title, and License (TTL) fees, which can add thousands of dollars to your final purchase price. Our comprehensive Arkansas Vehicle Tax Calculator helps you estimate these costs accurately before you visit the dealership or Department of Finance and Administration office.
Understanding Arkansas Vehicle Tax Structure
Arkansas employs a multi-tiered tax system for vehicle purchases, combining state, county, and city sales taxes. The state sales tax rate is fixed at 6.5%, but local taxes vary significantly depending on your location. According to the Arkansas Department of Finance and Administration, combined tax rates can range from 6.5% (state only) to over 11% in some municipalities when city and county taxes are included.
The Three-Tier Tax System
1. State Sales Tax (6.5%): This is Arkansas’s base sales tax rate, applied uniformly across all vehicle purchases statewide. This rate has remained consistent since 2013 when Arkansas voters approved a temporary 0.5% increase that was later made permanent.
2. County Sales Tax (0% – 3.5%): Arkansas counties can levy additional sales taxes, with rates varying from 0% in Saline County to 3.5% in several counties including Madison, Newton, and Sevier. These rates are established by county quorum courts and approved by voters.
3. City Sales Tax (0% – 3%): Incorporated cities and towns may impose their own sales taxes, typically ranging from 1% to 3%. For example, Alexander City charges 3%, while many smaller municipalities charge 1% to 2%.
Example 1: Purchase in Alexander City, Pulaski County
Scenario: $25,000 vehicle purchase
State Tax: 6.5%
County Tax (Pulaski): 1.0%
City Tax (Alexander): 3.0%
Total Tax Rate: 10.5%
Tax Calculation: $25,000 × 0.105 = $2,625.00
Example 2: Purchase in Unincorporated Madison County
Scenario: $25,000 vehicle purchase
State Tax: 6.5%
County Tax (Madison): 3.5%
City Tax (Unincorporated): 0.0%
Total Tax Rate: 10.0%
Tax Calculation: $25,000 × 0.100 = $2,500.00
Step-by-Step Calculation Process
Step 1: Determine Your Taxable Amount
The taxable amount is not always the same as the purchase price. Arkansas law allows certain deductions that can significantly reduce your tax burden:
Trade-In Credit: If you’re purchasing from a licensed dealer and trading in a vehicle, Arkansas allows you to deduct the trade-in value from the purchase price before calculating sales tax. This is one of the most valuable tax benefits for Arkansas vehicle buyers. The trade-in credit cannot exceed the purchase price of the new vehicle.
Manufacturer Rebates: Factory rebates and incentives also reduce the taxable amount. If a manufacturer offers a $2,000 rebate, this amount is subtracted before tax calculation.
Example 1: Dealer Purchase with Trade-In
Scenario: $30,000 vehicle, $8,000 trade-in, $1,500 rebate
Purchase Price: $30,000.00
Trade-In Credit: -$8,000.00
Manufacturer Rebate: -$1,500.00
Taxable Amount: $20,500.00
Example 2: Private Party Purchase (No Trade-In)
Scenario: $18,000 vehicle, no trade-in
Purchase Price: $18,000.00
Trade-In Credit: $0.00 (not available for private sales)
Manufacturer Rebate: $0.00
Taxable Amount: $18,000.00
Step 2: Calculate Sales Tax
Once you’ve determined the taxable amount, multiply it by the combined tax rate for your specific location. Our calculator includes data for all 444 incorporated cities and unincorporated areas across Arkansas’s 75 counties, ensuring accurate tax calculations regardless of where you register your vehicle.
Example 1: Little Rock Purchase
Scenario: $22,000 taxable amount in Little Rock, Pulaski County
State Tax: $22,000 × 0.065 = $1,430.00
County Tax: $22,000 × 0.010 = $220.00
City Tax: $22,000 × 0.015 = $330.00
Total Sales Tax: $1,980.00
Example 2: Bentonville Purchase
Scenario: $35,000 taxable amount in Bentonville, Benton County
State Tax: $35,000 × 0.065 = $2,275.00
County Tax: $35,000 × 0.0125 = $437.50
City Tax: $35,000 × 0.025 = $875.00
Total Sales Tax: $3,587.50
Step 3: Add Title and Registration Fees
Arkansas charges several mandatory fees for vehicle registration and titling, as established by Arkansas Code Annotated § 27-14-601 through § 27-14-2404:
| Fee Type | Amount | Description |
|---|---|---|
| Title Fee | $10.00 | Required for all vehicle title transfers |
| Registration Fee | $17.00 – $75.00 | Based on vehicle type and weight |
| New License Plate | $5.00 | If new plate is needed |
| Plate Transfer | $1.00 | If transferring existing plate |
| Lien Filing | $0.50 | If vehicle is financed |
Registration Fees by Vehicle Type: Arkansas uses a weight-based system for passenger vehicles. Vehicles under 3,000 lbs pay $17.00, those between 3,001-4,500 lbs pay $25.00, and vehicles over 4,500 lbs pay $30.00. Trucks, motorcycles, and specialty vehicles have different fee structures.
Example 1: Standard Passenger Car (3,200 lbs)
Title Fee: $10.00
Registration Fee: $25.00 (medium weight)
New Plate Fee: $5.00
Lien Fee: $0.50 (financed vehicle)
Total Fees: $40.50
Example 2: Motorcycle (Large, ≥250cc)
Title Fee: $10.00
Registration Fee: $7.00 (large motorcycle)
New Plate Fee: $5.00
Lien Fee: $0.00 (paid in cash)
Total Fees: $22.00
Step 4: Include Dealer Documentation Fees (If Applicable)
When purchasing from a licensed dealer, you may encounter dealer documentation fees. While Arkansas doesn’t cap these fees by statute, typical dealer doc fees range from $200 to $395. These fees cover the dealer’s administrative costs for processing paperwork, title transfers, and registration submissions.
Important Note: Dealer documentation fees are negotiable. Don’t hesitate to ask dealers to reduce or waive these fees, especially when negotiating your final purchase price.
Special Circumstances and Exemptions
Out-of-State Purchases
If you purchase a vehicle in another state and bring it to Arkansas, you’ll pay Arkansas use tax. However, Arkansas provides a credit for sales tax paid to the other state, up to the amount of Arkansas tax due. This prevents double taxation while ensuring Arkansas receives its appropriate tax revenue.
Example 1: Purchase in Tennessee (9% tax paid)
Scenario: $20,000 vehicle, $1,800 paid to Tennessee
Arkansas Tax Due: $20,000 × 0.105 = $2,100.00
Tennessee Tax Paid: $1,800.00
Credit Applied: $1,800.00
Arkansas Tax Due: $300.00
Example 2: Purchase in Texas (8.25% tax paid)
Scenario: $25,000 vehicle, $2,062.50 paid to Texas
Arkansas Tax Due: $25,000 × 0.100 = $2,500.00
Texas Tax Paid: $2,062.50
Credit Applied: $2,062.50
Arkansas Tax Due: $437.50
Tax-Exempt Transactions
Arkansas law provides sales tax exemptions for specific vehicle transfers:
- Family Gifts: Vehicles gifted between immediate family members (parents, children, siblings, spouses) are exempt from sales tax. Proper documentation, including a signed affidavit, is required.
- Inheritance: Vehicles transferred through inheritance or estate settlement are tax-exempt when accompanied by appropriate legal documentation.
- Disabled Veterans: Qualifying disabled veterans may receive exemptions on vehicle purchases under specific conditions outlined in Arkansas Code § 26-52-401.
Documentation Required: All tax exemptions require proper documentation submitted to the DFA office. Consult with a DFA representative before assuming exemption eligibility.
Complete Calculation Examples
Complete Example 1: New Car Purchase from Dealer
Details: $32,000 new sedan in Fayetteville, Washington County
Trade-in: $10,000 | Rebate: $2,000 | Weight: 3,400 lbs | Financed
Step 1: Taxable Amount
Purchase Price: $32,000.00
Trade-In Credit: -$10,000.00
Manufacturer Rebate: -$2,000.00
Taxable Amount: $20,000.00
Step 2: Sales Tax
State Tax (6.5%): $1,300.00
County Tax (1.25%): $250.00
City Tax (2.0%): $400.00
Total Sales Tax: $1,950.00
Step 3: Fees
Title Fee: $10.00
Registration Fee: $25.00
New Plate Fee: $5.00
Lien Fee: $0.50
Dealer Doc Fee: $350.00
Total Fees: $390.50
TOTAL AMOUNT DUE: $2,340.50
Complete Example 2: Used Truck Private Sale
Details: $15,000 used truck in Jonesboro, Craighead County
No trade-in | No rebate | Half-ton truck | Cash purchase
Step 1: Taxable Amount
Purchase Price: $15,000.00
Trade-In Credit: $0.00 (private sale)
Manufacturer Rebate: $0.00
Taxable Amount: $15,000.00
Step 2: Sales Tax
State Tax (6.5%): $975.00
County Tax (1.5%): $225.00
City Tax (2.0%): $300.00
Total Sales Tax: $1,500.00
Step 3: Fees
Title Fee: $10.00
Registration Fee: $21.00 (half-ton truck)
Plate Transfer: $1.00
Lien Fee: $0.00
Dealer Doc Fee: $0.00 (private sale)
Total Fees: $32.00
TOTAL AMOUNT DUE: $1,532.00
Why Accurate TTL Calculations Matter
Understanding your total TTL costs before purchasing a vehicle provides several critical advantages:
- Budget Planning: Know your exact out-of-pocket costs, including taxes and fees that can add 10-15% to your purchase price.
- Negotiating Power: Armed with accurate calculations, you can negotiate more effectively with dealers and private sellers.
- Financing Decisions: Determine whether to finance TTL costs or pay them upfront, potentially saving on interest charges.
- Location Comparison: Compare costs between different Arkansas cities to potentially save hundreds of dollars by registering in a lower-tax jurisdiction (if legally permissible).
Official References and Authority
This guide and our calculator are based on official Arkansas state regulations and fee schedules:
- Arkansas Department of Finance and Administration (DFA) – Official vehicle registration and title fee schedules
- Arkansas Code Annotated § 26-52-301 – State sales and use tax on motor vehicles
- Arkansas Code Annotated § 27-14-601 through § 27-14-2404 – Vehicle registration fees and requirements
- Arkansas Code Annotated § 26-52-401 – Sales tax exemptions for disabled veterans
- Arkansas Municipal League – City and county sales tax rate database (updated quarterly)
- Arkansas State Highway and Transportation Department – Vehicle weight classifications and registration categories
Note: Tax rates and fees are subject to change. Always verify current rates with your local DFA office or county clerk before completing a vehicle purchase.
Frequently Asked Questions
Do I pay sales tax on a gifted vehicle in Arkansas?
No, vehicles gifted between immediate family members (parents, children, siblings, spouses) are exempt from Arkansas sales tax. You must complete Form 10-381 (Affidavit of Gift) and submit it to the DFA office along with other required documentation.
Can I register my vehicle in a different county to pay lower taxes?
No, Arkansas law requires you to register your vehicle in the county where you primarily reside. Registering in a different county to avoid taxes is considered tax evasion and can result in penalties.
Are dealer documentation fees taxable in Arkansas?
No, dealer documentation fees are not subject to sales tax in Arkansas. However, they do increase your total out-of-pocket costs and should be factored into your budget.
How long do I have to register a vehicle after purchase?
Arkansas law requires you to register a newly purchased vehicle within 30 days of purchase. Failure to register within this timeframe may result in late fees and penalties.