$
For a gift or succession, enter fair market value (used for the plate, not tax).
$
Dealer qualifying trade only; ignored on private-party sales.
$
$
Policy 52 taxes non-spouse mortgage assumption on this amount.
Official OMV parish table. Use your residence domicile, not the dealer city (R.S. 47:303).
$
All three Policy 48 items must be true for the $90 cap.
Policy 50 wipes state and parish use tax only when the first three are checked and the last is not. Spouse-only title is not eligible.
$
Prefill is Fed G.19 60-month new-car average, not a quote.
$
$
$
$
$
Not a mandatory state fee (R.S. 6:969.18).
$
$
$
Dealer qualifying trade only. Rebates do not reduce the tax base.
$
Included in the sales-tax base (DOR). Default $0.
Select a city or county to load state, local, and use tax rates.
$
$
Class C SOT = 85% × MSRP × age rate. Not sales tax.
Age fee from 1 Jul 2026: under 7 = $12; 7–9 = $10; 10+ = $7.
$
User-entered — no single passenger default in statute.
$
Leave blank to use the fee for your selected city or county.
$
$
$
$
Dealer sales only — reduces the 6.25% tax base.
$
$
Private used: tax on the greater of price or 80% of SPV.
$
Not a state fee; not added to the 6.25% tax base.
$
$
Select a county for title fee and local registration fees.
$
$
$
For loan/cash math only — California tax is still on the full price.
$
Not a DMV fee; not added to the sales/use tax base.
$
Select a city or county for the combined sales/use tax rate.
RIF applies to MY 2020+ ZEV renewals only.
$
Varies by county — enter from DMV fee calculator if known.
$
$
$
$
Reduces the taxable difference for sales/use tax.
$
$
Select a county for discretionary surtax (first $5,000 only).
$
County tax collector service charges vary.
$
$
$
Reduces taxable price only when traded at the same time as the purchase.
$
$
Non-taxable. 2026 caps: $490 electronic / $409 non-electronic.
$
$
Select a county for the combined sales/use tax rate (6%, 7% Allegheny, or 8% Philadelphia).
$
$
$
Reduces taxable base on dealer purchases only.
$
Shown for reference — does not reduce Alabama tax.
$
Taxable at 2% automotive (not 4% general).
$
Local AUTO follows your residence (2% state + city/county AUTO).
$
$
User-entered — varies by county millage.
$
$
$
Reduces the taxable base when applied at the same time.
$
Reduces the Utah sales/use tax base.
$
Included in the taxable base when separately stated.
$
Combined sales/use tax is based on your city/county.
Inheritance without a purchase price is typically not taxed as a sale — title and registration fees still apply. Confirm with Utah DMV.
Sets the statewide uniform age-based fee.
$
$
$
Reduces tax only on a new vehicle from an Ohio dealer.
$
Does not reduce Ohio sales/use tax.
$
Sales-tax exempt; 2026 cap $398 or 10% (lesser).
Used for Warren County rate change on Oct 1, 2026.
$
Combined sales/use tax is based on your residence (not the dealer).
$
$
$0–$30 depending on municipality (user-entered).
$
$
$
Dealer ST-556 only — not allowed on private RUT-50.
$
Default $0; taxable on ST-556 when charged.
Age = title year − model year (RUT-5/6).
Combined rate from purchaser address — do not invent Chicago 10.25%.
$
$
$
Dealer path — reduces taxable base (price − trade).
$
Does not reduce the Mississippi sales/use tax base.
$
$
Mississippi does not credit OOS tax — still due in full.
County average millage is a rough estimate only — confirm with your tax collector.
Leave blank to use county average; or sum districts below.
Multi-select entities for your domicile; mills sum into the override.
$
Assessed = max($100, 30% × true value). Official value is VIN assessment.
Display / hint only — not used to invent depreciation.
Enter current % from DOR — never hardcoded. Reduces ad valorem tax.
$
CPI-adjusted each July 1 — look up current amount.
$
$
$
Reduces Arizona TPT base on dealer sales.
$
Assigned cash rebate reduces the TPT base.
$
Taxable when charged; default $0.
$
Credited against Arizona use tax (floor $0).
Dealer TPT uses seller location; OOS use tax uses buyer domicile.
$
VLT uses this value — never the negotiated sale price.
$
$
$
$
$
Reduces tax when shown on the bill of sale.
$
$
Use the DOR chart row for the buyer’s address — filter matches the selected channel.
$
No statewide fixed price — enter what you paid / were quoted.
$
$
$
$
Taxable in Kansas — does not reduce the tax base.
$
Taxable; no statutory cap.
$
$
Higher-of local applies (KS-1526). Dealer may collect at sale site; buyer may owe compensating use at the treasurer.
$
$
$
$
$
$
Not taxed; statutory cap $200.
Dealer title fee $40 from 2026-10-01.
$
Local MV rate + TBD prefill from DOR location table. MVST always 0.5%.
$
$
YOS 1 = 100%. Override for later years.
$
$
$
$
$
User-entered; not a state fee; not in the tax base.
$
Sourced to keep-address — not dealer city. Waukesha & Winnebago have 0% county tax.
City and county wheel taxes can stack.
$
$
Used-tier thresholds use this price before trade / 60-day credit.
$
$
$
$
Local tax uses residence Total Rate, capped at $25 per 1%.
Stub: +10% state tax; +$3 per 10 days on reg.
$
$
$
$
MVRT from the official DMV location × model-year chart.
Prefill from municipal sales guide — not MVRT. Override below if needed.
$
$
$
$
$
Prefill from passenger schedule — not sales tax. Override below or use Quick Quote.
$
$
$
$
Default $0 — set override or MSRP for Class I–XVII lookup.
$
$
$
$
$
$
$
Last official 2025 print $126 — verify 2026 with clerk.
Ad valorem millage estimate — not MVUT. Override below.
$
$
$
$
$
$
Local % applies only to the first $1,600 — never the full price.
$
Not statewide — enter clerk amount or leave $0.
$
$
$
$
Reg tax uses MSRP × year-of-life — not selling price. Exclude destination.
$
$
$
$
$20 if seller’s city/county adopted; else $0.
$
$
$
$
$
Default is state 4% only — NYC 8.875% only when you select NYC. Confirm with Tax Dept / Pub 718.
$
$
$
$
$
$
$
Collected with the plate — enter your county amount; default $0.
$
Often ~$30 in emissions counties; leave $0 if not due.
$
$
$
$
DMV valuation = 35% of original MSRP — not selling price.
Year 1: −5% of DMV val; then −10 pts/yr to 15% floor.
$
No EV surcharge on the DMV fee page.
$
$
$
$
Dealer only — private sales have no trade credit.
$
$
Local option tax is city-specific — default $0.
1–2: $69 · 3–6: $57 · 7+: $45
$
$
$
$
Dealer channel only — added to the IMF base when entered.
0–45: $0 · 46–60: $10 · 61–75: $25 · 76–135: $50 · over 135: $75
$
Required before SCDMV issues a plate — default $0 is incomplete for plating.
$
$
$
$
No statutory cap — default $0 (line item only).
$
≤2 years (non-dealer) → tax on NADA Clean Loan.
$
If a lien is recorded, tax is 6% of the lien — gift exemption does not apply.
$
County assessor amount — default $0.
$
$
$
$
$
$
No statutory statewide cap — default $0.
$1 each — private sales are $0.
$
$
$
MSRP-based until age 14 — enter county quote.
$
$
$
$
$
Not sale price or Blue Book — use title factory price.
$
Default $0 — enter dealer amount if known.
$
No verified statutory EV dollar — enter only if your county quotes one.
$
$
$
Reduces 1.25% sales tax only — not excise.
$
No verified statewide cap — default $0.
$
$
$
$
$
Dealer only — luxury threshold is before trade.
$
$
Private sales use higher of NADA or bill of sale.
$
No statutory dollar cap — default $0.
$
Enter assessor quote — default $0.
$
$
$
$
$
$
Capped at $180 · excluded from the FNR 5% base.
$
Enter Iowa DOT Fee Estimator / county quote — default $0.
$
$
$
$
$
Dealer only — reduces taxable price.
$
$
Private sales tax on the greater of price or NADA.
$
Cash line only — not in the 6.25% base.
$
Annual bill from garaging city/town — not sales tax. Default $0.
$
$
$
Does not reduce the 0.5% privilege/use tax.
$
$
$
$
7+ years within 60 days → $41.60 path.
$
$
$
Use when MVA book-value / documented taxable value differs from price.
$
$
User-entered from MVA miscellaneous fees — default $0.
$
$
$
Does not auto-reduce excise — use taxable override if MVA nets trade.
$
$
Included in the SUT base (no statutory dollar cap).
$
Reduces the SUT base; cash down does not.
$
If provided, SUT uses the greater of sale price and NADA.
$
For fuel-efficient ICE ≥25 MPG — enter the chart amount.
$
$
Annual PPT from your Commissioner of the Revenue — not inventable statewide.
$
$
Does not reduce Virginia SUT.
$
$
Reduces the MVET base.
$
$
Out of MVET (may still be subject to GRT).
$
Private floor = 80% of this value.
$
$
$
$
Dealer invoice net practice — reduces taxable base.
$
If not a prior co-owner, tax = 6.625% × this amount.
$
$
$
$
Dealer only (name + VIN on bill of sale). Not for private.
$
Reduces FMV on new dealer sales only.
$
Included in dealer TAVT base (no statutory cap).
$
Required for private and reduced-rate paths.
$
$
$
Used for financing math only — municipal fee uses MSRP.
$
Rounded to nearest $100 for the municipal permit.
$
$
Ask your town/city clerk — no statewide invented amount.
$
$
Does not affect municipal permit (MSRP-based).
$
$
Dealer paperwork only — does not reduce private-party tax.
$
$
Treasury/SOS may assess FMV on undervalued private transfers.
$
$
MCL 257.801(1)(p) registration base — not sale price.
$
$
$
Used for financing math — excise uses NADA FMV.
$
Official excise base — not bill-of-sale alone.
$
$
$
$
$
$
$
Added to the MVET base (GL-21963).
$
Subtracts from the MVET base.
$
Shown in the total — not in the 5% MVET base.
MVD-2 uses year first registered — not model year.
$
$
$
Reduces the 4% base only at a licensed dealer.
Code 14: 11+ model years and sold ≤ $2,500 before trade-in.
Title/reg due in 45 days. Interest after 45; penalty after 60.
$
$
User-entered — do not invent the DOR non-commercial table.
$
User-entered from the DOR county wheel-tax page.
$
$
$
Document fee uses the higher of purchase price or this NADA value (dealer HB 164 notice). A $1 sale can still be assessed on NADA.
$
Trade-in is not documented as reducing the Delaware document fee — used only for the loan estimate.
$
Dealer paperwork charge — separate from the DMV 5.25% document fee.
AFV bands: ≤6,000 · 6,001–10,000 · 10,001–26,000 · over 26,000. Motorcycles use a flat +$15 AFV add-on.
$
$
$
Reduces 7% only at a dealer for passenger, motorcycle, and motor home (not trucks/other; not 30+ year dealer sales).
$
Private ≤7 years: tax is 7% of the greater of this value or sale price. A $1 sale still uses NADA if higher.
Private: ≤7 uses NADA floor; 8–29 uses sale price unless CPI; 30+ uses max(book/CPI/price).
$
RIGL 31-6-1: automobile ≤4,000 lb is $30/year. Truck ≤4,000 lb is $34/year. Heavier bands continue in statute.
New passenger registrations may be prorated by date — this uses a full term.
$
GET surcharge is 0.5% in all four counties through 2030. County weight tax is still user-entered below.
$
$
Preferred when the GET line is visible on the invoice.
$
Added to cash due / financed amount. Not added into the GET base here.
$
Does not reduce GET. Used only if you show a loan estimate.
$
$
$
$
Credit cannot exceed Hawaii use tax (TIR 93-3 / G-26).
State weight: 1.75¢/lb ≤4,000; 2.00¢ to 7,000; 2.25¢ to 10,000; $300 over 10,000 lb (HRS 249-33).
$
User-entered from your county ordinance (HRS 249-2). Do not use an undated blog ¢/lb figure.
$
Beautification, county registration, emblem, county EV surcharge — they differ by county.
$
User-entered — no statewide published purchase-path dollar is hardcoded here.
$8 per 1,000 miles capped at $50. Leave 0 for the $50 flat. Due at renewal only — not new purchase.
$
Mill rates are statewide (36 M.R.S. §1482). Pay excise at your town office before plates.
$
$
Excise uses MSRP / window sticker / approved guide — not the negotiated sale price.
Current year = 24 mills. 6th year and later = 4 mills. Title $33 only if 25 years old or newer.
$
Reduces the 5.5% base (36 M.R.S. §1765). Does not reduce excise.
$
Part of retail sale price (IB42 §3) — taxed, not added again as a BMV fee.
$
Credit cannot exceed Maine use tax (36 M.R.S. §1862).
$
User-entered — towns publish their own agent amounts (e.g. some offices list $5/$6).
$
County labels only — option rates are not hardcoded. Use MVD Look Up My County.
Enter percent (e.g. 0.5 for 0.5%). Do not invent a statewide rate. Yellowstone’s 0.5% is not statewide.
$
$
County option uses depreciated MSRP (MCA 61-3-503), not the negotiated sale price.
Age = calendar year − model year. Registration $217 (0–4) / $87 (5–10) / $28 (11+).
$
There is no state sales tax to reduce. Trade-in is used only if you show financing.
$
Not an MVD fee — outside the 3% admin base.
$
No statewide purchase-path lien dollar on the MVD light-vehicle page — do not invent one.
$
P&U is statewide 6%. There is no county add-on on the DMV tax page.
$
$
P&U uses the greater of purchase price or this book value. A $1 “sale” is still taxed on book.
$
$
Taxable — added to purchase price (DMV FAQ).
$
$
Trucks 6,100 lb+ use a separate DMV schedule — do not invent the auto $91 here.
$
Fee breakdown
Louisiana 2026 — updates live
Tax base
Taxable base
—State rate
—Local rate
—Combined rate
—Taxes
State + local sales / use
—Title & related
TitleOMV
—Handling
—Lien
—Local office fee
—Registration / plate
Plate / transferR.S. 47:463
—EV / hybrid road usageR.S. 32:461
—Other
PTA convenience
—Dealer doc fee
—Notary
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—Estimated interest
—
Note: Estimate only. Final amounts are set at Louisiana OMV or a public tag agent using your domicile code. No default safety inspection. Verify rates at taxes.mfn.dps.la.gov and fees at OMV fees. As of 2026-09-05.
Fee breakdown
Colorado 2026 — updates live as you change inputs
Sales / use tax (not SOT)
Taxable base
—State rate
—Local (city+county+district)
—Combined rate
—Sales / use tax due
—Title
Title fee
—Registration & SOT
Specific ownership taxClass C
—Clerk hire
—Age-of-vehicle fee
—FASTER road + bridge
—Emissions
—EV plug-in + road usage
—Other registration
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Sales/use tax and SOT are different taxes. Local rates come from the Colorado Tax Rates sheet (DR 1002 style). Home-rule cities may self-collect. Verify at DR 1002 and DMV taxes and fees. As of 2026-09-05.
Fee breakdown
Texas 2026 — updates live as you change inputs
Motor vehicle tax (6.25% statewide)
Taxable base
—Tax rate
—Motor vehicle tax
—Late tax penalty
—Title
Title fee
—Registration
State registration base
—TexasSure + processing + inspection
—State emission fee
—County local fees
—Registration transfer
—Electric vehicle fee
—Dealer document fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Texas motor vehicle tax is a statewide 6.25% Chapter 152 tax — not general local sales tax. Title is $28 or $33 by county of residence. Verify with your county tax assessor-collector, the Comptroller, and TxDMV. As of 2026-09-05.
Fee breakdown
California 2026 — updates live as you change inputs
Sales / use tax
Taxable baseTrade-in does not reduce
—Combined rate
—Sales / use tax
—DMV fees
Vehicle license fee (0.65%)
—Registration
—CHP fee
—Transportation improvement fee
—Road improvement fee (ZEV)
—Transfer fee
—Nonresident service
—TOD fee
—County / district fee
—Smog-related
—Dealer document fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: California sales/use tax is based on the vehicle registration address (not the dealer). Trade-in does not reduce the tax base. Verify rates at CDTFA and fees at the DMV fee calculator. As of 2026-09-05.
Fee breakdown
Florida 2026 — updates live as you change inputs
Sales / use tax
Taxable base
—State tax (6%)
—County surtaxfirst $5,000 only
—Total sales / use tax
—Title
Title fees
—Registration
Initial registration fee
—License tax (weight)
—Metal license plate
—Dealer document fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Florida state sales tax is 6%. County discretionary surtax applies only to the first $5,000 of taxable price. Final amounts are set by the county tax collector / FLHSMV. Verify at FLHSMV and Florida Revenue. As of 2026-09-05.
Fee breakdown
Pennsylvania 2026 — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use taxnot the title fee
—PennDOT fees
Title fee
—Registration
—Fee for local use
—Road User Charge
—Dealer documentary feenon-taxable
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Pennsylvania sales/use tax (6% / Allegheny 7% / Philadelphia 8%) is collected at title/registration and is separate from the PennDOT title fee ($72 or $108 with lien). Verify at PennDOT and PA DOR. As of 2026-09-05.
Fee breakdown
Alabama 2026 — updates live as you change inputs
Sales / use tax
Taxable base
—State tax (2%)
—Local AUTO tax
—Total tax due
—Title & registration
Title fees
—Plate + issuance
—EV / PHEV / LSEV fee
—Ad valorem
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Alabama automotive sales/use tax is 2% (not the 4% general rate) plus residence local AUTO. Final amounts are set by the county license plate issuing official. Verify at ALDOR. As of 2026-09-05.
Fee breakdown
Utah — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title fee
—Passenger registration
—Uniform age fee
—Driver education
—Uninsured motorist
—Corridor fee
—Air pollution control
—EV / hybrid extra
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Utah has no family-to-family sales-tax exemption on motor vehicles. The uniform age fee is not sales tax. Estimate only — verify with Utah DMV / Tax Commission. As of 2026-09-05.
Fee breakdown
Ohio — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title fee
—Registration / plate
—Deputy registrar
—Local permissive tax
—EV / hybrid extra
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Ohio sales/use tax is 5.75% state + residence local/transit. Trade-in credit applies only to new dealer purchases. Verify at The Finder. As of 2026-09-05.
Fee breakdown
Illinois — updates live as you change inputs
Tax (IDOR)
Engine
—Taxable base / chart basis
—Combined rate
—RUT-6 Chicago + Cook
—Sales / use tax
—Title & plates (SOS)
Title fee
—Registration / plates
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Dealer sales use ST-556 (6.25% + residence local). Private/gift use the RUT-5/RUT-6 chart — never 6.25%. Verify rates at MyTax. As of 2026-09-05.
Fee breakdown
Mississippi — updates live as you change inputs
Sales / use tax
Taxable base
—Sales / use rate
—Sales / use tax
—Title & registration
Title fee
—Registration
—Privilege tax
—Ad valorem
True value
—Assessed value
—Mills
—Ad valorem (gross)
—Legislative credit
—Ad valorem (net)
—EV / hybrid fee
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Mississippi sales/use is 5% on (price − trade) when due; no credit for tax paid to another state. Ad valorem = assessed × mills ÷ 1000. County average millage is rough only. As of 2026-09-05.
Fee breakdown
Arizona — updates live as you change inputs
TPT / use tax
Taxable base
—Combined rate
—TPT / use tax
—Title & registration
Title fee
—Registration
—Air quality fee
—Area A/B compliance
—Vehicle license tax (VLT)
—Nonresident permit
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Arizona state TPT/use is 5.6% plus county/city. Casual/gift sales are untaxed. VLT uses manufacturer base retail, not sale price. Verify locality in the ADOR TPT Rate Table. As of 2026-09-05.
Fee breakdown
Missouri — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title fee
—Registration / plates
—Lien notice
—Fuel decal
—Inspection
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Missouri sales/use is 4.225% state + buyer local from the DOR MV chart. Gift/new-resident paths can be $0 tax. 2026 BEV fuel decal $150+$9. As of 2026-09-05.
Fee breakdown
Kansas — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title fee
—Registration / tag
—Personal property tax
—Lienholder fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Kansas sales/use is 6.5% state + higher-of local. Rebates are taxable. EV tags are category fees ($70/$100/$165), not $30+EV. As of 2026-09-05.
Fee breakdown
Washington — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use + MVST
—RTA MVET
—Title & registration
Title fee
—DOL fees (filing/service/tabs/plates)
—TBD fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Washington is 6.5% + 0.5% MVST + local. RTA is district-only on depreciated MSRP. Doc fees are untaxed (cap $200). As of 2026-09-05.
Fee breakdown
Wisconsin — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title fee
—Registration (auto + plates + EV/HEV + wheel)
—Lien listing
—Doc / service fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Wisconsin is 5% + county (City of Milwaukee +2%). Title $214.50. Auto $85 + plates $12. As of 2026-09-05.
Fee breakdown
Arkansas — updates live as you change inputs
Sales / use tax
Taxable base
—State rate
—State tax
—Local tax (capped)
—Total tax
—Title & registration
Title fee
—Registration
—Lien
—Late reg penalty
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Arkansas uses tiered state tax and local capped at $25 per 1%. Title $10. EV add-on $200. As of 2026-09-05.
Fee breakdown
Alaska — updates live as you change inputs
Sales tax
State sales tax
—Local municipal sales
—Title, registration & MVRT
Title fee
—Registration
—MVRT
—Lien
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Alaska has $0 statewide sales tax. Title $15. Biennial reg passenger $100. MVRT is by residence location × model year — separate from optional municipal sales. As of 2026-09-05.
Fee breakdown
Indiana — updates live as you change inputs
Sales / use tax
Taxable base
—State rate
—State tax
—Title & registration
Title fee
—Registration / plate
—EV / hybrid supplemental
—Annual excise
—Vehicle surtax
—Wheel / county tax
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Indiana sales/use is 7% statewide with no local sales tax. Title $15. Passenger plate $21.35 + TIIF $15. EV $242 / hybrid $81. As of 2026-09-05.
Fee breakdown
Kentucky — updates live as you change inputs
Motor vehicle usage tax
Taxable retail base
—MVUT rate
—MVUT
—Title & registration
Title fee
—Plate / registration
—Title lien statement
—EV ownership fee
—Property tax (estimate)
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Kentucky MVUT is 6% statewide with no local sales tax. Title $9. Clerk plate commonly $21 (statute $11.50). Lien $22. As of 2026-09-05.
Fee breakdown
Tennessee — updates live as you change inputs
Sales / use tax
Taxable base
—State rate (7%)
—State sales tax
—Single-article (≤$44)
—Local (first $1,600)
—Total tax
—Title & registration
Title fee
—Plate / registration
—EV / hybrid add-on
—Wheel tax
—Lien notation
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Tennessee state sales tax is 7% plus single-article (max $44). Local option applies only to the first $1,600. Title $14. Plate $26.50. Lien $11. As of 2026-09-05.
Fee breakdown
Minnesota — updates live as you change inputs
Motor vehicle sales tax
Taxable base
—MVST rate
—MVST
—Title & registration
Title package
—Registration tax
—BEV / PHEV surcharge
—Lien notation
—Deputy registrar
—Wheelage tax
—Local vehicle excise
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Minnesota MVST is 6.875% statewide with no local sales tax on titled vehicles. Title package $51.50. Reg tax $10 + 1.575% × MSRP × YoL. As of 2026-09-05.
Fee breakdown
New York — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales tax
—Title & registration
Title certificate
—Plates
—Registration (2-yr)
—County use tax
—MCTD supplemental
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: New York title is $50 (not $5). Sales tax follows purchaser residence. Default illustration is 4% state only — NYC 8.875% only when selected. As of 2026-09-05.
Fee breakdown
North Carolina — updates live as you change inputs
Highway Use Tax
Taxable base
—HUT rate
—Highway Use Tax
—Title & registration
Title
—Passenger plate
—Local tag add-on
—BEV / PHEV fee
—Lien record
—Late transfer
—Property tax
—Emissions
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: HUT is 3% (not general sales tax). Title $66.75 / plate $46.25. New-resident ≥90 days capped at $250 HUT. As of 2026-09-05.
Fee breakdown
Nevada — updates live as you change inputs
Sales tax
Taxable base
—Combined rate
—Sales tax
—Governmental Services Tax
DMV valuation (35% MSRP)
—Depreciated base
—GST (4%, min $16)
—Supplemental GST
—Title & registration
Title
—Registration
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Private/gift sales tax is $0. GST uses 35% MSRP valuation (not purchase price). Supplemental GST is Clark & Churchill only. As of 2026-09-05.
Fee breakdown
Idaho — updates live as you change inputs
Sales / use tax
Taxable base
—State rate
—State sales/use tax
—City LOT
—Title & registration
Title (state + admin)
—Registration
—BEV / PHEV fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide sales/use is 6%. Title is $14 + county admin. Reg is age-banded with EMS $1.25. As of 2026-09-05.
Fee breakdown
South Carolina — updates live as you change inputs
Infrastructure Maintenance Fee
IMF base
—IMF rate
—Infrastructure Maintenance Fee
—Title & registration
Title
—Biennial plate
—EV / hybrid fee
—Late title penalty
—Property tax
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: IMF is 5% capped at $500 (not sales tax). New-resident OOS reg is flat $250. Title $15 / plate $40. As of 2026-09-05.
Fee breakdown
West Virginia — updates live as you change inputs
Consumers sales tax
Taxable base
—State rate
—Sales / use tax
—Title & registration
Title
—Class A registration
—EV / hybrid extra
—Lien recording
—Personal property
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide consumers sales tax is 6% ($30 if net under $500). Title $15. Class A $51.50 (hybrid $151.50 / EV $251.50). As of 2026-09-05.
Fee breakdown
Nebraska — updates live as you change inputs
Sales / use tax (Form 6)
Taxable base
—State rate
—State sales/use tax
—Local sales/use tax
—Total sales/use tax
—Title & registration
Title
—Passenger registration
—Plate fee
—Alt-fuel fee
—Tire fee
—Motor Vehicle Tax
—Motor Vehicle Fee
—Lien fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: State sales/use is 5.5% plus city local. Title $10. Reg block $20.50. BEV $150 / PHEV $75. As of 2026-09-05.
Fee breakdown
Wyoming — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title
—State registration
—County registration fee
—Lien notation
—VIN inspection
—EV / alt fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Combined sales/use at the owner’s residence locality. Title $15. State reg $30 (MC $25). County fee = max($5, 3% × age factor × factory price). As of 2026-09-05.
Fee breakdown
Oklahoma — updates live as you change inputs
Excise & sales tax
Excise base (price)
—Motor vehicle excise
—Sales taxable (price − trade)
—1.25% sales / use tax
—Title & registration
Title
—Transfer of ownership
—Insurance verification
—Plate / decal
—VIN inspection
—Lien / security interest
—Registration
—EV / PHEV add-on
—Tire fee
—Specialty plate
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Excise 3.25% (used = $20 + 3.25% over $1,500). Sales remnant 1.25%. No local MV tax. Title $11 + transfer $17. As of 2026-09-05.
Fee breakdown
Connecticut — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales / use tax
—Title & registration
Title
—Passenger registration
—Plate
—Administrative
—Clean Air Act
—Passport to the Parks
—GHG reduction
—Lemon Law
—Emissions exemption
—Lien
—Town property tax
—Doc / conveyance
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 6.35% / 7.75% (over $50k before trade). Parks $24. Title $25. No local MV sales tax. As of 2026-09-05.
Fee breakdown
Iowa — updates live as you change inputs
Fee for New Registration
Taxable base
—FNR ($10 + 5%)
—Title & registration
Title
—Annual registration
—EV / PHEV extra
—Lien fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Iowa FNR is $10 + 5% (not sales tax). Title $35. Doc fee max $180 outside FNR base. EV extras $130 / $65 / $9. No local sales-tax stack. As of 2026-09-05.
Fee breakdown
Massachusetts — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales / use tax
—Title & registration
Title
—Biennial registration
—Gift transfer fee
—Lien fee
—Municipal excise
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 6.25% sales/use. Title $75. Biennial reg $60. Gift MVU-24 fee $25. Municipal excise is separate. As of 2026-09-05.
Fee breakdown
Oregon — updates live as you change inputs
Privilege / use tax
Taxable base
—Rate
—Privilege / use tax
—Title & registration
Title
—Registration
—County fee
—Plates
—Late title
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: No general sales tax. Privilege/use 0.5% on taxable dealer vehicles (trade does not reduce). Title/reg are MPG-tiered. As of 2026-09-05.
Fee breakdown
Maryland — updates live as you change inputs
Titling excise
Taxable base
—Rate
—Excise tax
—Title & registration
Title
—Class A registration
—ZEV / PHEV surcharge
—VEIP / emissions
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide titling excise 6.5% (rental 3.5%). Title $200. Class A incl. EMS. $640 floor. As of 2026-09-05.
Fee breakdown
Virginia — updates live as you change inputs
Motor Vehicle SUT
Taxable base
—Rate
—SUT
—Title & registration
Title
—Lien title
—Registration
—Highway Use Fee
—NoVA emissions
—Local tag
—Local PPT
—Processing fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide Motor Vehicle SUT 4.15% (min $75). Trade-ins do not reduce. Title $15. Weight-based passenger registration. As of 2026-09-05.
Fee breakdown
New Mexico — updates live as you change inputs
Motor Vehicle Excise Tax
Taxable base
—Rate
—MVET
—Title & registration
Title
—Transaction fee
—Registration
—Tire recycling
—Late transfer
—Doc / transfer-service
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide MVET 4% (not GRT). Trade reduces. Title $5 + txn $3. Weight/age reg + tire $1.50. EV surcharge $0 in 2026. As of 2026-09-05.
Fee breakdown
New Jersey — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales tax
—Title & registration
Title
—Registration
—ZEV additional fee
—Doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide sales/use 6.625% (no local). Title $60 / $85 with lien. ZEV fully taxable from 2025-07-01. As of 2026-09-05.
Fee breakdown
Georgia — updates live as you change inputs
Title Ad Valorem Tax
FMV / taxable base
—Rate
—TAVT
—Title & registration
Title
—Tag
—Lemon Law
—AFV fee
—Emissions / county
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide TAVT 7% of FMV (not sales tax). Title $18 + tag $20. No OOS sales-tax credit. As of 2026-09-05.
Fee breakdown
New Hampshire — updates live as you change inputs
Sales / use tax
MSRP base (rounded)
—Sales tax
—Municipal & DMV
Municipal permit
—Title
—Late title penalty
—State registration
—Plates
—Town / city agent
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: New Hampshire has no state sales/use tax. Municipal permit uses MSRP × age mills (min $5). Title $35 (2026). As of 2026-09-05.
Fee breakdown
Michigan — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales / use tax
—Title & registration
Title
—Late title
—Registration (MSRP / weight)
—Plate
—EV / PHEV surcharge
—Recreation Passport
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 6% (no local). Registration uses MSRP (MCL 257.801). Title $15. EV light $267. As of 2026-09-05.
Fee breakdown
District of Columbia — updates live as you change inputs
Motor vehicle excise
NADA Eastern FMV
—Matrix rate
—Excise tax
—Title & registration
Title
—Lien recordation
—Registration
—Inspection
—Card service fee
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Excise = NADA Eastern FMV × MPG/EV matrix. Title $30. Class I $70 (2026-03-30). EVs are not excise-exempt. As of 2026-09-05.
Fee breakdown
North Dakota — updates live as you change inputs
Motor vehicle excise
Taxable base
—Rate
—Excise tax
—Title & license
Title
—Abandoned vehicle
—Passenger license
—EV / PHEV road use
—Plate transfer
—SRP
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 5% MVET (no local). Title $5. Abandoned $1.50 on initial ND title for new/OOS. License from MVD-2 2026 (year first registered × weight). EV $120 / PHEV $50. As of 2026-09-05.
Fee breakdown
South Dakota — updates live as you change inputs
Motor vehicle excise
Taxable base
—Rate
—Excise tax
—Title & registration
Title
—Technology
—Lien notation
—Nonresident admin
—License + $1+$1
—County wheel tax
—Electric fee
—Mailing
—Late interest / penalty / title
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 4% MV excise (no local stack). Title $10 + tech $2. EV $100. License and wheel tax are user-entered. As of 2026-09-05.
Fee breakdown
Delaware — updates live as you change inputs
Document fee
Taxable value
—Rate
—Document fee
—Title & registration
Title
—Late transfer penalty
—Registration
—AFV surcharge
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Delaware has no general sales tax. Document fee 5.25% (eff. 2025-10-01) on the higher of price or NADA, nearest dollar (mins $8 / $13.75). Title $35. Passenger $40/yr. PHEV ≤6,000 lb is $85, not $60. As of 2026-09-05.
Fee breakdown
Rhode Island — updates live as you change inputs
Sales tax
Taxable base
—Rate
—Sales tax
—Title & registration
Title
—Security lien
—Registration (weight)
—DOT surcharge
—Technology
—EV / hybrid fee
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 7% sales tax. Title/lien $53.50. Passenger 2-year weight fee + $20/yr DOT + $3.50 tech. BEV $200 / PHEV $100 / hybrid $50 per year (2026). As of 2026-09-05.
Fee breakdown
Hawaii — updates live as you change inputs
GET / use tax
Taxable / landed base
—Rate
—GET / use tax
—Registration & county
State registration
—State weight tax
—County weight tax
—County other fees
—Lien / security interest
—HiRUC / AFV surcharge
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Hawaii uses GET, not mainland sales tax. Default dealer illustration 4.5%. No statewide title-certificate dollar. State registration $46 + HRS 249-33 weight. County weight is user-entered. HiRUC is on BEV renewal only. As of 2026-09-05.
Fee breakdown
Maine — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales / use tax
—Excise, title & registration
Municipal excise
—Title
—Late title (30 days)
—State registration
—Vanity plate
—Town agent
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 5.5% sales/use. Municipal excise is MSRP × mills (min $5). Title $33 if ≤25 years. Passenger $35. Vanity $25. Town agent is user-entered. As of 2026-09-05.
Fee breakdown
Montana — updates live as you change inputs
Sales / use tax
State sales / use tax
—Registration & MVD fees
Light-vehicle registration
—County option (depreciated MSRP)
—MHP salary / retention
—FWP parks (optional)
—Luxury surtax
—Light-truck GVW
—Title
—New-issue plates
—MVD admin (3%)
—Dealer doc
—Lien (user-entered)
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Montana has no state sales tax. Light registration is $217 / $87 / $28 by age (or permanent $87.50). County option is user-entered on depreciated MSRP. MVD admin is 3% of Title 61 fees. Title $12 through 2028-06-30. As of 2026-09-05.
Fee breakdown
Vermont — updates live as you change inputs
Purchase & Use Tax
Taxable base
—Rate
—Purchase & Use Tax
—Title & registration
Title
—Lien
—New-vehicle warranty
—Registration
—Vanity plate
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 6% Purchase & Use on max(price, J.D. Power) minus trade. Title $42. Lien $14. New warranty $8. Auto 1-year ICE $91 / PHEV $135.50 / BEV $178. As of 2026-09-05.
This tax title and license calculator Illinois page estimates the same three bills people mean by “how much is tax, title, and license in Illinois.” A dealer sale uses Form ST-556: 6.25% plus the combined high rate for the address on the title. On $38,000 that is $2,375.00 in SPRINGFIELD, SANGAMON and $3,325.00 in CHICAGO, COOK — a $950.00 local gap. A used private-party sale does not use that percentage. RUT-5 on $18,500 is $850.00 of state tax. In Chicago, age 3, add RUT-6 and SOS and the used-car stack is $1,471.00. Title is always $165; passenger plates $151. Use the calculator on this page. IDOR and SOS set the receipt.In this guide
- How much is tax, title, and license in Illinois?
- Used car in Chicago: sales tax, title, and registration
- Tax vs title vs license (two agencies)
- Illinois vehicle sales tax by city (ST-556)
- Used cars, private-party RUT-50, and trade-ins
- Title transfer, duplicate, and lost title
- Registration, plates, EV fee, and stickers
- How to calculate tax, title, and license
- Family gifts, estates, and new residents
- What this page does not estimate
- How to use this calculator
- Two complete buying examples
- Common questions
Estimate your own deal: The Illinois tax, title, and license calculator on this page is the same engine as the figures below. Verify dealer rates in the MyTax Tax Rate Finder, private-party dollars on RUT-5 and RUT-6, and SOS fees at Illinois SOS basic fees.
How much is tax, title, and license in Illinois?
Short answer: Title is $165. Passenger license plates are $151. Dealer sales tax is the city high rate, not a single statewide number. On $38,000: SPRINGFIELD, SANGAMON $2,375.00 (6.25%); WHEATON, DUPAGE (DuPage) $3,230.00 (8.5%); CHICAGO, COOK $3,325.00 (8.75%). Cash tax + title + plates: Springfield $2,691.00, Wheaton $3,546.00, Chicago $3,641.00. Used private $18,500 is RUT-5 $850.00 plus those SOS fees — not 6.25% of the price.
“Tax title and license calculator Illinois,” “Illinois vehicle tax calculator,” and “how much for tax title and license in Illinois” are the same three-line bill: IDOR tax, SOS title, SOS plates. Illinois does charge sales or use tax on cars. There is no annual personal-property tax on the car itself.
| Title address (dealer) | High combined rate | Tax on $38,000 | Tax + title + plates |
|---|---|---|---|
| KNOX COUNTY, KNOX | 6.25% | $2,375.00 | $2,691.00 |
| SPRINGFIELD, SANGAMON | 6.25% | $2,375.00 | $2,691.00 |
| BLOOMINGTON, MCLEAN | 6.25% | $2,375.00 | $2,691.00 |
| WHEATON, DUPAGE (DuPage) | 8.5% | $3,230.00 | $3,546.00 |
| WAUKEGAN, LAKE (Lake) | 8.5% | $3,230.00 | $3,546.00 |
| CHICAGO, COOK (Cook) | 8.75% | $3,325.00 | $3,641.00 |
On a $20,000 dealer car: Chicago tax $1,750.00; Springfield $1,250.00. The same $20,000 as a private sale is RUT-5 Table B $1,100.00 — not $1,250.00. A $16,000 private car is still Table B $850.00.
Used-car trap: “Illinois used car tax and title fees” is not one formula. A used car from a dealer still uses ST-556 at the title-address high rate. A used car from a private party uses the RUT-5 dollar chart (Form RUT-50). Mixing those two is the usual overcharge.
Used car in Chicago: sales tax, title, and registration
People searching “cost for sales tax, reg and title for a used car in Chicago” need the dealer/private split first. Title $165 and plates $151 are the same SOS lines either way. The tax is not.
Example 1 — Used private $18,500, Chicago, 2023 model (age 3)
RUT-5 state (Table B $15k–$19,999.99): $850.00 RUT-6 Chicago + Cook: $305.00 Total tax: $1,155.00 Title + plates: $165 + $151 Estimated tax + title + license: $1,471.00
That is the Chicago used private-party stack. A city sticker / wheel tax is extra and is not in this total.
Example 2 — Used dealer $18,500, Chicago, no trade
ST-556 at 8.75%: $1,618.75 Title + plates: $165 + $151 Estimated tax + title + license: $1,934.75 With a $3,000 dealer trade, tax drops to: $1,356.25
Do not apply RUT-5 $850 to a dealer deal, and do not apply 8.75% to a private Facebook sale.
Tax vs title vs license (two agencies)
Illinois tax, title, and license is not one SOS window:
- Sales / use tax (IDOR). Dealer: ST-556 within 20 days, sourced to the purchaser’s title address. Private / gift: RUT-50 within 30 days (RUT-5 chart + RUT-6 if Chicago/Cook). This is the “vehicle use tax” / “private party vehicle tax” people search.
- Title (SOS). Original / transfer $165. Duplicate or lost title $50. There is no separate statewide “title transfer tax” on top of IDOR tax plus this SOS fee. Knox County does not add a different transfer tax in the official tables — Knox’s dealer high rate is 6.25%, the same 6.25% state piece as Springfield.
- License / registration (SOS). Passenger plates $151. BEV plates $251. Replacement sticker $20. Replacement two plates plus sticker $29.
Chicago wheel tax / city sticker is a City Clerk fee, not SOS or IDOR TTL. This estimator defaults it to $0. Do not treat a blog’s sticker dollar as official.
Example 1 — Title and license only (no tax)
Original title $165 + passenger plates $151 is the SOS pair on a typical first issue. Duplicate title only is $50.
Example 2 — DuPage dealer $38,000, tax + title + license
Wheaton high rate 8.5%. Tax $3,230.00. Cash TTL $3,546.00. Naperville/DuPage is the same 8.5% high rate: $3,230.00.
References:
- 35 ILCS 120/2-10 and 105/3-10 — state rate 6.25%
- 625 ILCS 5/3-821 — title $165; ILSOS duplicate $50
- 625 ILCS 5/3-806 / 3-805 — passenger $151; BEV extra $100
- ILSOS basic fees — sticker $20; two plates + sticker $29
Illinois vehicle sales tax by city (ST-556)
“Illinois vehicle sales tax calculator,” “Illinois car sales tax calculator,” and “does Illinois have sales tax on cars” point at the dealer engine. Yes — Illinois charges retailers’ occupation / use tax on dealer vehicle sales. The statewide piece is 6.25%. Locals and RTA (Cook, DuPage, Kane, Lake, McHenry, Will) raise the combined high rate used for cars. This sheet’s Chicago high rate is 8.75%, not an invented 10.25%.
Tax follows the title address, not the dealer’s county. A Joliet dealer delivering to Chicago still uses Chicago’s row.
| Place | Sheet row | High rate | Dealer tax on $38,000 |
|---|---|---|---|
| Chicago / Cook | CHICAGO, COOK | 8.75% | $3,325.00 |
| DuPage (Wheaton) | WHEATON, DUPAGE | 8.5% | $3,230.00 |
| Lake (Waukegan) | WAUKEGAN, LAKE | 8.5% | $3,230.00 |
| Will (Naperville) | NAPERVILLE, WILL | 8.5% | $3,230.00 |
| Bloomington | BLOOMINGTON, MCLEAN | 6.25% | $2,375.00 |
| Knox County | KNOX COUNTY, KNOX | 6.25% | $2,375.00 |
Example 1 — $20,000 new or used dealer, Chicago vs Springfield
Chicago: $1,750.00. Springfield: $1,250.00. Add title and plates when you want the full TTL, not when you only asked for sales tax.
Example 2 — DuPage vs Lake on $38,000 dealer
Wheaton $3,230.00 vs Waukegan $3,230.00 — both 8.5% in this table. Chicago is higher: $95.00 more tax than Wheaton on the same $38,000.
References:
- IDOR Tax Requirements for Cars; MyTax Tax Rate Finder; ST-556 (high rate for vehicles)
Used cars, private-party RUT-50, and trade-ins
“Illinois used car tax and title fees calculator,” “illinois vehicle tax calculator used cars,” and “illinois private party vehicle tax” all need Form RUT-50 when there is no Illinois dealer. Calendar 2026 private-party tax is the RUT-5 chart, not 6.25% of the selling price. IDOR does not let you take a trade-in on that return. Gifts with no price use fair market value.
RUT-50 tax is a bracket on the purchase price or FMV, not a 6.25% “actual price” percentage. $16,000 and $18,500 both sit in $15,000–$19,999.99 → $850.00. $20,000 starts the next bracket: $1,100.00. $38,000 is $1,600.00.
A used car from an Illinois dealer is still ST-556. Springfield $18,500 with a $3,000 qualifying trade taxes $968.75. The expired $10,000 trade-in cap is gone (sales on/after 1 January 2022).
Dealer-reimbursed manufacturer rebates stay in the ST-556 base. Springfield $38,000 with a $2,000 rebate still taxes $2,375.00. Documentary fees, if charged, are in that same dealer base; this page does not invent a 2026 CPI cap dollar that is not on .gov.
Example 1 — Private $18,500 vs dealer $18,500 with trade, Springfield
Private RUT-5 (no trade): $850.00 Dealer ST-556 $18,500 − $3,000 trade: $968.75 Dealer ST-556 $18,500, no trade: $1,156.25
Example 2 — Private $20,000 vs dealer $20,000, Chicago
Private chart: $1,100.00. Dealer ST-556: $1,750.00. Same sticker, different engines — plus Chicago/Cook RUT-6 on the private path if the address is Chicago.
References:
- RUT-5 (R-12/25) CY 2026 Tables A and B; RUT-50 instructions (no trade-in; FMV on gifts)
- RUT-6 — Chicago and Cook private-party local dollars only
- P.A. 102-0353 — $10,000 trade-in cap ended 2021-12-31
Title transfer, duplicate, and lost title
“Illinois vehicle title transfer fee 2026,” “how much is a title transfer in Illinois,” and “cost of title transfer” are the SOS original-title line: $165. That is the 2026 passenger title on the SOS basic fee table (625 ILCS 5/3-821). It is not a county real-estate transfer tax, and it is not IDOR sales tax.
A lost or duplicate title is $50, not another $165. You still owe IDOR tax on a purchase; replacing a lost title is not a new sale.
Example 1 — Title transfer on a purchase
SOS title $165 plus whatever IDOR tax the dealer or RUT-50 path produced. Plates are extra if you need them.
Example 2 — Lost title only
Duplicate $50. No new sales tax unless you also bought the car.
Registration, plates, EV fee, and stickers
“Illinois vehicle registration fee calculator,” “how much is it to register a car in Illinois,” and “illinois title and registration fees passenger vehicle 2026” are SOS plates $151 plus title $165 when you are also titling. Battery-electric (no motor fuel) plates are $251 — the “Illinois EV registration fee” / “electric vehicle registration fee.” First-issue title + EV plates is $416.00. Conventional hybrids stay on $151.
Replacement sticker $20. Replacement two plates plus sticker $29 (the SOS line closest to “transfer plates” / “new plates”). This page does not invent a separate plate-transfer dollar beyond that published table.
Motorcycle private-party state tax is $25 on RUT-5. Motorcycle SOS registration is $41. Passenger TTL examples on this page use $151.
Example 1 — Register a passenger car (first issue)
Title $165 + plates $151. Tax is separate and depends on dealer vs private.
Example 2 — $38,000 BEV, Springfield dealer
ST-556 tax $2,375.00. Full TTL with EV plates: $2,791.00.
How to calculate tax, title, and license
- Dealer or private? Dealer → ST-556. Private/gift → RUT-5. Never mix.
- Dealer rate = title-address high rate (Chicago 8.75%, DuPage 8.5%, Knox 6.25%).
- Dealer taxable = price + taxable doc − qualifying trade. Reimbursed rebate stays in.
- Private tax = RUT-5 bracket on price or FMV, plus RUT-6 in Chicago/Cook. $20,000 → $1,100.00.
- Add title $165 and plates $151 (or $251).
Example 1 — $38,000 dealer, Chicago, cash
Rate: 8.75% Tax: $3,325.00 Title: $165 Plates: $151 TTL: $3,641.00
Example 2 — $18,500 private, Chicago, 2023 model
Tax: $1,155.00 TTL: $1,471.00
Family gifts, estates, and new residents
Gifts are not automatically $0. Qualifying family (spouse, parent, sibling, child) is state $15. Grandparents are not on that list — $18,500 FMV stays $850.00. Surviving-spouse estate tax is $0.00. New-resident 1d (used outside Illinois ≥3 months) can be $0.00 Illinois tax; Illinois home-of-record military cannot claim 1d. Title and plates still apply.
Example 1 — Parent gift $18,500 FMV
Tax $15.00. With SOS: $331.00.
Example 2 — Surviving spouse vs other heir
Spouse: $0.00. Other beneficiary: $15.00.
What this page does not estimate
- Boat registration, boat sales tax, watercraft titles, or boat stickers — different SOS/IDOR products.
- Generic Illinois sales-tax calculators (groceries, liquor, dispensary, estimated income tax) — not vehicle TTL.
- Realty / county transfer tax — Knox “car title transfer tax” on this page is IDOR vehicle tax + SOS $165, not a deed tax.
- Bonded titles, dealer licenses, driver licenses, and ID cards.
- Chicago wheel-tax dollar amounts and emissions-station prices — default $0; look up the City Clerk / inspector.
- Lease ST-556-LSE — not this purchase calculator.
- Annual property tax on cars — Illinois does not use that; you pay purchase/use tax plus SOS fees.
- Invented late-fee formulas, 10.25% Chicago defaults, stale title $95/$150, and the dead $10,000 trade-in cap.
How to use this Illinois calculator
- Choose Illinois dealer (ST-556) or private-party (RUT-50).
- Pick the city/county of the title address (Chicago, Wheaton/DuPage, Waukegan/Lake, Knox, Springfield).
- Enter price. Add a trade-in only on a dealer deal.
- For private cars, set model year if you are under $15,000 (Table A) or in Chicago/Cook (RUT-6 age brackets).
- Set BEV if SOS EV plates apply.
Two complete buying examples
Example 1 — Used private $18,500 in Chicago (the “used car + tax + title + reg” search)
Channel: private (RUT-50 / RUT-5 + RUT-6) Tax: $1,155.00 Title: $165 Plates: $151 Estimated TTL: $1,471.00 Same car from a Chicago dealer, no trade: $1,934.75
Example 2 — $38,000 dealer, DuPage vs Chicago, no trade
Wheaton tax (8.5%): $3,230.00 Wheaton TTL: $3,546.00 Chicago tax (8.75%): $3,325.00 Chicago TTL: $3,641.00 Gap on tax: $95.00
Common questions
How much is tax, title, and license in Illinois?
Title $165 + plates $151 + IDOR tax. Dealer $38,000 cash TTL: Springfield $2,691.00, Wheaton $3,546.00, Chicago $3,641.00. Used private $18,500 downstate tax + SOS: $1,166.00.
How much is tax, title, and license on a used car in Chicago?
Private, $18,500, age 3: $1,471.00. Same price from a Chicago dealer, no trade: $1,934.75.
What is the sales tax on a $20,000 car in Illinois?
Dealer Chicago $1,750.00; dealer Springfield $1,250.00. Private party $1,100.00. A $16,000 private car is $850.00.
Does a trade-in reduce Illinois tax?
On a dealer ST-556 deal, yes. Springfield $18,500 minus $3,000: $968.75. Private RUT-50: no.
How much is an Illinois title transfer?
$165 original. Duplicate/lost: $50. Knox County uses the same SOS title plus IDOR tax at 6.25% on dealer sales — not a separate “transfer tax.”
How much is Illinois car registration?
Passenger $151. EV plates $251. Replacement sticker $20; two plates + sticker $29.
What is Illinois private-party vehicle use tax (RUT-50)?
The 2026 RUT-5 chart on price or FMV, plus RUT-6 in Chicago/Cook. $18,500 state tax is $850.00, not 6.25% of $18,500.
DuPage County vehicle tax, title, and license 2026?
Dealer high rate 8.5% (Wheaton / Naperville DuPage). $38,000 tax $3,230.00; cash TTL $3,546.00. SOS title and plates are statewide, not a different DuPage title fee.
Illinois EV registration fee?
SOS BEV plates $251 ($151 + $100). First-issue title + EV plates: $416.00. Sales tax is still the ST-556 or RUT-5 path.
Motorcycle tax, title, and license?
Private-party state tax $25. SOS motorcycle plates $41. Title is still $165 unless SOS lists a different class. This calculator’s cash TTL examples are passenger cars.
Before you file ST-556 or visit SOS
Illinois tax, title, and license is dealer ST-556 at your city’s high rate or private RUT-5 (never 6.25%), plus title $165 and plates $151. Chicago used private is not Chicago used dealer. DuPage is not Springfield. Run dealer vs private, city, and price through the calculator on this page, then let IDOR and SOS issue the official total.
Complete reference list
- IDOR Tax Requirements for Cars — tax.illinois.gov/individuals/cars.html
- IDOR Vehicle Tax FAQs — 1d / military / rebates
- RUT-5 2026 — rut-5.pdf
- RUT-50 instructions — rut-50-instructions
- RUT-6 guide — Chicago / Cook locals
- Illinois SOS basic fees — ilsos.gov basicfees
- 35 ILCS 120/2-10, 105/3-10, 105/3-70; 625 ILCS 5/3-821, 3-806, 3-805
Disclaimer: This article and the VehicleTaxCalculator.com Illinois calculator are estimates for planning. They are not affiliated with IDOR or the Illinois Secretary of State. Dealer rates use the ST-556 high-rate city table. Private-party dollars follow the 2026 RUT-5/RUT-6 charts. Final tax is set by IDOR; final title and plate fees by SOS. Chicago wheel tax, dealer doc fees, specialty plates, and penalties may add more. Verify in MyTax and on the SOS fee page. This is not legal, tax, or lending advice.