$
For a gift or succession, enter fair market value (used for the plate, not tax).
$
Dealer qualifying trade only; ignored on private-party sales.
$
$
Policy 52 taxes non-spouse mortgage assumption on this amount.
Official OMV parish table. Use your residence domicile, not the dealer city (R.S. 47:303).
$
All three Policy 48 items must be true for the $90 cap.
Policy 50 wipes state and parish use tax only when the first three are checked and the last is not. Spouse-only title is not eligible.
$
Prefill is Fed G.19 60-month new-car average, not a quote.
$
$
$
$
$
Not a mandatory state fee (R.S. 6:969.18).
$
$
$
Dealer qualifying trade only. Rebates do not reduce the tax base.
$
Included in the sales-tax base (DOR). Default $0.
Select a city or county to load state, local, and use tax rates.
$
$
Class C SOT = 85% × MSRP × age rate. Not sales tax.
Age fee from 1 Jul 2026: under 7 = $12; 7–9 = $10; 10+ = $7.
$
User-entered — no single passenger default in statute.
$
Leave blank to use the fee for your selected city or county.
$
$
$
$
Dealer sales only — reduces the 6.25% tax base.
$
$
Private used: tax on the greater of price or 80% of SPV.
$
Not a state fee; not added to the 6.25% tax base.
$
$
Select a county for title fee and local registration fees.
$
$
$
For loan/cash math only — California tax is still on the full price.
$
Not a DMV fee; not added to the sales/use tax base.
$
Select a city or county for the combined sales/use tax rate.
RIF applies to MY 2020+ ZEV renewals only.
$
Varies by county — enter from DMV fee calculator if known.
$
$
$
$
Reduces the taxable difference for sales/use tax.
$
$
Select a county for discretionary surtax (first $5,000 only).
$
County tax collector service charges vary.
$
$
$
Reduces taxable price only when traded at the same time as the purchase.
$
$
Non-taxable. 2026 caps: $490 electronic / $409 non-electronic.
$
$
Select a county for the combined sales/use tax rate (6%, 7% Allegheny, or 8% Philadelphia).
$
$
$
Reduces taxable base on dealer purchases only.
$
Shown for reference — does not reduce Alabama tax.
$
Taxable at 2% automotive (not 4% general).
$
Local AUTO follows your residence (2% state + city/county AUTO).
$
$
User-entered — varies by county millage.
$
$
$
Reduces the taxable base when applied at the same time.
$
Reduces the Utah sales/use tax base.
$
Included in the taxable base when separately stated.
$
Combined sales/use tax is based on your city/county.
Inheritance without a purchase price is typically not taxed as a sale — title and registration fees still apply. Confirm with Utah DMV.
Sets the statewide uniform age-based fee.
$
$
$
Reduces tax only on a new vehicle from an Ohio dealer.
$
Does not reduce Ohio sales/use tax.
$
Sales-tax exempt; 2026 cap $398 or 10% (lesser).
Used for Warren County rate change on Oct 1, 2026.
$
Combined sales/use tax is based on your residence (not the dealer).
$
$
$0–$30 depending on municipality (user-entered).
$
$
$
Dealer ST-556 only — not allowed on private RUT-50.
$
Default $0; taxable on ST-556 when charged.
Age = title year − model year (RUT-5/6).
Combined rate from purchaser address — do not invent Chicago 10.25%.
$
$
$
Dealer path — reduces taxable base (price − trade).
$
Does not reduce the Mississippi sales/use tax base.
$
$
Mississippi does not credit OOS tax — still due in full.
County average millage is a rough estimate only — confirm with your tax collector.
Leave blank to use county average; or sum districts below.
Multi-select entities for your domicile; mills sum into the override.
$
Assessed = max($100, 30% × true value). Official value is VIN assessment.
Display / hint only — not used to invent depreciation.
Enter current % from DOR — never hardcoded. Reduces ad valorem tax.
$
CPI-adjusted each July 1 — look up current amount.
$
$
$
Reduces Arizona TPT base on dealer sales.
$
Assigned cash rebate reduces the TPT base.
$
Taxable when charged; default $0.
$
Credited against Arizona use tax (floor $0).
Dealer TPT uses seller location; OOS use tax uses buyer domicile.
$
VLT uses this value — never the negotiated sale price.
$
$
$
$
$
Reduces tax when shown on the bill of sale.
$
$
Use the DOR chart row for the buyer’s address — filter matches the selected channel.
$
No statewide fixed price — enter what you paid / were quoted.
$
$
$
$
Taxable in Kansas — does not reduce the tax base.
$
Taxable; no statutory cap.
$
$
Higher-of local applies (KS-1526). Dealer may collect at sale site; buyer may owe compensating use at the treasurer.
$
$
$
$
$
$
Not taxed; statutory cap $200.
Dealer title fee $40 from 2026-10-01.
$
Local MV rate + TBD prefill from DOR location table. MVST always 0.5%.
$
$
YOS 1 = 100%. Override for later years.
$
$
$
$
$
User-entered; not a state fee; not in the tax base.
$
Sourced to keep-address — not dealer city. Waukesha & Winnebago have 0% county tax.
City and county wheel taxes can stack.
$
$
Used-tier thresholds use this price before trade / 60-day credit.
$
$
$
$
Local tax uses residence Total Rate, capped at $25 per 1%.
Stub: +10% state tax; +$3 per 10 days on reg.
$
$
$
$
MVRT from the official DMV location × model-year chart.
Prefill from municipal sales guide — not MVRT. Override below if needed.
$
$
$
$
$
Prefill from passenger schedule — not sales tax. Override below or use Quick Quote.
$
$
$
$
Default $0 — set override or MSRP for Class I–XVII lookup.
$
$
$
$
$
$
$
Last official 2025 print $126 — verify 2026 with clerk.
Ad valorem millage estimate — not MVUT. Override below.
$
$
$
$
$
$
Local % applies only to the first $1,600 — never the full price.
$
Not statewide — enter clerk amount or leave $0.
$
$
$
$
Reg tax uses MSRP × year-of-life — not selling price. Exclude destination.
$
$
$
$
$20 if seller’s city/county adopted; else $0.
$
$
$
$
$
Default is state 4% only — NYC 8.875% only when you select NYC. Confirm with Tax Dept / Pub 718.
$
$
$
$
$
$
$
Collected with the plate — enter your county amount; default $0.
$
Often ~$30 in emissions counties; leave $0 if not due.
$
$
$
$
DMV valuation = 35% of original MSRP — not selling price.
Year 1: −5% of DMV val; then −10 pts/yr to 15% floor.
$
No EV surcharge on the DMV fee page.
$
$
$
$
Dealer only — private sales have no trade credit.
$
$
Local option tax is city-specific — default $0.
1–2: $69 · 3–6: $57 · 7+: $45
$
$
$
$
Dealer channel only — added to the IMF base when entered.
0–45: $0 · 46–60: $10 · 61–75: $25 · 76–135: $50 · over 135: $75
$
Required before SCDMV issues a plate — default $0 is incomplete for plating.
$
$
$
$
No statutory cap — default $0 (line item only).
$
≤2 years (non-dealer) → tax on NADA Clean Loan.
$
If a lien is recorded, tax is 6% of the lien — gift exemption does not apply.
$
County assessor amount — default $0.
$
$
$
$
$
$
No statutory statewide cap — default $0.
$1 each — private sales are $0.
$
$
$
MSRP-based until age 14 — enter county quote.
$
$
$
$
$
Not sale price or Blue Book — use title factory price.
$
Default $0 — enter dealer amount if known.
$
No verified statutory EV dollar — enter only if your county quotes one.
$
$
$
Reduces 1.25% sales tax only — not excise.
$
No verified statewide cap — default $0.
$
$
$
$
$
Dealer only — luxury threshold is before trade.
$
$
Private sales use higher of NADA or bill of sale.
$
No statutory dollar cap — default $0.
$
Enter assessor quote — default $0.
$
$
$
$
$
$
Capped at $180 · excluded from the FNR 5% base.
$
Enter Iowa DOT Fee Estimator / county quote — default $0.
$
$
$
$
$
Dealer only — reduces taxable price.
$
$
Private sales tax on the greater of price or NADA.
$
Cash line only — not in the 6.25% base.
$
Annual bill from garaging city/town — not sales tax. Default $0.
$
$
$
Does not reduce the 0.5% privilege/use tax.
$
$
$
$
7+ years within 60 days → $41.60 path.
$
$
$
Use when MVA book-value / documented taxable value differs from price.
$
$
User-entered from MVA miscellaneous fees — default $0.
$
$
$
Does not auto-reduce excise — use taxable override if MVA nets trade.
$
$
Included in the SUT base (no statutory dollar cap).
$
Reduces the SUT base; cash down does not.
$
If provided, SUT uses the greater of sale price and NADA.
$
For fuel-efficient ICE ≥25 MPG — enter the chart amount.
$
$
Annual PPT from your Commissioner of the Revenue — not inventable statewide.
$
$
Does not reduce Virginia SUT.
$
$
Reduces the MVET base.
$
$
Out of MVET (may still be subject to GRT).
$
Private floor = 80% of this value.
$
$
$
$
Dealer invoice net practice — reduces taxable base.
$
If not a prior co-owner, tax = 6.625% × this amount.
$
$
$
$
Dealer only (name + VIN on bill of sale). Not for private.
$
Reduces FMV on new dealer sales only.
$
Included in dealer TAVT base (no statutory cap).
$
Required for private and reduced-rate paths.
$
$
$
Used for financing math only — municipal fee uses MSRP.
$
Rounded to nearest $100 for the municipal permit.
$
$
Ask your town/city clerk — no statewide invented amount.
$
$
Does not affect municipal permit (MSRP-based).
$
$
Dealer paperwork only — does not reduce private-party tax.
$
$
Treasury/SOS may assess FMV on undervalued private transfers.
$
$
MCL 257.801(1)(p) registration base — not sale price.
$
$
$
Used for financing math — excise uses NADA FMV.
$
Official excise base — not bill-of-sale alone.
$
$
$
$
$
$
$
Added to the MVET base (GL-21963).
$
Subtracts from the MVET base.
$
Shown in the total — not in the 5% MVET base.
MVD-2 uses year first registered — not model year.
$
$
$
Reduces the 4% base only at a licensed dealer.
Code 14: 11+ model years and sold ≤ $2,500 before trade-in.
Title/reg due in 45 days. Interest after 45; penalty after 60.
$
$
User-entered — do not invent the DOR non-commercial table.
$
User-entered from the DOR county wheel-tax page.
$
$
$
Document fee uses the higher of purchase price or this NADA value (dealer HB 164 notice). A $1 sale can still be assessed on NADA.
$
Trade-in is not documented as reducing the Delaware document fee — used only for the loan estimate.
$
Dealer paperwork charge — separate from the DMV 5.25% document fee.
AFV bands: ≤6,000 · 6,001–10,000 · 10,001–26,000 · over 26,000. Motorcycles use a flat +$15 AFV add-on.
$
$
$
Reduces 7% only at a dealer for passenger, motorcycle, and motor home (not trucks/other; not 30+ year dealer sales).
$
Private ≤7 years: tax is 7% of the greater of this value or sale price. A $1 sale still uses NADA if higher.
Private: ≤7 uses NADA floor; 8–29 uses sale price unless CPI; 30+ uses max(book/CPI/price).
$
RIGL 31-6-1: automobile ≤4,000 lb is $30/year. Truck ≤4,000 lb is $34/year. Heavier bands continue in statute.
New passenger registrations may be prorated by date — this uses a full term.
$
GET surcharge is 0.5% in all four counties through 2030. County weight tax is still user-entered below.
$
$
Preferred when the GET line is visible on the invoice.
$
Added to cash due / financed amount. Not added into the GET base here.
$
Does not reduce GET. Used only if you show a loan estimate.
$
$
$
$
Credit cannot exceed Hawaii use tax (TIR 93-3 / G-26).
State weight: 1.75¢/lb ≤4,000; 2.00¢ to 7,000; 2.25¢ to 10,000; $300 over 10,000 lb (HRS 249-33).
$
User-entered from your county ordinance (HRS 249-2). Do not use an undated blog ¢/lb figure.
$
Beautification, county registration, emblem, county EV surcharge — they differ by county.
$
User-entered — no statewide published purchase-path dollar is hardcoded here.
$8 per 1,000 miles capped at $50. Leave 0 for the $50 flat. Due at renewal only — not new purchase.
$
Mill rates are statewide (36 M.R.S. §1482). Pay excise at your town office before plates.
$
$
Excise uses MSRP / window sticker / approved guide — not the negotiated sale price.
Current year = 24 mills. 6th year and later = 4 mills. Title $33 only if 25 years old or newer.
$
Reduces the 5.5% base (36 M.R.S. §1765). Does not reduce excise.
$
Part of retail sale price (IB42 §3) — taxed, not added again as a BMV fee.
$
Credit cannot exceed Maine use tax (36 M.R.S. §1862).
$
User-entered — towns publish their own agent amounts (e.g. some offices list $5/$6).
$
County labels only — option rates are not hardcoded. Use MVD Look Up My County.
Enter percent (e.g. 0.5 for 0.5%). Do not invent a statewide rate. Yellowstone’s 0.5% is not statewide.
$
$
County option uses depreciated MSRP (MCA 61-3-503), not the negotiated sale price.
Age = calendar year − model year. Registration $217 (0–4) / $87 (5–10) / $28 (11+).
$
There is no state sales tax to reduce. Trade-in is used only if you show financing.
$
Not an MVD fee — outside the 3% admin base.
$
No statewide purchase-path lien dollar on the MVD light-vehicle page — do not invent one.
$
P&U is statewide 6%. There is no county add-on on the DMV tax page.
$
$
P&U uses the greater of purchase price or this book value. A $1 “sale” is still taxed on book.
$
$
Taxable — added to purchase price (DMV FAQ).
$
$
Trucks 6,100 lb+ use a separate DMV schedule — do not invent the auto $91 here.
$
Fee breakdown
Louisiana 2026 — updates live
Tax base
Taxable base
—State rate
—Local rate
—Combined rate
—Taxes
State + local sales / use
—Title & related
TitleOMV
—Handling
—Lien
—Local office fee
—Registration / plate
Plate / transferR.S. 47:463
—EV / hybrid road usageR.S. 32:461
—Other
PTA convenience
—Dealer doc fee
—Notary
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—Estimated interest
—
Note: Estimate only. Final amounts are set at Louisiana OMV or a public tag agent using your domicile code. No default safety inspection. Verify rates at taxes.mfn.dps.la.gov and fees at OMV fees. As of 2026-09-05.
Fee breakdown
Colorado 2026 — updates live as you change inputs
Sales / use tax (not SOT)
Taxable base
—State rate
—Local (city+county+district)
—Combined rate
—Sales / use tax due
—Title
Title fee
—Registration & SOT
Specific ownership taxClass C
—Clerk hire
—Age-of-vehicle fee
—FASTER road + bridge
—Emissions
—EV plug-in + road usage
—Other registration
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Sales/use tax and SOT are different taxes. Local rates come from the Colorado Tax Rates sheet (DR 1002 style). Home-rule cities may self-collect. Verify at DR 1002 and DMV taxes and fees. As of 2026-09-05.
Fee breakdown
Texas 2026 — updates live as you change inputs
Motor vehicle tax (6.25% statewide)
Taxable base
—Tax rate
—Motor vehicle tax
—Late tax penalty
—Title
Title fee
—Registration
State registration base
—TexasSure + processing + inspection
—State emission fee
—County local fees
—Registration transfer
—Electric vehicle fee
—Dealer document fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Texas motor vehicle tax is a statewide 6.25% Chapter 152 tax — not general local sales tax. Title is $28 or $33 by county of residence. Verify with your county tax assessor-collector, the Comptroller, and TxDMV. As of 2026-09-05.
Fee breakdown
California 2026 — updates live as you change inputs
Sales / use tax
Taxable baseTrade-in does not reduce
—Combined rate
—Sales / use tax
—DMV fees
Vehicle license fee (0.65%)
—Registration
—CHP fee
—Transportation improvement fee
—Road improvement fee (ZEV)
—Transfer fee
—Nonresident service
—TOD fee
—County / district fee
—Smog-related
—Dealer document fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: California sales/use tax is based on the vehicle registration address (not the dealer). Trade-in does not reduce the tax base. Verify rates at CDTFA and fees at the DMV fee calculator. As of 2026-09-05.
Fee breakdown
Florida 2026 — updates live as you change inputs
Sales / use tax
Taxable base
—State tax (6%)
—County surtaxfirst $5,000 only
—Total sales / use tax
—Title
Title fees
—Registration
Initial registration fee
—License tax (weight)
—Metal license plate
—Dealer document fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Florida state sales tax is 6%. County discretionary surtax applies only to the first $5,000 of taxable price. Final amounts are set by the county tax collector / FLHSMV. Verify at FLHSMV and Florida Revenue. As of 2026-09-05.
Fee breakdown
Pennsylvania 2026 — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use taxnot the title fee
—PennDOT fees
Title fee
—Registration
—Fee for local use
—Road User Charge
—Dealer documentary feenon-taxable
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Pennsylvania sales/use tax (6% / Allegheny 7% / Philadelphia 8%) is collected at title/registration and is separate from the PennDOT title fee ($72 or $108 with lien). Verify at PennDOT and PA DOR. As of 2026-09-05.
Fee breakdown
Alabama 2026 — updates live as you change inputs
Sales / use tax
Taxable base
—State tax (2%)
—Local AUTO tax
—Total tax due
—Title & registration
Title fees
—Plate + issuance
—EV / PHEV / LSEV fee
—Ad valorem
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Alabama automotive sales/use tax is 2% (not the 4% general rate) plus residence local AUTO. Final amounts are set by the county license plate issuing official. Verify at ALDOR. As of 2026-09-05.
Fee breakdown
Utah — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title fee
—Passenger registration
—Uniform age fee
—Driver education
—Uninsured motorist
—Corridor fee
—Air pollution control
—EV / hybrid extra
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Utah has no family-to-family sales-tax exemption on motor vehicles. The uniform age fee is not sales tax. Estimate only — verify with Utah DMV / Tax Commission. As of 2026-09-05.
Fee breakdown
Ohio — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title fee
—Registration / plate
—Deputy registrar
—Local permissive tax
—EV / hybrid extra
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Ohio sales/use tax is 5.75% state + residence local/transit. Trade-in credit applies only to new dealer purchases. Verify at The Finder. As of 2026-09-05.
Fee breakdown
Illinois — updates live as you change inputs
Tax (IDOR)
Engine
—Taxable base / chart basis
—Combined rate
—RUT-6 Chicago + Cook
—Sales / use tax
—Title & plates (SOS)
Title fee
—Registration / plates
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Dealer sales use ST-556 (6.25% + residence local). Private/gift use the RUT-5/RUT-6 chart — never 6.25%. Verify rates at MyTax. As of 2026-09-05.
Fee breakdown
Mississippi — updates live as you change inputs
Sales / use tax
Taxable base
—Sales / use rate
—Sales / use tax
—Title & registration
Title fee
—Registration
—Privilege tax
—Ad valorem
True value
—Assessed value
—Mills
—Ad valorem (gross)
—Legislative credit
—Ad valorem (net)
—EV / hybrid fee
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Mississippi sales/use is 5% on (price − trade) when due; no credit for tax paid to another state. Ad valorem = assessed × mills ÷ 1000. County average millage is rough only. As of 2026-09-05.
Fee breakdown
Arizona — updates live as you change inputs
TPT / use tax
Taxable base
—Combined rate
—TPT / use tax
—Title & registration
Title fee
—Registration
—Air quality fee
—Area A/B compliance
—Vehicle license tax (VLT)
—Nonresident permit
—Dealer documentary fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Arizona state TPT/use is 5.6% plus county/city. Casual/gift sales are untaxed. VLT uses manufacturer base retail, not sale price. Verify locality in the ADOR TPT Rate Table. As of 2026-09-05.
Fee breakdown
Missouri — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title fee
—Registration / plates
—Lien notice
—Fuel decal
—Inspection
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Missouri sales/use is 4.225% state + buyer local from the DOR MV chart. Gift/new-resident paths can be $0 tax. 2026 BEV fuel decal $150+$9. As of 2026-09-05.
Fee breakdown
Kansas — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title fee
—Registration / tag
—Personal property tax
—Lienholder fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Kansas sales/use is 6.5% state + higher-of local. Rebates are taxable. EV tags are category fees ($70/$100/$165), not $30+EV. As of 2026-09-05.
Fee breakdown
Washington — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use + MVST
—RTA MVET
—Title & registration
Title fee
—DOL fees (filing/service/tabs/plates)
—TBD fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Washington is 6.5% + 0.5% MVST + local. RTA is district-only on depreciated MSRP. Doc fees are untaxed (cap $200). As of 2026-09-05.
Fee breakdown
Wisconsin — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title fee
—Registration (auto + plates + EV/HEV + wheel)
—Lien listing
—Doc / service fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Wisconsin is 5% + county (City of Milwaukee +2%). Title $214.50. Auto $85 + plates $12. As of 2026-09-05.
Fee breakdown
Arkansas — updates live as you change inputs
Sales / use tax
Taxable base
—State rate
—State tax
—Local tax (capped)
—Total tax
—Title & registration
Title fee
—Registration
—Lien
—Late reg penalty
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Arkansas uses tiered state tax and local capped at $25 per 1%. Title $10. EV add-on $200. As of 2026-09-05.
Fee breakdown
Alaska — updates live as you change inputs
Sales tax
State sales tax
—Local municipal sales
—Title, registration & MVRT
Title fee
—Registration
—MVRT
—Lien
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Alaska has $0 statewide sales tax. Title $15. Biennial reg passenger $100. MVRT is by residence location × model year — separate from optional municipal sales. As of 2026-09-05.
Fee breakdown
Indiana — updates live as you change inputs
Sales / use tax
Taxable base
—State rate
—State tax
—Title & registration
Title fee
—Registration / plate
—EV / hybrid supplemental
—Annual excise
—Vehicle surtax
—Wheel / county tax
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Indiana sales/use is 7% statewide with no local sales tax. Title $15. Passenger plate $21.35 + TIIF $15. EV $242 / hybrid $81. As of 2026-09-05.
Fee breakdown
Kentucky — updates live as you change inputs
Motor vehicle usage tax
Taxable retail base
—MVUT rate
—MVUT
—Title & registration
Title fee
—Plate / registration
—Title lien statement
—EV ownership fee
—Property tax (estimate)
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Kentucky MVUT is 6% statewide with no local sales tax. Title $9. Clerk plate commonly $21 (statute $11.50). Lien $22. As of 2026-09-05.
Fee breakdown
Tennessee — updates live as you change inputs
Sales / use tax
Taxable base
—State rate (7%)
—State sales tax
—Single-article (≤$44)
—Local (first $1,600)
—Total tax
—Title & registration
Title fee
—Plate / registration
—EV / hybrid add-on
—Wheel tax
—Lien notation
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Tennessee state sales tax is 7% plus single-article (max $44). Local option applies only to the first $1,600. Title $14. Plate $26.50. Lien $11. As of 2026-09-05.
Fee breakdown
Minnesota — updates live as you change inputs
Motor vehicle sales tax
Taxable base
—MVST rate
—MVST
—Title & registration
Title package
—Registration tax
—BEV / PHEV surcharge
—Lien notation
—Deputy registrar
—Wheelage tax
—Local vehicle excise
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Minnesota MVST is 6.875% statewide with no local sales tax on titled vehicles. Title package $51.50. Reg tax $10 + 1.575% × MSRP × YoL. As of 2026-09-05.
Fee breakdown
New York — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales tax
—Title & registration
Title certificate
—Plates
—Registration (2-yr)
—County use tax
—MCTD supplemental
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: New York title is $50 (not $5). Sales tax follows purchaser residence. Default illustration is 4% state only — NYC 8.875% only when selected. As of 2026-09-05.
Fee breakdown
North Carolina — updates live as you change inputs
Highway Use Tax
Taxable base
—HUT rate
—Highway Use Tax
—Title & registration
Title
—Passenger plate
—Local tag add-on
—BEV / PHEV fee
—Lien record
—Late transfer
—Property tax
—Emissions
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: HUT is 3% (not general sales tax). Title $66.75 / plate $46.25. New-resident ≥90 days capped at $250 HUT. As of 2026-09-05.
Fee breakdown
Nevada — updates live as you change inputs
Sales tax
Taxable base
—Combined rate
—Sales tax
—Governmental Services Tax
DMV valuation (35% MSRP)
—Depreciated base
—GST (4%, min $16)
—Supplemental GST
—Title & registration
Title
—Registration
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Private/gift sales tax is $0. GST uses 35% MSRP valuation (not purchase price). Supplemental GST is Clark & Churchill only. As of 2026-09-05.
Fee breakdown
Idaho — updates live as you change inputs
Sales / use tax
Taxable base
—State rate
—State sales/use tax
—City LOT
—Title & registration
Title (state + admin)
—Registration
—BEV / PHEV fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide sales/use is 6%. Title is $14 + county admin. Reg is age-banded with EMS $1.25. As of 2026-09-05.
Fee breakdown
South Carolina — updates live as you change inputs
Infrastructure Maintenance Fee
IMF base
—IMF rate
—Infrastructure Maintenance Fee
—Title & registration
Title
—Biennial plate
—EV / hybrid fee
—Late title penalty
—Property tax
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: IMF is 5% capped at $500 (not sales tax). New-resident OOS reg is flat $250. Title $15 / plate $40. As of 2026-09-05.
Fee breakdown
West Virginia — updates live as you change inputs
Consumers sales tax
Taxable base
—State rate
—Sales / use tax
—Title & registration
Title
—Class A registration
—EV / hybrid extra
—Lien recording
—Personal property
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide consumers sales tax is 6% ($30 if net under $500). Title $15. Class A $51.50 (hybrid $151.50 / EV $251.50). As of 2026-09-05.
Fee breakdown
Nebraska — updates live as you change inputs
Sales / use tax (Form 6)
Taxable base
—State rate
—State sales/use tax
—Local sales/use tax
—Total sales/use tax
—Title & registration
Title
—Passenger registration
—Plate fee
—Alt-fuel fee
—Tire fee
—Motor Vehicle Tax
—Motor Vehicle Fee
—Lien fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: State sales/use is 5.5% plus city local. Title $10. Reg block $20.50. BEV $150 / PHEV $75. As of 2026-09-05.
Fee breakdown
Wyoming — updates live as you change inputs
Sales / use tax
Taxable base
—Combined rate
—Sales / use tax
—Title & registration
Title
—State registration
—County registration fee
—Lien notation
—VIN inspection
—EV / alt fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Combined sales/use at the owner’s residence locality. Title $15. State reg $30 (MC $25). County fee = max($5, 3% × age factor × factory price). As of 2026-09-05.
Fee breakdown
Oklahoma — updates live as you change inputs
Excise & sales tax
Excise base (price)
—Motor vehicle excise
—Sales taxable (price − trade)
—1.25% sales / use tax
—Title & registration
Title
—Transfer of ownership
—Insurance verification
—Plate / decal
—VIN inspection
—Lien / security interest
—Registration
—EV / PHEV add-on
—Tire fee
—Specialty plate
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Excise 3.25% (used = $20 + 3.25% over $1,500). Sales remnant 1.25%. No local MV tax. Title $11 + transfer $17. As of 2026-09-05.
Fee breakdown
Connecticut — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales / use tax
—Title & registration
Title
—Passenger registration
—Plate
—Administrative
—Clean Air Act
—Passport to the Parks
—GHG reduction
—Lemon Law
—Emissions exemption
—Lien
—Town property tax
—Doc / conveyance
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 6.35% / 7.75% (over $50k before trade). Parks $24. Title $25. No local MV sales tax. As of 2026-09-05.
Fee breakdown
Iowa — updates live as you change inputs
Fee for New Registration
Taxable base
—FNR ($10 + 5%)
—Title & registration
Title
—Annual registration
—EV / PHEV extra
—Lien fee
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Iowa FNR is $10 + 5% (not sales tax). Title $35. Doc fee max $180 outside FNR base. EV extras $130 / $65 / $9. No local sales-tax stack. As of 2026-09-05.
Fee breakdown
Massachusetts — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales / use tax
—Title & registration
Title
—Biennial registration
—Gift transfer fee
—Lien fee
—Municipal excise
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 6.25% sales/use. Title $75. Biennial reg $60. Gift MVU-24 fee $25. Municipal excise is separate. As of 2026-09-05.
Fee breakdown
Oregon — updates live as you change inputs
Privilege / use tax
Taxable base
—Rate
—Privilege / use tax
—Title & registration
Title
—Registration
—County fee
—Plates
—Late title
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: No general sales tax. Privilege/use 0.5% on taxable dealer vehicles (trade does not reduce). Title/reg are MPG-tiered. As of 2026-09-05.
Fee breakdown
Maryland — updates live as you change inputs
Titling excise
Taxable base
—Rate
—Excise tax
—Title & registration
Title
—Class A registration
—ZEV / PHEV surcharge
—VEIP / emissions
—Dealer doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide titling excise 6.5% (rental 3.5%). Title $200. Class A incl. EMS. $640 floor. As of 2026-09-05.
Fee breakdown
Virginia — updates live as you change inputs
Motor Vehicle SUT
Taxable base
—Rate
—SUT
—Title & registration
Title
—Lien title
—Registration
—Highway Use Fee
—NoVA emissions
—Local tag
—Local PPT
—Processing fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide Motor Vehicle SUT 4.15% (min $75). Trade-ins do not reduce. Title $15. Weight-based passenger registration. As of 2026-09-05.
Fee breakdown
New Mexico — updates live as you change inputs
Motor Vehicle Excise Tax
Taxable base
—Rate
—MVET
—Title & registration
Title
—Transaction fee
—Registration
—Tire recycling
—Late transfer
—Doc / transfer-service
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide MVET 4% (not GRT). Trade reduces. Title $5 + txn $3. Weight/age reg + tire $1.50. EV surcharge $0 in 2026. As of 2026-09-05.
Fee breakdown
New Jersey — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales tax
—Title & registration
Title
—Registration
—ZEV additional fee
—Doc fee
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide sales/use 6.625% (no local). Title $60 / $85 with lien. ZEV fully taxable from 2025-07-01. As of 2026-09-05.
Fee breakdown
Georgia — updates live as you change inputs
Title Ad Valorem Tax
FMV / taxable base
—Rate
—TAVT
—Title & registration
Title
—Tag
—Lemon Law
—AFV fee
—Emissions / county
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide TAVT 7% of FMV (not sales tax). Title $18 + tag $20. No OOS sales-tax credit. As of 2026-09-05.
Fee breakdown
New Hampshire — updates live as you change inputs
Sales / use tax
MSRP base (rounded)
—Sales tax
—Municipal & DMV
Municipal permit
—Title
—Late title penalty
—State registration
—Plates
—Town / city agent
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: New Hampshire has no state sales/use tax. Municipal permit uses MSRP × age mills (min $5). Title $35 (2026). As of 2026-09-05.
Fee breakdown
Michigan — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales / use tax
—Title & registration
Title
—Late title
—Registration (MSRP / weight)
—Plate
—EV / PHEV surcharge
—Recreation Passport
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 6% (no local). Registration uses MSRP (MCL 257.801). Title $15. EV light $267. As of 2026-09-05.
Fee breakdown
District of Columbia — updates live as you change inputs
Motor vehicle excise
NADA Eastern FMV
—Matrix rate
—Excise tax
—Title & registration
Title
—Lien recordation
—Registration
—Inspection
—Card service fee
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Excise = NADA Eastern FMV × MPG/EV matrix. Title $30. Class I $70 (2026-03-30). EVs are not excise-exempt. As of 2026-09-05.
Fee breakdown
North Dakota — updates live as you change inputs
Motor vehicle excise
Taxable base
—Rate
—Excise tax
—Title & license
Title
—Abandoned vehicle
—Passenger license
—EV / PHEV road use
—Plate transfer
—SRP
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 5% MVET (no local). Title $5. Abandoned $1.50 on initial ND title for new/OOS. License from MVD-2 2026 (year first registered × weight). EV $120 / PHEV $50. As of 2026-09-05.
Fee breakdown
South Dakota — updates live as you change inputs
Motor vehicle excise
Taxable base
—Rate
—Excise tax
—Title & registration
Title
—Technology
—Lien notation
—Nonresident admin
—License + $1+$1
—County wheel tax
—Electric fee
—Mailing
—Late interest / penalty / title
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 4% MV excise (no local stack). Title $10 + tech $2. EV $100. License and wheel tax are user-entered. As of 2026-09-05.
Fee breakdown
Delaware — updates live as you change inputs
Document fee
Taxable value
—Rate
—Document fee
—Title & registration
Title
—Late transfer penalty
—Registration
—AFV surcharge
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Delaware has no general sales tax. Document fee 5.25% (eff. 2025-10-01) on the higher of price or NADA, nearest dollar (mins $8 / $13.75). Title $35. Passenger $40/yr. PHEV ≤6,000 lb is $85, not $60. As of 2026-09-05.
Fee breakdown
Rhode Island — updates live as you change inputs
Sales tax
Taxable base
—Rate
—Sales tax
—Title & registration
Title
—Security lien
—Registration (weight)
—DOT surcharge
—Technology
—EV / hybrid fee
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 7% sales tax. Title/lien $53.50. Passenger 2-year weight fee + $20/yr DOT + $3.50 tech. BEV $200 / PHEV $100 / hybrid $50 per year (2026). As of 2026-09-05.
Fee breakdown
Hawaii — updates live as you change inputs
GET / use tax
Taxable / landed base
—Rate
—GET / use tax
—Registration & county
State registration
—State weight tax
—County weight tax
—County other fees
—Lien / security interest
—HiRUC / AFV surcharge
—Dealer doc
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Hawaii uses GET, not mainland sales tax. Default dealer illustration 4.5%. No statewide title-certificate dollar. State registration $46 + HRS 249-33 weight. County weight is user-entered. HiRUC is on BEV renewal only. As of 2026-09-05.
Fee breakdown
Maine — updates live as you change inputs
Sales / use tax
Taxable base
—Rate
—Sales / use tax
—Excise, title & registration
Municipal excise
—Title
—Late title (30 days)
—State registration
—Vanity plate
—Town agent
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 5.5% sales/use. Municipal excise is MSRP × mills (min $5). Title $33 if ≤25 years. Passenger $35. Vanity $25. Town agent is user-entered. As of 2026-09-05.
Fee breakdown
Montana — updates live as you change inputs
Sales / use tax
State sales / use tax
—Registration & MVD fees
Light-vehicle registration
—County option (depreciated MSRP)
—MHP salary / retention
—FWP parks (optional)
—Luxury surtax
—Light-truck GVW
—Title
—New-issue plates
—MVD admin (3%)
—Dealer doc
—Lien (user-entered)
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Montana has no state sales tax. Light registration is $217 / $87 / $28 by age (or permanent $87.50). County option is user-entered on depreciated MSRP. MVD admin is 3% of Title 61 fees. Title $12 through 2028-06-30. As of 2026-09-05.
Fee breakdown
Vermont — updates live as you change inputs
Purchase & Use Tax
Taxable base
—Rate
—Purchase & Use Tax
—Title & registration
Title
—Lien
—New-vehicle warranty
—Registration
—Vanity plate
—Estimated total due
—
Financing
Amount financed
—Monthly payment
—Cash due at signing
—
Note: Statewide 6% Purchase & Use on max(price, J.D. Power) minus trade. Title $42. Lien $14. New warranty $8. Auto 1-year ICE $91 / PHEV $135.50 / BEV $178. As of 2026-09-05.
Passenger registration $60.00 (biennial) · Title $75.00 · Sales/use 6.25% due at RMV · Town excise billed separately · Mass.gov RMV
This Massachusetts vehicle registration fee calculator is the RMV visit people mean by “vehicle registration fee calculator massachusetts,” “massachusetts car registration fee calculator,” and “how much is it to register a car in massachusetts.” The passenger registration itself is $60.00 for two years. That is not the whole bill. A Massachusetts title is $75.00. Together, title plus plates are $135.00 before sales tax. Massachusetts then collects statewide sales/use tax of 6.25% when you register — Massachusetts statewide (no local sales tax); local vehicle sales tax is 0%. On a $38,000 dealer purchase that tax is $2,375.00. Tax plus title plus passenger registration is $2,510.00. Annual city/town excise is a different bill. Use the calculator on this page; the Registry of Motor Vehicles sets the RMV receipt.In this guide
- How much does it cost to register a car in Massachusetts?
- The $60 passenger registration (two years)
- Massachusetts RMV title fee is $75
- Vehicle sales tax is 6.25% — due at registration
- Used cars, $20,000 examples, and dealer trade-ins
- Private sales use the higher of price or NADA
- Family, gift, and inheritance (MVU-26 / MVU-24 / MVU-27)
- Town excise tax is not the 6.25% RMV tax
- How to calculate tax, title, and registration
- What this page does not estimate
- En español: cuánto cuesta registrar
- How to use this calculator
- Two complete buying examples
- Common questions
Estimate your own deal: The Massachusetts tax, title, and registration calculator on this page is the same calculator as the figures below. Verify fees on the RMV Schedule of Fees, dealer purchase and individual purchase pages, and DOR’s motor vehicle sales and use tax guide.
How much does it cost to register a car in Massachusetts?
Short answer: Passenger registration is $60.00 (typically two years). Title is $75.00. Those two RMV lines together are $135.00 before sales tax. Sales/use tax at 6.25% on $38,000 is $2,375.00, so tax + title + plates is $2,510.00. On a $20,000 car, tax is $1,250.00 and tax + title + plates is $1,385.00. Boston and a small town use the same vehicle sales tax. Town excise is extra and is not inside those totals unless you type it.
Default figures on this page are sales/use tax only. Title and registration appear when the sentence is about those fees. That keeps “massachusetts vehicle sales tax calculator” from mixing the $60.00 plate into a tax quote, and it keeps “massachusetts vehicle registration fee calculator” from treating $60.00 as tax, title, and license.
| Deal (excise $0 until you enter the town bill) | Sales/use tax (6.25%) | Tax + title $75 + reg $60 |
|---|---|---|
| $20,000 dealer, no trade | $1,250.00 | $1,385.00 |
| $38,000 dealer, no trade | $2,375.00 | $2,510.00 |
| $38,000 with $5,000 dealer trade | $2,062.50 | $2,197.50 |
| Private $10,000 / NADA $14,000 | $875.00 | $1,010.00 |
| Family MVU-26 | $0.00 | $135.00 |
| Gift MVU-24 | $0.00 | $160.00 |
Example 1 — Registration fee only
Passenger registration (biennial): $60.00
This is the “massachusetts vehicle registration fee” line. It is not sales tax.
Example 2 — Same visit with title and $38,000 tax
Tax (6.25%): $2,375.00 Title: $75.00 Passenger registration: $60.00 Estimated RMV total: $2,510.00
Official: RMV Schedule of Fees (passenger $60.00; title $75.00); RMV dealer/individual purchase pages (6.25% sales/use tax).
The $60 passenger registration (two years)
“Massachusetts vehicle registration fees,” “massachusetts car registration cost,” and “massachusetts rmv registration fee passenger vehicle 2026” start with the passenger (PAN) registration: $60.00, billed for two years on the RMV schedule. Renewals of that same passenger class use this line unless RMV classifies the vehicle differently.
Registration-only on this page is $60.00. Add title and the RMV package before tax is $135.00. Specialty, reserved, and vanity plates cost more on the schedule — this calculator uses the standard passenger $60.00.
Do not quote $60.00 as tax, title, and license. On $38,000, sales tax alone is $2,375.00. The passenger plate is the smaller line.
Example 1 — Passenger registration
Biennial passenger registration: $60.00
Example 2 — Registration plus title, no purchase tax
Registration: $60.00 Title: $75.00 RMV package: $135.00
A family transfer that qualifies still pays this package: $135.00.
Official: RMV Schedule of Fees, passenger registration $60.00 (biennial).
Massachusetts RMV title fee is $75
“Massachusetts rmv title fee 2026,” “massachusetts title fee 75,” and “title and registration fees massachusetts” are the certificate of title: $75.00. Duplicate, amend, and add/delete-lien transactions on the same schedule are $25.00 (lien recording on this page is $25.00 when you turn that line on).
There is not a separate statewide “vehicle transfer tax” on top of sales tax. Real-estate transfer tax and tax stamps are a house closing, not this title.
Example 1 — Title only
Title: $75.00
Example 2 — Title, plates, and a recorded lien on $38,000
Tax + title + reg: $2,510.00 Lien add/delete: $25.00 With lien: $2,535.00
Official: RMV Schedule of Fees (title $75.00; duplicate/amend/lien $25.00).
Vehicle sales tax is 6.25% — due at registration
“Massachusetts vehicle sales tax calculator,” “massachusetts motor vehicle sales tax 6.25% official,” and “massachusetts rmv sales tax due when registering vehicle 6.25%” are the same statewide sales/use tax. The rate is 6.25%. RMV collects it when you title and register. Boston, Worcester, Springfield, and a Cape town use the same rate. Local vehicle sales tax is 0%.
At a DOR-registered dealer, tax is 6.25% of purchase price after a qualifying trade-in and applied rebate. Cash down does not cut the tax. Registration and title fees do not cut the tax.
$38,000: $2,375.00. $20,000: $1,250.00. Used and new cars use the same 6.25% at a dealer.
Do not mix town excise into this 6.25%. Excise is the city or town of garaging. Sales/use tax is the RMV line. On $38,000 the RMV tax is $2,375.00 either way.
Example 1 — $38,000 dealer purchase
Rate: 6.25% Taxable: $38,000.00 Tax: $2,375.00
Example 2 — $20,000 dealer purchase
Tax: $1,250.00 Tax + title + passenger reg: $1,385.00
Official: RMV dealer purchase; DOR Motor Vehicle and Trailer Sales and Use Tax (6.25%).
Used cars, $20,000 examples, and dealer trade-ins
“Sales tax on used car in massachusetts” and “massachusetts used car sales tax registration fees 2026” use the same 6.25% at a registered dealer. A $20,000 used car is tax $1,250.00 plus title $75.00 plus registration $60.00 = $1,385.00.
A qualifying dealer trade-in reduces the taxable price. $38,000 minus $5,000: tax $2,062.50 instead of $2,375.00. With title and plates: $2,197.50.
Example 1 — $20,000 used, no trade
Tax (6.25%): $1,250.00 Title + reg: $135.00 Estimated RMV total: $1,385.00
Example 2 — $38,000 minus $5,000 dealer trade
Taxable: $33,000.00 Tax: $2,062.50 With title and plates: $2,197.50
A private-party “trade” does not get this reduction. Use the NADA rule in the next section.
Official: DOR motor vehicle sales and use tax guide; RMV dealer purchase (trade-in on the dealer invoice).
Private sales use the higher of price or NADA
A vehicle bought from an individual (or an unregistered dealer) is taxed at 6.25% of the greater of the purchase price or the NADA clean trade-in value. A $10,000 bill of sale with NADA clean trade-in of $14,000 is taxed on $14,000: $875.00. Title and passenger registration still apply: $1,010.00.
Example 1 — Private $10,000, NADA $14,000
Higher of price / NADA: $14,000 Tax: $875.00
Example 2 — Same $10,000 if NADA were also $10,000
Tax on $10,000: $625.00 Versus NADA $14,000: $875.00
A $1 private “sale” still faces the NADA floor if that value is higher.
Official: RMV individual purchase (greater of purchase price or NADA clean trade-in).
Family, gift, and inheritance (MVU-26 / MVU-24 / MVU-27)
A qualifying family transfer (parent, spouse, child, or sibling) on DOR form MVU-26 takes sales tax to $0.00. There is no $25.00 gift fee. Title and passenger registration still apply: $135.00.
A gift on MVU-24 is also sales tax $0.00, plus a gift transfer fee of $25.00. With title and plates that visit is $160.00.
Inheritance on MVU-27 is sales tax $0.00 plus the same title and registration package: $135.00. Grandparents, aunts, and cousins are not on the MVU-26 immediate-family list — do not treat those as a family wipe. A $1 bill of sale without the right form is a taxable sale (or the NADA floor).
Example 1 — Parent-to-child (MVU-26)
Sales tax: $0.00 Title + passenger reg: $135.00
Example 2 — Gift (MVU-24) vs family
Gift fee: $25.00 Gift RMV visit: $160.00 Family RMV visit: $135.00
Official: RMV family/gift transfers; DOR MVU-24 / MVU-26 / MVU-27.
Town excise tax is not the 6.25% RMV tax
“Massachusetts vehicle excise tax calculator,” “massachusetts auto excise tax,” and “how much is excise tax on a car in massachusetts” are the annual motor vehicle excise billed by the city or town where the car is garaged. It is not the 6.25% collected at RMV. This calculator leaves excise at $0 until you type the amount from the assessor or collector.
Boston and a western town can send different excise bills on the same car. They still use the same RMV sales tax of $2,375.00 on a $38,000 purchase. If your town bill is $200, the combined estimate on this page becomes $2,710.00 — sales tax stays $2,375.00.
Example 1 — RMV only, excise left at $0
Tax + title + reg: $2,510.00
This is not your July town excise bill.
Example 2 — Same purchase if you type a $200 town excise
RMV tax still: $2,375.00 With $200 excise entered: $2,710.00
Use the dollar on the city or town bill. This page does not convert a valuation into an excise dollar.
Official: RMV notes (excise billed by city/town of garaging); your local assessor or collector.
How to calculate tax, title, and registration
- Start with the dealer price (or the higher of private price and NADA clean trade-in). Subtract a qualifying dealer trade-in if you have one.
- Multiply by 6.25%. $38,000 is $2,375.00. $20,000 is $1,250.00.
- Add title $75.00 and passenger registration $60.00.
- Add the $25.00 gift fee only on a true MVU-24 gift. Add $25.00 if RMV records a lien as a separate line.
- Pay sales tax and RMV fees at registration. Pay town excise to the city or town when billed.
Example 1 — $38,000 dealer, no trade
Tax: $2,375.00 Title: $75.00 Registration: $60.00 Total: $2,510.00
Example 2 — $20,000 dealer, no trade
Tax: $1,250.00 Title + reg: $135.00 Total: $1,385.00
What this page does not estimate
This calculator is Massachusetts passenger cars titled and registered with RMV. For everything else, ask the office that bills it.
- Motorcycles, trailers, and homemade trailers. Ask the RMV Schedule of Fees. The passenger $60.00 row is not a motorcycle or trailer plate.
- Real-estate transfer tax and tax stamps. A deed is not a car title. Title here is $75.00.
- Tax-free weekend / tax holiday. Ask DOR which goods qualify. This page is the RMV vehicle bill.
- Vanity and reserved plates, and plate transfers beyond standard passenger $60.00. Confirm those at RMV.
- Town excise from a valuation table. Enter the assessor amount. This page does not convert a classic-car appraisal into excise.
- Boats. Ask DOR. The 6.25% on a $38,000 car is not a hull tax.
Example 1 — Motorcycle search
Ask RMV how much a motorcycle registration is. Do not use the passenger $60.00 as a bike plate.
Example 2 — Transfer-tax search
Massachusetts real-estate transfer tax is a house closing. Vehicle title is $75.00.
En español: cuánto cuesta registrar
¿Cuánto cuesta registrar un carro en Massachusetts? El registro de un vehículo de pasajeros es $60.00 (normalmente dos años). El título es $75.00. Juntos, sin impuesto, son $135.00. El impuesto de ventas/uso es 6.25%, cobrado al registrar. Sobre $38,000 el impuesto es $2,375.00 y el total estimado con título y placas es $2,510.00. Sobre $20,000 el impuesto es $1,250.00. Una transferencia familiar que califica (MVU-26) deja el impuesto en $0.00, pero título y registro siguen: $135.00. El excise del pueblo es otra factura.
Use the calculator on this page, then confirm with the RMV Schedule of Fees.
How to use this calculator
- Enter the purchase price. Massachusetts vehicle sales tax is statewide — you do not pick Boston versus Springfield for the 6.25%.
- Enter a dealer trade-in only when the invoice nets it. For a private sale, enter the bill of sale and the NADA clean trade-in; this page uses the higher figure.
- Choose family, gift, or inheritance only when the matching DOR form actually applies.
- Turn on title and passenger registration when you want “how much to register,” not tax alone. Turn on lien if RMV will record one as $25.00.
- Type town excise only if you have the city or town bill. Optional financing uses a Federal Reserve G.19 APR of 7.14% for illustration; your lender’s rate will differ.
Example 1 — Tax-only quote
$38,000 dealer: $2,375.00.
Example 2 — Registration-cost quote
Passenger plate: $60.00. Title plus plate: $135.00. $38,000 with tax: $2,510.00.
Two complete buying examples
Example 1 — $20,000 used at a Massachusetts dealer, no trade
Rate: 6.25% Tax: $1,250.00 Title: $75.00 Passenger registration (2 years): $60.00 Estimated RMV total: $1,385.00 Local vehicle sales tax: 0%
Add town excise when the city or town bills it.
Example 2 — $38,000 dealer purchase, $5,000 trade, financed with a lien
Tax on $33,000: $2,062.50 Title + passenger reg: $135.00 Tax + title + reg: $2,197.50 With lien: $2,222.50 Sample APR: 7.14%
Without a trade, the same $38,000 is tax $2,375.00 and RMV total $2,510.00.
Common questions
How much is the Massachusetts vehicle registration fee?
Passenger registration is $60.00 for two years. Title is $75.00. Together before tax: $135.00.
How much is sales tax on a $20,000 car in Massachusetts?
$1,250.00 at 6.25%. With title and plates: $1,385.00.
What is the Massachusetts vehicle sales tax rate?
6.25%, statewide, collected at RMV. Local vehicle sales tax is 0%.
Is the RMV title fee $75?
Yes — $75.00. Duplicate/amend/lien lines on the schedule are $25.00.
Do used cars pay a different sales tax?
Not at a DOR-registered dealer. Both use 6.25%. Private sales use the higher of price or NADA clean trade-in.
Does a trade-in reduce Massachusetts sales tax?
On a dealer invoice, yes. $38,000 minus $5,000: $2,062.50.
Is family transfer tax-free?
Parent, spouse, child, or sibling on MVU-26: tax $0.00. You still pay $135.00 of title plus plates.
How much is Massachusetts excise tax?
That is the city or town bill, not the RMV 6.25%. Enter it here if you have the amount; otherwise leave $0 and ask the assessor.
How much to renew a Massachusetts registration?
The passenger fee on this page is $60.00 biennial. Confirm your class on the RMV schedule when you renew.
How much to register a motorcycle in Massachusetts?
Ask RMV. This page uses the passenger $60.00 row.
What about Massachusetts tax-free weekend?
Ask DOR which items qualify. Vehicle sales tax at RMV on $38,000 is still $2,375.00 on this page.
What APR does this calculator use if I finance?
7.14% — Federal Reserve G.19 60-month new-car bank average, not a Massachusetts cap.
Before you sign
- Do not quote $60.00 as the whole registration cost — add title $75.00 and 6.25% sales tax.
- Do not treat town excise as the RMV 6.25% line.
- Do not skip the NADA floor on a private sale.
- Do not apply MVU-26 to a grandparent or cousin.
- Do not add a Boston or Springfield sales tax on the car — local MV sales tax is 0%.
- The RMV receipt wins.
Complete reference list
- RMV Schedule of Fees — title $75.00; passenger $60.00; duplicate/lien $25.00
- RMV dealer purchase — 6.25% of purchase price
- RMV individual purchase — greater of price or NADA clean trade-in
- RMV family/gift transfers — MVU-24 $25.00; MVU-26 family
- DOR Motor Vehicle and Trailer Sales and Use Tax
- Federal Reserve G.19 (7.14%)
Figures on this page are estimates that follow Massachusetts RMV and Department of Revenue amounts used by this calculator: sales/use 6.25% ($2,375.00 on $38,000), title $75.00, and passenger registration $60.00. Town motor-vehicle excise is $0 here until you enter the city or town bill. The Registry of Motor Vehicles sets the RMV amount you pay.