All tax rates are current for September 2026. Last updated: September 1, 2026.

Clay County Indiana Vehicle Tax Calculator

[vtc_county_calculator_clay_indiana]

7% statewide Indiana sales/use · No county MV sales tax · Annual excise + LOHUT via BMV Quick Quote · BMV / DOR bill the stack · Clay County, Indiana

If you live in Clay County, Indiana, Buyers in Brazil, Clay City, and Knightsville pay Indiana’s statewide 7% motor vehicle sales/use tax—there is no extra county sales tax on the car. On a $38,000 dealer purchase with no trade, sales tax is $2,660 before title $15, passenger registration $21.35, TIIF $15, plus annual vehicle excise and any LOHUT only as shown on BMV Quick Quote for your registration address. Confirm tax rules at the Indiana BMV buying and selling page. This page is for Clay County, Indiana—not Missouri or another state.

How much is vehicle tax / registration in Clay County?

Sales/use tax on a taxable vehicle purchase is 7% statewide. Clay County does not add a county sales-tax percentage on motor vehicles. Annual excise (class × age) and any county or municipal LOHUT must come from Quick Quote or the branch—not a guessed flat fee.

$38,000 dealer, no trade — known tax + fixed fees

Sales tax 7%: $38,000 × 0.07 = $2,660 Title: $15 Passenger reg: $21.35 TIIF: $15 Subtotal known: $2,711.35 + annual excise (Quick Quote) + LOHUT if shown for address

Same price with $8,000 like-kind trade

Taxable: $30,000 Sales tax 7%: $30,000 × 0.07 = $2,100 + title/reg/TIIF + Quick Quote excise/LOHUT
Do not invent a Clay County sales-tax add-on. Do not invent a LOHUT dollar—use BMV Quick Quote for Brazil, Clay City, and Knightsville.

Step-by-step formula

  1. Taxable price = selling price − qualifying like-kind trade-in.
  2. Sales/use tax = taxable × 0.07 (unless an ST-108E exemption applies).
  3. Title = $15 (optional speed title +$25).
  4. Passenger registration = $21.35 + TIIF $15.
  5. Annual excise = class/age table via DOR / Quick Quote.
  6. LOHUT = only if Quick Quote shows an amount for the registration address.
  7. EV / hybrid supplemental = $242 / $81 per year when applicable (BMV Fee Chart 1/1/26).

Step math — $25,000 cash, no trade

Tax 7%: $1,750 Title + reg + TIIF: $15 + $21.35 + $15 = $51.35 Known subtotal: $1,801.35 + Quick Quote lines

Step math — $25,000 EV

Tax 7%: $1,750 Fixed fees: $51.35 EV supplemental: $242 / year + excise/LOHUT from Quick Quote

Trade-in / dealer vs private

Like-kind dealer trade-ins reduce the taxable base. Private purchases still face 7% unless an exemption form path applies. Out-of-state purchases by Indiana residents: 7% minus credit for tax paid out of state (ST-108E #15). Financing does not change the 7% base; a G.19 7.14% APR figure is payment illustration only.

Dealer $38,000 / $8,000 trade

Taxable $30,000 → tax $2,100 + $15 + $21.35 + $15 + Quick Quote

Private $20,000, no exemption

Tax 7%: $1,400 + title/reg/TIIF + annual lines

Local / district — no sales overlay; LOHUT if adopted

There is no county local sales tax on motor vehicles. LOHUT appears only if Quick Quote shows it for your Brazil, Clay City, Knightsville, or other Clay County registration address. Default to $0 until the quote prints a line.

Local sales tax on the car

Clay County MV local sales tax: none State rate only: 7%

LOHUT / annual excise

Excise: class × age (DOR table / Quick Quote) LOHUT: confirm on Quick Quote for your address

Title and registration fees

ItemAmount
Sales/use tax7%
Title$15
Speed title (optional)+$25
Passenger registration$21.35
TIIF$15
EV supplemental / year$242
Hybrid supplemental / year$81
Annual excise / LOHUTQuick Quote

Fixed fee stack (ICE)

$15 + $21.35 + $15 = $51.35 (+ tax + Quick Quote)

Fixed fee stack with speed title

$15 + $25 + $21.35 + $15 = $76.35

Complete worked example

$38,000 dealer ICE, cash, no trade — Clay County

Sales tax: $2,660.00 Title: $15.00 Registration: $21.35 TIIF: $15.00 Known total: $2,711.35 Then add: annual excise + any LOHUT from Quick Quote

Same deal with $8,000 trade

Tax $2,100 + fixed fees $51.35 = $2,151.35 known + Quick Quote excise/LOHUT

Gifts, out-of-state, renewals

Gift or inheritance with no consideration can use ST-108E #7 for $0 sales tax; fees, excise, and LOHUT may still apply. New residents transferring a prior-state title: ST-108E #8. Family add/delete: #11 when it qualifies. Military: only documented paths. Renewal: registration + TIIF + excise + LOHUT—no new 7% sales tax.

Qualifying gift (ST-108E #7)

Sales tax: $0 Still due: title/reg/TIIF + Quick Quote lines

Renewal same owner

No new 7% sales tax Pay reg + TIIF + excise + LOHUT if any

What to bring

Bring the bill of sale, trade paperwork, insurance, photo ID, and out-of-state tax proof if claiming ST-108E #15 credit. Run Quick Quote for the exact registration address in Brazil, Clay City, and Knightsville before you visit. Keep stamped title and registration receipts. Specialty plates and dealer doc fees sit outside the statutory chart—budget them separately if listed on your contract.

Buyer notes

Brazil, Clay City, and Knightsville share Indiana’s 7% sales tax. The phrase “I live in Clay County” still means this Indiana county for titling—not Clay County, Missouri or another state. Run Quick Quote on the registration address you will print on the title application so excise and any LOHUT match that ZIP.

Dealer doc fees and specialty plates are outside the BMV statutory chart. Keep your stamped receipts with the bill of sale in case a fee code needs correction later.

On a $38,000 no-trade purchase, the known Indiana stack is $2,711.35 before Quick Quote lines. After an $8,000 like-kind trade, sales tax drops to $2,100. Refresh both the tax math and the quote when the deal changes.

FAQ

Does Clay County add sales tax on top of 7%?
No. Vehicle sales/use is statewide 7% with no county MV sales add-on.

What about wheel tax?
Only if Quick Quote shows LOHUT for your registration address.

Where do I get the annual excise?
Indiana DOR class/age table or BMV Quick Quote.

EV extra?
$242 per year supplemental on the BMV fee chart (hybrid $81).

Is this Clay County, Indiana?
Yes. This guide is for Clay County, IN (Brazil area)—not another state’s Clay County.

Why does the search say “I live in Clay County”?
That wording still points buyers to Clay County, Indiana’s 7% statewide stack and local Quick Quote lines.

Is speed title required?
No. Standard title is $15; speed title adds $25 only if you choose it.

Bottom line: Budget 7% of the taxable price, add $15 title, $21.35 reg, $15 TIIF, then pull excise and any LOHUT from Quick Quote before you close in Clay County.

Conclusion

Clay County buyer math is Indiana’s statewide stack plus address-specific annual lines. Use the fixed-fee totals above, then finish with BMV Quick Quote so excise and LOHUT stay official.

This page estimates Clay County vehicle tax and fees from published Indiana BMV and DOR figures. Final amounts are set by the Indiana BMV (and Quick Quote for excise/LOHUT) at titling and registration.