All tax rates are current for September 2026. Last updated: September 1, 2026.

OTD Deal Comparison Tool

Unlock side-by-side OTD compare with accurate state TTL math.

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Enter two prices. Tax, title, and license are calculated for your state. Turn on ownership layers only if you want 5-year cost.

State Locality Channel Condition Finance (Fed G.19 APR)

Quote A Label Price

More deal details

Trade-in

Doc fee

Down payment

Discount

MPG / MPGe

Quote B Label Price

More deal details

Trade-in

Doc fee

Down payment

Discount

MPG / MPGe

Loan details (optional)

APR %

Fed G.19 commercial-bank average — not your credit offer

Term (months)

Include 5-year ownership costs (TCO)

Check only the layers you want. Renewals and fuel use your state research defaults. Insurance, maintenance, and depreciation stay off until you turn them on (research rule: user-entered).

Registration renewals (research + engine) Fuel / energy Loan interest Insurance Maintenance Depreciation

Customize ownership numbers

Own for (years)

Miles / year

Fuel $/gal

Years 1–5 registration renewals (Texas)