How Tennessee Vehicle Sales Tax Works by County and City: Complete Guide

Rates sourced from the Tennessee Department of Revenue and county clerks and updated in real time

Tennessee’s statewide sales tax is 7 percent. Local option tax adds as much as the statutory local cap allows, so combined rates cluster in a high band — but they are not identical. Nashville (Davidson) is not a rural county at the local floor. This guide compares live combined state + local rates, uses the official exact labels (including “Davidson **”), and lists counties in the appendix. Right now the highest combined sales-tax rate is 9.75% in Anderson / Bedford / Benton / Blount / Bradley / Cannon / Carroll / Carter / Chester / Clay / Cocke / Coffee / Crockett / Cumberland / Davidson ** / Dekalb / Dickson / Dyer / Gibson / Giles / Grainger / Greene / Hamblen / Hardeman / Hardin / Hawkins / Haywood / Henderson / Henry / Hickman / Houston / Humphreys / Jackson / Jefferson / Lake / Lauderdale / Lawrence / Lewis / Macon / Madison / Marion / Maury / McMinn / Obion / Pickett / Polk / Putnam / Rhea / Robertson / Rutherford / Sevier / Unicoi / Van Buren / Warren / Wayne / Weakley / Williamson / Wilson / Clinton, Anderson / Norris, Anderson / Bell Buckle, Bedford / Normandy, Bedford / Shelbyville, Bedford / Wartrace, Bedford / Big Sandy, Benton / Camden, Benton / Alcoa, Blount / Friendsville, Blount / Louisville, Blount / Maryville, Blount / Rockford, Blount / Townsend, Blount / Charleston, Bradley / Cleveland, Bradley / Auburntown, Cannon / Woodbury, Cannon / Atwood, Carroll / Bruceton, Carroll / Clarksburg, Carroll / Hollow Rock, Carroll / Huntingdon, Carroll / McLemoresville, Carroll / Trezevant, Carroll / Elizabethton, Carter / Ashland City, Cheatham / Kingston Springs, Cheatham / Pegram, Cheatham / Henderson, Chester / Celina, Clay / Newport, Cocke / Parrottsville, Cocke / Manchester, Coffee / Alamo, Crockett / Bells, Crockett / Friendship, Crockett / Gadsden, Crockett / Maury City, Crockett / Crab Orchard, Cumberland / Crossville, Cumberland / Pleasant Hill, Cumberland / Belle Meade, Davidson ** / Berry Hill, Davidson ** / Forest Hills, Davidson ** / Nashville, Davidson ** / Oak Hill, Davidson ** / Alexandria, Dekalb / Dowelltown, Dekalb / Liberty, Dekalb / Smithville, Dekalb / Burns, Dickson / Charlotte, Dickson / Dickson, Dickson / Slayden, Dickson / Vanleer, Dickson / White Bluff, Dickson / Dyersburg, Dyer / Newbern, Dyer / Oakland, Fayette / Piperton, Fayette / Rossville, Fayette / Somerville, Fayette / Bradford, Gibson / Dyer, Gibson / Gibson, Gibson / Medina, Gibson / Milan, Gibson / Rutherford, Gibson / Trenton, Gibson / Yorkville, Gibson / Elkton, Giles / Lynnville, Giles / Minor Hill, Giles / Pulaski, Giles / Blaine, Grainger / Rutledge, Grainger / Baileyton, Greene / Greeneville, Greene / Mosheim, Greene / Tusculum, Greene / Morristown, Hamblen / Bolivar, Hardeman / Hickory Valley, Hardeman / Hornsby, Hardeman / Middleton, Hardeman / Saulsbury, Hardeman / Toone, Hardeman / Whiteville, Hardeman / Crump, Hardin / Saltillo, Hardin / Savannah, Hardin / Bulls Gap, Hawkins / Church Hill, Hawkins / Mount Carmel, Hawkins / Rogersville, Hawkins / Surgoinsville, Hawkins / Brownsville, Haywood / Stanton, Haywood / Lexington, Henderson / Parkers Crossroads, Henderson / Sardis, Henderson / Cottage Grove, Henry / Henry, Henry / Paris, Henry / Puryear, Henry / Centerville, Hickman / Erin, Houston / Tennessee Ridge, Houston / McEwen, Humphreys / New Johnsonville, Humphreys / Waverly, Humphreys / Gainesboro, Jackson / Baneberry, Jefferson / Dandridge, Jefferson / Jefferson City, Jefferson / New Market, Jefferson / Ridgely, Lake / Tiptonville, Lake / Gates, Lauderdale / Halls, Lauderdale / Henning, Lauderdale / Ripley, Lauderdale / Ethridge, Lawrence / Lawrenceburg, Lawrence / Loretto, Lawrence / St Joseph, Lawrence / Hohenwald, Lewis / Lafayette, Macon / Red Boiling Springs, Macon / Jackson, Madison / Medon, Madison / Three Way, Madison / Jasper, Marion / Kimball, Marion / New Hope, Marion / Orme, Marion / Powells Crossroads, Marion / South Pittsburg, Marion / Whitwell, Marion / Columbia, Maury / Mount Pleasant, Maury / Athens, McMinn / Calhoun, McMinn / Englewood, McMinn / Etowah, McMinn / Niota, McMinn / Sunbright, Morgan / Wartburg, Morgan / Hornbeak, Obion / Obion, Obion / Rives, Obion / Samburg, Obion / South Fulton, Obion / Troy, Obion / Union City, Obion / Woodland Mills, Obion / Byrdstown, Pickett / Benton, Polk / Copperhill, Polk / Ducktown, Polk / Algood, Putnam / Baxter, Putnam / Cookeville, Putnam / Monterey, Putnam / Dayton, Rhea / Graysville, Rhea / Spring City, Rhea / Adams, Robertson / Cedar Hill, Robertson / Coopertown, Robertson / Cross Plains, Robertson / Greenbrier, Robertson / Orlinda, Robertson / Springfield, Robertson / Eagleville, Rutherford / LaVergne, Rutherford / Murfreesboro, Rutherford / Smyrna, Rutherford / Dunlap, Sequatchie / Gatlinburg, Sevier / Pigeon Forge, Sevier / Pittman Center, Sevier / Sevierville, Sevier / Arlington, Shelby / Bartlett, Shelby / Collierville, Shelby / Germantown, Shelby / Lakeland, Shelby / Memphis, Shelby / Millington, Shelby / Carthage, Smith / Gordonsville, Smith / Dover, Stewart / Gallatin, Sumner / Hendersonville, Sumner / Atoka, Tipton / Covington, Tipton / Munford, Tipton / Erwin, Unicoi / Unicoi, Unicoi / Spencer, Van Buren / Centertown, Warren / McMinnville, Warren / Morrison, Warren / Viola, Warren / Clifton, Wayne / Collinwood, Wayne / Waynesboro, Wayne / Dresden, Weakley / Gleason, Weakley / Greenfield, Weakley / Martin, Weakley / Sharon, Weakley / Sparta, White / Brentwood, Williamson / Fairview, Williamson / Franklin, Williamson / Nolensville, Williamson / Thompson's Station, Williamson / Lebanon, Wilson / Mount Juliet, Wilson / Watertown, Wilson / Oak Ridge, Anderson / Oliver Springs, Anderson / Rocky Top, Anderson / Rocky Top, Campbell / McKenzie, Carroll / Johnson City, Carter / Watauga, Carter / Enville, Chester / Milledgeville, Chester / Silerton, Chester / Tullahoma, Coffee / Goodlettsville, Davidson ** / Ridgetop, Davidson ** / Trimble, Dyer / Humboldt, Gibson / Kenton, Gibson / Ardmore, Giles / Bean Station, Grainger / White Pine, Hamblen / Grand Junction, Hardeman / Silerton, Hardeman / Adamsville, Hardin / Milledgeville, Hardin / Bean Station, Hawkins / Kingsport, Hawkins / Scotts Hill, Henderson / McKenzie, Henry / White Pine, Jefferson / Humboldt, Madison / Monteagle, Marion / Spring Hill, Maury / Sweetwater, McMinn / Adamsville, McNairy / Sweetwater, Monroe / Oliver Springs, Morgan / Kenton, Obion / Trimble, Obion / Oak Ridge, Roane / Oliver Springs, Roane / Millersville, Robertson / Portland, Robertson / Ridgetop, Robertson / White House, Robertson / White House, Sumner / McKenzie, Weakley / Spring Hill, Williamson, and the lowest is 9% in Hancock / Johnson / Loudon / Meigs / Morgan / Smith / Sneedville, Hancock / Mountain City, Johnson / Greenback, Loudon / Lenoir City, Loudon / Philadelphia, Loudon / Decatur, Meigs / Oakdale, Morgan / South Carthage, Smith / Farragut, Loudon. Davidson ** is 9.75%; Shelby is 9.25%. If you live in Davidson ** rather than Shelby, the gap is 0.5%, or $140.00 on a $28,000 taxable purchase. This guide compares 475 localities across 95 counties. Rates are sourced from the Tennessee Department of Revenue and county clerks and update in real time so a levy change cannot leave a stale percentage in the prose.

Why the locality on the title changes the bill

County clerks collect vehicle sales tax based on the purchaser’s place of residence. A Memphis clerk does not apply a Williamson County local rate. City rows exist where a city local tax differs; county rows cover the rest.

Davidson ** sits at 9.75% while Knox sits at 9.25%. If you live in Davidson ** instead of Knox, that is 0.5% — $140.00 on a $28,000 taxable purchase. People move this gap around without meaning to: a dealer in a cheaper jurisdiction does not rewrite the sourcing rules. The live comparisons below use the same combined state and local sales tax field the calculator uses.

How this state taxes (or fees) a vehicle

Tennessee Code Title 67, Chapter 6 imposes a 7 percent state sales tax. Local option sales tax is stacked on top, subject to a statutory local maximum. Motor vehicles are titled at the county clerk, who collects state and local tax. This article’s live combined field is state + local from the official rate data. Single-article caps that apply to some other goods generally do not work the same way on vehicles — confirm current TDOR vehicle rules.

Title at the county clerk within the statutory period. Bring ID, proof of insurance, and the title. Out-of-state credit is a TDOR/clerk rule.

Highest and lowest rates right now

Among localities currently loaded for Tennessee, the maximum combined sales-tax rate is 9.75% (Anderson / Bedford / Benton / Blount / Bradley / Cannon / Carroll / Carter / Chester / Clay / Cocke / Coffee / Crockett / Cumberland / Davidson ** / Dekalb / Dickson / Dyer / Gibson / Giles / Grainger / Greene / Hamblen / Hardeman / Hardin / Hawkins / Haywood / Henderson / Henry / Hickman / Houston / Humphreys / Jackson / Jefferson / Lake / Lauderdale / Lawrence / Lewis / Macon / Madison / Marion / Maury / McMinn / Obion / Pickett / Polk / Putnam / Rhea / Robertson / Rutherford / Sevier / Unicoi / Van Buren / Warren / Wayne / Weakley / Williamson / Wilson / Clinton, Anderson / Norris, Anderson / Bell Buckle, Bedford / Normandy, Bedford / Shelbyville, Bedford / Wartrace, Bedford / Big Sandy, Benton / Camden, Benton / Alcoa, Blount / Friendsville, Blount / Louisville, Blount / Maryville, Blount / Rockford, Blount / Townsend, Blount / Charleston, Bradley / Cleveland, Bradley / Auburntown, Cannon / Woodbury, Cannon / Atwood, Carroll / Bruceton, Carroll / Clarksburg, Carroll / Hollow Rock, Carroll / Huntingdon, Carroll / McLemoresville, Carroll / Trezevant, Carroll / Elizabethton, Carter / Ashland City, Cheatham / Kingston Springs, Cheatham / Pegram, Cheatham / Henderson, Chester / Celina, Clay / Newport, Cocke / Parrottsville, Cocke / Manchester, Coffee / Alamo, Crockett / Bells, Crockett / Friendship, Crockett / Gadsden, Crockett / Maury City, Crockett / Crab Orchard, Cumberland / Crossville, Cumberland / Pleasant Hill, Cumberland / Belle Meade, Davidson ** / Berry Hill, Davidson ** / Forest Hills, Davidson ** / Nashville, Davidson ** / Oak Hill, Davidson ** / Alexandria, Dekalb / Dowelltown, Dekalb / Liberty, Dekalb / Smithville, Dekalb / Burns, Dickson / Charlotte, Dickson / Dickson, Dickson / Slayden, Dickson / Vanleer, Dickson / White Bluff, Dickson / Dyersburg, Dyer / Newbern, Dyer / Oakland, Fayette / Piperton, Fayette / Rossville, Fayette / Somerville, Fayette / Bradford, Gibson / Dyer, Gibson / Gibson, Gibson / Medina, Gibson / Milan, Gibson / Rutherford, Gibson / Trenton, Gibson / Yorkville, Gibson / Elkton, Giles / Lynnville, Giles / Minor Hill, Giles / Pulaski, Giles / Blaine, Grainger / Rutledge, Grainger / Baileyton, Greene / Greeneville, Greene / Mosheim, Greene / Tusculum, Greene / Morristown, Hamblen / Bolivar, Hardeman / Hickory Valley, Hardeman / Hornsby, Hardeman / Middleton, Hardeman / Saulsbury, Hardeman / Toone, Hardeman / Whiteville, Hardeman / Crump, Hardin / Saltillo, Hardin / Savannah, Hardin / Bulls Gap, Hawkins / Church Hill, Hawkins / Mount Carmel, Hawkins / Rogersville, Hawkins / Surgoinsville, Hawkins / Brownsville, Haywood / Stanton, Haywood / Lexington, Henderson / Parkers Crossroads, Henderson / Sardis, Henderson / Cottage Grove, Henry / Henry, Henry / Paris, Henry / Puryear, Henry / Centerville, Hickman / Erin, Houston / Tennessee Ridge, Houston / McEwen, Humphreys / New Johnsonville, Humphreys / Waverly, Humphreys / Gainesboro, Jackson / Baneberry, Jefferson / Dandridge, Jefferson / Jefferson City, Jefferson / New Market, Jefferson / Ridgely, Lake / Tiptonville, Lake / Gates, Lauderdale / Halls, Lauderdale / Henning, Lauderdale / Ripley, Lauderdale / Ethridge, Lawrence / Lawrenceburg, Lawrence / Loretto, Lawrence / St Joseph, Lawrence / Hohenwald, Lewis / Lafayette, Macon / Red Boiling Springs, Macon / Jackson, Madison / Medon, Madison / Three Way, Madison / Jasper, Marion / Kimball, Marion / New Hope, Marion / Orme, Marion / Powells Crossroads, Marion / South Pittsburg, Marion / Whitwell, Marion / Columbia, Maury / Mount Pleasant, Maury / Athens, McMinn / Calhoun, McMinn / Englewood, McMinn / Etowah, McMinn / Niota, McMinn / Sunbright, Morgan / Wartburg, Morgan / Hornbeak, Obion / Obion, Obion / Rives, Obion / Samburg, Obion / South Fulton, Obion / Troy, Obion / Union City, Obion / Woodland Mills, Obion / Byrdstown, Pickett / Benton, Polk / Copperhill, Polk / Ducktown, Polk / Algood, Putnam / Baxter, Putnam / Cookeville, Putnam / Monterey, Putnam / Dayton, Rhea / Graysville, Rhea / Spring City, Rhea / Adams, Robertson / Cedar Hill, Robertson / Coopertown, Robertson / Cross Plains, Robertson / Greenbrier, Robertson / Orlinda, Robertson / Springfield, Robertson / Eagleville, Rutherford / LaVergne, Rutherford / Murfreesboro, Rutherford / Smyrna, Rutherford / Dunlap, Sequatchie / Gatlinburg, Sevier / Pigeon Forge, Sevier / Pittman Center, Sevier / Sevierville, Sevier / Arlington, Shelby / Bartlett, Shelby / Collierville, Shelby / Germantown, Shelby / Lakeland, Shelby / Memphis, Shelby / Millington, Shelby / Carthage, Smith / Gordonsville, Smith / Dover, Stewart / Gallatin, Sumner / Hendersonville, Sumner / Atoka, Tipton / Covington, Tipton / Munford, Tipton / Erwin, Unicoi / Unicoi, Unicoi / Spencer, Van Buren / Centertown, Warren / McMinnville, Warren / Morrison, Warren / Viola, Warren / Clifton, Wayne / Collinwood, Wayne / Waynesboro, Wayne / Dresden, Weakley / Gleason, Weakley / Greenfield, Weakley / Martin, Weakley / Sharon, Weakley / Sparta, White / Brentwood, Williamson / Fairview, Williamson / Franklin, Williamson / Nolensville, Williamson / Thompson's Station, Williamson / Lebanon, Wilson / Mount Juliet, Wilson / Watertown, Wilson / Oak Ridge, Anderson / Oliver Springs, Anderson / Rocky Top, Anderson / Rocky Top, Campbell / McKenzie, Carroll / Johnson City, Carter / Watauga, Carter / Enville, Chester / Milledgeville, Chester / Silerton, Chester / Tullahoma, Coffee / Goodlettsville, Davidson ** / Ridgetop, Davidson ** / Trimble, Dyer / Humboldt, Gibson / Kenton, Gibson / Ardmore, Giles / Bean Station, Grainger / White Pine, Hamblen / Grand Junction, Hardeman / Silerton, Hardeman / Adamsville, Hardin / Milledgeville, Hardin / Bean Station, Hawkins / Kingsport, Hawkins / Scotts Hill, Henderson / McKenzie, Henry / White Pine, Jefferson / Humboldt, Madison / Monteagle, Marion / Spring Hill, Maury / Sweetwater, McMinn / Adamsville, McNairy / Sweetwater, Monroe / Oliver Springs, Morgan / Kenton, Obion / Trimble, Obion / Oak Ridge, Roane / Oliver Springs, Roane / Millersville, Robertson / Portland, Robertson / Ridgetop, Robertson / White House, Robertson / White House, Sumner / McKenzie, Weakley / Spring Hill, Williamson) and the minimum is 9% (Hancock / Johnson / Loudon / Meigs / Morgan / Smith / Sneedville, Hancock / Mountain City, Johnson / Greenback, Loudon / Lenoir City, Loudon / Philadelphia, Loudon / Decatur, Meigs / Oakdale, Morgan / South Carthage, Smith / Farragut, Loudon). Those names are live. If a district overtakes the leader next quarter, the sentence updates automatically. On a $42,000 taxable price, the high row is $4,095.00 and the low row is $3,780.00.

Treat a raw maximum with care when official tables include special districts, CID parcels, or vehicle types other than a passenger car. The regional sections below prefer ordinary cities and counties you would actually put on a title. The appendix remains the complete searchable list.

Middle Tennessee

This cluster is where many readers actually live. Davidson ** is 9.75% in the current official rates. The comparisons that follow keep names in the sentence and live amounts in the same sentence.

If you live in Davidson ** rather than Rutherford, the combined sales-tax rate is 9.75% versus 9.75% — a gap of 0%. On a $28,000 taxable price that is $0.00.

A household deciding between Montgomery and Sumner is not deciding between identical local bills. Montgomery is 9.5%; Sumner is 9.25%. On $28,000 that is $2,660.00 versus $2,590.00, a cash gap of $70.00.

If you live in Rutherford rather than Williamson, the combined sales-tax rate is 9.75% versus 9.75% — a gap of 0%. On a $28,000 taxable price that is $0.00.

From one end of this cluster to the other — Davidson ** versus Williamson — the combined sales-tax rate runs 9.75% against 9.75%, a gap of 0% or $0.00 on $42,000.

Named in this section: Davidson **, Montgomery, Rutherford, Sumner, Williamson. Other rows that belong to the same counties still live in the appendix table.

West Tennessee

This cluster is where many readers actually live. Shelby is 9.25% in the current official rates. The comparisons that follow keep names in the sentence and live amounts in the same sentence.

Cross from Shelby into Shelby and the combined sales-tax rate moves from 9.25% to 9.25%. That 0% swing is $0.00 on a $28,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Shelby is currently 9.25%; Shelby is 9.25%. The difference is 0%, or $0.00 on a $28,000 vehicle. If you live in Shelby, that is the extra (or the savings) versus Shelby.

From one end of this cluster to the other — Shelby versus Jackson — the combined sales-tax rate runs 9.25% against 9.75%, a gap of 0.5% or $210.00 on $42,000.

Named in this section: Jackson, Shelby. Other rows that belong to the same counties still live in the appendix table.

East Tennessee

This cluster is where many readers actually live. Knox is 9.25% in the current official rates. The comparisons that follow keep names in the sentence and live amounts in the same sentence.

A household deciding between Knox and Blount is not deciding between identical local bills. Knox is 9.25%; Blount is 9.75%. On $28,000 that is $2,590.00 versus $2,730.00, a cash gap of $140.00.

If you live in Washington rather than Sullivan, the combined sales-tax rate is 9.5% versus 9.25% — a gap of 0.25%. On a $28,000 taxable price that is $70.00.

From one end of this cluster to the other — Knox versus Sullivan — the combined sales-tax rate runs 9.25% against 9.25%, a gap of 0% or $0.00 on $42,000.

Named in this section: Blount, Knox, Sullivan, Washington. Other rows that belong to the same counties still live in the appendix table.

Southeast Tennessee

This cluster is where many readers actually live. Hamilton is 9.25% in the current official rates. The comparisons that follow keep names in the sentence and live amounts in the same sentence.

Hamilton is currently 9.25%; Bradley is 9.75%. The difference is 0.5%, or $140.00 on a $28,000 vehicle. If you live in Hamilton, that is the extra (or the savings) versus Bradley.

Named in this section: Bradley, Hamilton. Other rows that belong to the same counties still live in the appendix table.

Counties and localities covered here

Current official data covers 95 distinct county/parish labels and 475 total rows. Names, as printed:

Anderson, Bedford, Benton, Bledsoe, Blount, Bradley, Campbell, Cannon, Carroll, Carter, Cheatham, Chester, Claiborne, Clay, Cocke, Coffee, Crockett, Cumberland, Davidson **, Decatur, Dekalb, Dickson, Dyer, Fayette, Fentress, Franklin, Gibson, Giles, Grainger, Greene, Grundy, Hamblen, Hamilton, Hancock, Hardeman, Hardin, Hawkins, Haywood, Henderson, Henry, Hickman, Houston, Humphreys, Jackson, Jefferson, Johnson, Knox, Lake, Lauderdale, Lawrence, Lewis, Lincoln, Loudon, Macon, Madison, Marion, Marshall, Maury, McMinn, McNairy, Meigs, Monroe, Montgomery, Moore, Morgan, Obion, Overton, Perry, Pickett, Polk, Putnam, Rhea, Roane, Robertson, Rutherford, Scott, Sequatchie, Sevier, Shelby, Smith, Stewart, Sullivan, Sumner, Tipton, Trousdale, Unicoi, Union, Van Buren, Warren, Washington, Wayne, Weakley, White, Williamson, Wilson.

If a name is long, truncated, or includes a district tag, that is how the official locality is labeled. Look it up in the appendix rather than shortening the official name.

More named comparisons

The regional sections cannot quote every locality. These additional pairs still use live rates and real place names, so you can see how neighbors diverge without scrolling the appendix yet.

Cross from Shelby into Davidson ** and the combined sales-tax rate moves from 9.25% to 9.75%. That 0.5% swing is $210.00 on a $42,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Knox is currently 9.25%; Hamilton is 9.25%. The difference is 0%, or $0.00 on a $42,000 vehicle. If you live in Knox, that is the extra (or the savings) versus Hamilton.

Cross from Rutherford into Montgomery and the combined sales-tax rate moves from 9.75% to 9.5%. That 0.25% swing is $105.00 on a $42,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Franklin is currently 9.25%; Jackson is 9.75%. The difference is 0.5%, or $210.00 on a $42,000 vehicle. If you live in Franklin, that is the extra (or the savings) versus Jackson.

Cross from Sullivan into Washington and the combined sales-tax rate moves from 9.25% to 9.5%. That 0.25% swing is $105.00 on a $42,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Shelby is currently 9.25%; Sumner is 9.25%. The difference is 0%, or $0.00 on a $42,000 vehicle. If you live in Shelby, that is the extra (or the savings) versus Sumner.

Cross from Shelby into Rutherford and the combined sales-tax rate moves from 9.25% to 9.75%. That 0.5% swing is $210.00 on a $42,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Bradley is currently 9.75%; Williamson is 9.75%. The difference is 0%, or $0.00 on a $42,000 vehicle. If you live in Bradley, that is the extra (or the savings) versus Williamson.

Cross from Blount into Shelby and the combined sales-tax rate moves from 9.75% to 9.25%. That 0.5% swing is $210.00 on a $42,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Anderson is currently 9.75%; Bedford is 9.75%. The difference is 0%, or $0.00 on a $42,000 vehicle. If you live in Anderson, that is the extra (or the savings) versus Bedford.

Cross from Bledsoe into Benton and the combined sales-tax rate moves from 9.25% to 9.75%. That 0.5% swing is $210.00 on a $42,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Blount is currently 9.75%; Bradley is 9.75%. The difference is 0%, or $0.00 on a $42,000 vehicle. If you live in Blount, that is the extra (or the savings) versus Bradley.

A longer tour of named places

One more pass across named places, still in comparison sentences, still live:

Anderson is currently 9.75%; Bedford is 9.75%. The difference is 0%, or $0.00 on a $28,000 vehicle. If you live in Anderson, that is the extra (or the savings) versus Bedford.

Cross from Bledsoe into Benton and the combined sales-tax rate moves from 9.25% to 9.75%. That 0.5% swing is $140.00 on a $28,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Blount is currently 9.75%; Bradley is 9.75%. The difference is 0%, or $0.00 on a $28,000 vehicle. If you live in Blount, that is the extra (or the savings) versus Bradley.

Cross from Cannon into Campbell and the combined sales-tax rate moves from 9.75% to 9.25%. That 0.5% swing is $140.00 on a $28,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Carroll is currently 9.75%; Carter is 9.75%. The difference is 0%, or $0.00 on a $28,000 vehicle. If you live in Carroll, that is the extra (or the savings) versus Carter.

Cross from Chester into Cheatham and the combined sales-tax rate moves from 9.75% to 9.25%. That 0.5% swing is $140.00 on a $28,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Claiborne is currently 9.25%; Clay is 9.75%. The difference is 0.5%, or $140.00 on a $28,000 vehicle. If you live in Claiborne, that is the extra (or the savings) versus Clay.

Cross from Coffee into Cocke and the combined sales-tax rate moves from 9.75% to 9.75%. That 0% swing is $0.00 on a $28,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Crockett is currently 9.75%; Cumberland is 9.75%. The difference is 0%, or $0.00 on a $28,000 vehicle. If you live in Crockett, that is the extra (or the savings) versus Cumberland.

Cross from Decatur into Davidson ** and the combined sales-tax rate moves from 9.5% to 9.75%. That 0.25% swing is $70.00 on a $28,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Dekalb is currently 9.75%; Dickson is 9.75%. The difference is 0%, or $0.00 on a $28,000 vehicle. If you live in Dekalb, that is the extra (or the savings) versus Dickson.

Cross from Fayette into Dyer and the combined sales-tax rate moves from 9.25% to 9.75%. That 0.5% swing is $140.00 on a $28,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Fentress is currently 9.5%; Franklin is 9.25%. The difference is 0.25%, or $70.00 on a $28,000 vehicle. If you live in Fentress, that is the extra (or the savings) versus Franklin.

Cross from Giles into Gibson and the combined sales-tax rate moves from 9.75% to 9.75%. That 0% swing is $0.00 on a $28,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Grainger is currently 9.75%; Greene is 9.75%. The difference is 0%, or $0.00 on a $28,000 vehicle. If you live in Grainger, that is the extra (or the savings) versus Greene.

Cross from Hamblen into Grundy and the combined sales-tax rate moves from 9.75% to 9.25%. That 0.5% swing is $140.00 on a $28,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Hamilton is currently 9.25%; Hancock is 9%. The difference is 0.25%, or $70.00 on a $28,000 vehicle. If you live in Hamilton, that is the extra (or the savings) versus Hancock.

Cross from Hardin into Hardeman and the combined sales-tax rate moves from 9.75% to 9.75%. That 0% swing is $0.00 on a $28,000 purchase — large enough to notice on a buyer’s order, small next to a statewide percentage if the gap is thin.

Two complete examples

These two walk-throughs use the same live rate as the regional boxes. They are not a substitute for a clerk’s calculator, but they show the arithmetic behind the live dollar figures.

What these rates do not include

County clerk title and wheel tax (some counties), plus registration, are not included in these combined sales-tax comparisons.

Common questions

What do the asterisks on Davidson mean? They are in the source export. Use county=”Davidson **” with city=”Nashville” so the lookup hits.

Is Franklin County the same as the City of Franklin? No. The city of Franklin is in Williamson County. Franklin County is a different row.

Can I trust a screenshot of this article in six months? Trust the live rates on this page, not a PDF. Highest and lowest names update when official rates change.

What if a rate shows as unavailable? The locality name may not match official spelling. Search the appendix and use the official city or county label.

Does a dealer in the cheap locality save me money? Almost never, if sourcing follows residence or first use. Davidson ** still pays 9.75% when that is where the vehicle belongs.

How these rates stay current

Every rate and dollar amount in this article is pulled live from current official data used by the Tennessee Department of Revenue and county clerks. When an official levy changes, the figures on this page update in real time. Highest and lowest locality names also update automatically.

This is an educational estimator, not a clerk’s receipt. Effective dates, exemptions, trade-in rules, and assessment fractions can be more precise than a single combined rate. When you title, the state’s collecting office is the authority.

Appendix: searchable rate table

Use this as a search box, not as a substitute for the comparisons above. Filter by city, county, or location name.

Conclusion

Tennessee does not have one vehicle-tax number. Davidson ** is 9.75%; Shelby is 9.25%; the live high is 9.75% and the live low is 9%. If you live in the high place, you feel it on a $28,000 taxable purchase; if you live in the low place, you still owe whatever statewide tax or fee the statutes below impose. Walk the region that matches your address, then confirm the live row in the appendix before you sign.

This guide is an educational estimator. It is not legal, tax, or DMV advice. Figures shown inline are sourced from the Tennessee Department of Revenue and county clerks and related official rate data, update in real time, and can change when a locality’s levy changes. Confirm amounts with the collecting agency cited above before you pay.